Tango AML

Additional features

Software for international money transfer operators

Provides the core software platform needed to run an international remittance business.

Mobile Apps for international money transfer operators

Offers mobile applications for both the operator and potentially their customers.

Money Transmitters License coverage

Implies the software helps with or supports the requirements for obtaining and maintaining money transmitter licenses.

Robust core infrastructure for user data

A strong and reliable backend system to store and manage all user-related information.

Security measures to protect user information and transactions

Implemented safeguards to ensure the confidentiality and integrity of data and financial exchanges.

Monitoring capabilities for operational oversight

Tools and features to track the system's performance and operational activities.

Rules engine to govern transfer operations and corridors

A system to define and enforce the business logic and regulations for different transfer routes.

Integrated compliance features for regulatory adherence

Built-in tools to help meet legal and regulatory requirements in the money transfer industry.

Reporting capabilities for operational and regulatory needs

Functionality to generate various reports required for business operations and compliance.

Customer support features to assist users

Tools and systems to provide help and assistance to both the platform operators and their customers.

User-friendly web applications for desktop access

Web-based interface accessible via computers for managing the platform.

User-friendly mobile applications for on-the-go access (iOS and Android)

Mobile apps for convenient access and use on smartphones and tablets.

Quick and effortless money transfers for users

Designed to make the process of sending money fast and easy for the end-users.

Secure connection between user interfaces and the core system

Ensures that all communication between the front-end and back-end is encrypted and protected.

Seamless and hassle-free experience for users

Aims to provide a smooth and easy process for sending and receiving money.

API middleware solution for enhanced scalability

An intermediary layer that improves the system's ability to handle increasing loads.

API middleware solution for enhanced efficiency

Optimizes the communication and data flow within the system for better performance.

Customizable front-end applications for iOS (white-labeling)

Ability to brand the iOS app with the operator's own logo and identity.

Customizable front-end applications for Android (white-labeling)

Ability to brand the Android app with the operator's own logo and identity.

Customizable front-end applications for web platforms (white-labeling)

Ability to brand the web interface with the operator's own logo and identity.

Cloud-based infrastructure for reliability and accessibility

Hosted on cloud servers for high availability and access from anywhere.

Option for deployment in Microsoft Azure

Specifically supports deployment on Microsoft's cloud platform.

Option for deployment in similar cloud platforms

Also compatible with other comparable cloud hosting providers.

Customer-centric website built in .NET CMS

A dedicated website for customers, built using the .NET content management system.

Editable website content for company information management

Allows the operator to easily update and manage the content on their customer-facing website.

Core System stores all user data securely

The central system is responsible for the secure storage of all user-related information.

Core System manages security protocols

Handles the implementation and enforcement of security measures.

Core System tracks monitoring data

Collects and stores data related to system performance and operations.

Core System manages rules for different transfer corridors

Defines and applies specific rules based on the origin and destination of the money transfer.

Integrated compliance add-ons for AML and KYC

Includes pre-built modules for Anti-Money Laundering and Know Your Customer processes.

Reporting add-ons for generating necessary reports

Provides tools to create various reports required for business and regulatory purposes.

Customer support add-ons for managing user inquiries

Includes features to handle and track customer support requests.

Wide range of features and functionalities for money transfer operations

Offers a comprehensive set of tools for managing all aspects of the business.

Web system for consumers to send money from computers

End-users can access the platform via a web browser to initiate transfers.

Mobile apps for consumers to send money from cell phones

End-users can use mobile applications on their phones to send money.

Fast money sending capabilities

The system is designed for quick processing of money transfers.

Easy money sending process

The user interface is designed to be intuitive and simple for sending money.

Direct and secure connection to the Tango Core from user interfaces

Ensures a protected communication channel for all transactions.

AML solutions (XRAY) to prevent money laundering

A specific module (XRAY) focused on detecting and preventing money laundering activities.

KYC solutions (Verifiero) to verify customer identities

A specific module (Verifiero) for verifying the identity of customers.

Control over the KYC process

Provides tools and workflows to manage the entire Know Your Customer procedure.

Ability to know and verify the client's identity

Helps operators confirm the true identity of their customers.

Matches compliance needs with built-in features

The system's functionalities align with the requirements of relevant regulations.

White-labeling options for iOS, Android, and web front-ends to suit branding

Allows complete customization of the user-facing interfaces with the operator's brand.

Software platform that is inherently cloud-based

The entire system is designed and hosted in the cloud.

Scalability to handle growing transaction volumes

The cloud infrastructure allows the system to easily handle increasing numbers of transactions.

Flexibility to adapt to changing business needs

The platform can be customized and adjusted to meet evolving requirements.

Option for deployment in Microsoft Azure for robust infrastructure

Offers the reliability and security of Microsoft's cloud services.

Stand-alone website for customer interaction and information

A separate website dedicated to providing information and services to customers.

Website built using .NET CMS for easy content management

Uses a familiar and widely supported content management system.

Ability for the company to change, update, and add information to the website

Provides full control over the website's content.

10+ years of expertise in building secure financial technology

The company has significant experience in creating secure financial solutions.

Built-in compliance process for automatic adherence to regulations

Compliance checks and procedures are integrated into the system's workflow.

Real-time monitoring of changes in regulations and user behavior

The system actively tracks relevant changes and activities.

AML6 centered CRM system for managing anti-money laundering efforts

A Customer Relationship Management system specifically designed for AML compliance, aligned with AML6 standards.

KYC centered CRM system for managing know-your-customer processes

A CRM system focused on managing and tracking customer verification processes.

CRM system that manages and recognizes patterns for risk assessment

Uses data analysis to identify potential risks and suspicious activities.

Shortest time to market for new entrants due to flexible architecture

New businesses can launch their money transfer services quickly using this platform.

Capability to update legacy systems with modern features

The platform can be used to modernize existing, older systems.

Ability to automate manual handling of processes for efficiency

Reduces manual tasks through automation, improving operational efficiency.

Agnostic solution that can integrate with various systems

Designed to work with different existing technologies and platforms.

Highly scalable architecture to support business growth

The system can easily scale up to accommodate increasing business demands.

Customizable branded solution through white-labeling

Allows for a fully branded experience for the operator's customers.

White Label software provides customers with a branded product experience

End-users interact with the operator's own brand.

Easy-to-use Customer Management System (CMS) for managing users and transactions

Provides a simple interface for managing customer data and transfer records.

Integration with Banks for inbound fund transfers

Connects with banking systems to receive money from senders.

Integration with Banks for outbound fund transfers

Connects with banking systems to send money to recipients.

Integration with Payment Service Providers (PSPs) for inbound funds

Connects with PSPs to facilitate receiving money.

Integration with Payment Service Providers (PSPs) for outbound funds

Connects with PSPs to facilitate sending money.

Integration with Currency Exchange services for currency conversion

Links with services that handle the conversion of currencies.

Integration with AML service providers for enhanced anti-money laundering capabilities

Can connect with specialized AML service providers for more robust protection.

Integration with KYC service providers for robust customer verification

Can connect with specialized KYC service providers for enhanced identity verification.

Fast and efficient customer support

Promises quick and effective assistance to users.

High-quality customer support to address user needs

Provides knowledgeable and helpful support.

Send funds using bank transfers as a payout method

Recipients can receive money directly into their bank accounts.

Collect funds using bank transfers as a pay-in method

Senders can fund their transfers via bank transfers.

Send funds using cash pickups as a payout method

Recipients can collect money in person at designated locations.

Collect funds using cash pickups as a pay-in method

Senders can fund their transfers by paying in cash at designated locations.

Send funds using local wallet systems as a payout method

Recipients can receive money in their mobile or digital wallets.

Collect funds using local wallet systems as a pay-in method

Senders can fund their transfers using their local mobile or digital wallets.

Extensive network for sending funds to over 130 countries

Wide geographical coverage for sending money.

Ability to exchange currencies across more than 70 global markets

Supports a large number of currency pairs for transfers.

Payment Channels include bank transfers for payouts

One of the methods for recipients to receive funds.

Payment Channels include cash pickup options for payouts

Another method for recipients to receive funds in person.

Payment Channels include agents facilitating payouts

Utilizing agents for disbursing funds to recipients.

Payment Channels include mobile wallets for digital payouts

Sending money directly to mobile wallets.

Payment Channels include various payment systems for payouts

Supporting different payment platforms for sending money.

Effortless integration with a diverse network of trusted partners

Easy connection with various reliable partners in the financial ecosystem.

API orchestration layers for managing integrations

A system to manage and coordinate the connections with different APIs.

Effortlessly establish connections with partner banks

Simplifies the process of integrating with new banking partners.

Ability to expand the network of partner banks in real-time

Allows for quick addition of new banking partners.

Effortlessly establish connections with payment companies

Simplifies the process of integrating with new payment service providers.

Ability to expand the network of payment companies in real-time

Allows for quick addition of new payment partners.

Adaptability to different regulatory environments and market needs

The platform can be adjusted to comply with various rules and market demands.

Partner Ecosystem for sending payments to 130+ countries

A network of partners enabling global reach.

Partner Ecosystem supporting 70+ currencies

A network of partners supporting a wide range of currencies.

Payout Agent Module for seamless fund distribution

A specific module for managing and executing payouts through agents.

Secure execution of payouts to recipients

Ensuring that funds are delivered safely to the intended recipients.

Efficient execution of payouts to recipients

Ensuring that payouts are processed quickly and smoothly.

Instant P2P transfers within the platform for users

Allows users to send money to each other within the platform in real-time.

P2P transfers across all available currencies within the platform

Supports peer-to-peer transfers in different currencies.

Send payouts directly to MPesa mobile wallets

Specific integration for sending money to MPesa users.

Send payouts directly to MTN mobile wallets

Specific integration for sending money to MTN users.

Send payouts directly to Alipay digital wallets

Specific integration for sending money to Alipay users.

Send payouts to other popular mobile and digital wallets

Supports integration with various other digital wallet services.

Cash Pickup available across multiple bank locations in 30+ countries

Wide availability of cash pickup locations through bank partnerships.

Cash Pickup available across multiple cash agent locations in 30+ countries

Wide availability of cash pickup locations through agent partnerships.

Payins facilitated through partners like Currencycloud for cross-border transactions

Utilizing Currencycloud's services for receiving international payments.

Payins facilitated through partners like Moov for embedding payment functionality

Integrating with Moov to incorporate payment features into the platform.

Payins facilitated through partners like Rytepay for payment processing

Using Rytepay for handling payment processing for incoming funds.

Payouts facilitated through partners like Thunes for global reach and multiple payment methods

Leveraging Thunes' network for worldwide payouts through various channels.

Payouts facilitated through partners like Bakaal for innovative money transfer solutions

Utilizing Bakaal's technology for advanced payout options.

XRAY solution for Know Your Customer (KYC) and Anti-Money Laundering (AML)

A dedicated module for handling KYC and AML compliance.

XRAY helps ensure trust by verifying customers

Assists in verifying the identities of customers to build trust.

CRM system within XRAY allows saving all relevant customer data

Stores all necessary customer information for compliance purposes.

CRM system allows tagging clients for categorization

Enables the categorization of clients for better management and risk assessment.

CRM system allows limiting client transaction amounts or access

Provides controls to set transaction limits and access levels for clients.

CRM system allows risk assessment of clients based on various factors

Facilitates the evaluation of the risk associated with each client.

Provides all the necessary tools to stay compliant and conduct safe transactions

Offers a comprehensive suite of features for regulatory compliance and secure operations.

Helps in proving compliance to governing agencies and other stakeholders

Generates the necessary data and reports to demonstrate adherence to regulations.