Thepeer Payments Links logo

Thepeer Payments Links

by Thepeer Technologies Ltd. · Since 2021
No reviews yet
Active1+ countries
Quick facts
VendorThepeer Technologies Ltd.
Year launched2021
StatusActive
LocationLagos, NG
Countries served1+
Languages1
Integrations15+
Free tier
Free trial
Contact sales

About Thepeer Payments Links

Thepeer Wallet Payments Platform is a payment processing software from Thepeer that facilitates digital transactions. It includes features for transaction management, user authentication, and reporting tools so businesses can handle payments efficiently. This platform allows users to securely manage wallet transactions and provides insights into payment activities. Thepeer Wallet Payments Platform supports various payment methods and offers customizable options for user use. Key capabilities: transaction management user authentication reporting tools multiple payment methods customizable options Best for: businesses that need a reliable solution for digital payment processing.

Thepeer Payments Links was a fintech API solution designed to simplify wallet-based transactions for African businesses. Its primary goal was to allow merchants and startups to create no-code payment links that customers could use to pay directly from their digital wallets. Key features included customizable branding, subscription support, and multi-channel distribution, making it highly versatile for e-commerce and fintech platforms. The user interface was clean, minimalistic, and intuitive, reflecting Thepeer’s focus on simplicity. Businesses could generate links through a straightforward dashboard without technical expertise. Navigation was seamless, with clear prompts for link creation, branding customization, and analytics. This accessibility made it particularly appealing to small businesses and startups with limited resources. Functionality was a standout feature. Beyond simple payment links, Thepeer supported wallet-to-wallet transfers, recurring billing, and integration with popular African wallet providers like Eversend and Garmspot. Its innovative strength lay in bridging multiple wallet ecosystems, enabling seamless transactions across platforms—a capability rare among competitors at the time. Performance was reliable, with fast transaction processing and secure API calls.

Pros & Cons

What users like
  • +High success rates, bypassing common "card-not-present" failures that often affect Nigerian transactions.
  • +Fast and seamless checkout experience for users with funds already in partner wallets.
  • +No-code friendly, ideal for social commerce vendors on platforms like Instagram and WhatsApp.
  • +Developer-friendly platform with clean API and clear documentation at the time of launch.
  • +Innovative solution addressing wallet fragmentation across Africa, one of the first of its kind.
What users flag
  • Market acceptance was limited, as many users preferred bank transfers or card payments.
  • Scope was largely restricted to Nigeria and specific partner wallets, limiting broader adoption.
  • Compliance hurdles were significant and cited as a major factor in the platform’s eventual shutdown.
  • No longer active; the software cannot be used for new business ventures since April 2024.
  • Required customer education to teach users how to "Pay with Thepeer" versus traditional payment methods.

Features

Key features

Wallet Interoperability
Enabled customers to pay for goods using balances from different fintech apps (e.g., paying a vendor using a Piggyvest or Chipper Cash balance).
No-Code Integration
Allowed users to generate a link in seconds and send it via WhatsApp, Instagram, or DM without needing a website.
Direct-to-Wallet Transfers
Eliminated the need for traditional card payments, reducing the risk of card transaction failures.
Customizable Links
Users could add descriptions, set fixed amounts, or allow customers to enter their own amounts.
One-Click Checkout
Streamlined the payment process for returning users who had already linked their wallets.

Additional features

Dynamic Payment Link Generation
Create unique, instant payment links for customers or clients.
Wallet-to-Wallet Payment Processing
Enable direct transfers between digital wallets securely and instantly.
Real-time Transaction Notifications (Webhooks)
Receive instant alerts for payments via webhook integrations.
Merchant Analytics Dashboard
View transactions, revenue, and payment trends in one dashboard.
Customer Information Collection (Email/Name)
Capture essential customer details during payment process easily.
Transaction History Export (CSV/PDF)
Download payment records in CSV or PDF formats.
Refund Processing Management" Handle customer refunds efficiently with automated workflows.
Widget UI Customization (Branding)
Customize payment widget to match merchant branding seamlessly.
Developer Sandbox for Testing
Test payment flows safely in a developer sandbox environment.
Cross-Platform SDKs (React, PHP, Laravel, Go, etc.)
Integrate payments using SDKs across multiple programming platforms.
Settlement Management
Manage merchant payouts and fund settlements accurately.

Pricing

Free trial
Free version
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Countries & Languages

1
Countries served
1
Interface languages
1
Billing currencies

Available in

Nigeria

Interface languages

English

Billing currencies

🇳🇬NGN

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