TPAY logo

TPAY

by TPAY Mobile · Since 2014
No reviews yet
Active4+ countries
Quick facts
VendorTPAY Mobile
Year launched2014
StatusActive
Location35WF+Q99 - Thuraya Telecommunications Tower, P.O.Box 283333, Next to Byblos Hotel, Al Thanayah - 1, TECOM C - Sheikh Zayed Rd - Barsha Heights - Dubai - United Arab Emirates
Countries served4+
Languages2
IntegrationsN/A
Free tierN/A
Free trialN/A
Contact salesN/A

About TPAY

TPAY is a mobile payment software from TPAY Mobile that provides secure mobile payment solutions with API integration across the META region. It combines Direct Carrier Billing (DCB), Direct Wallets Billing (DWB), and Money Transfer so businesses can connect with a wider audience. The platform supports various payment methods and flexible billing options, facilitating transactions without the need for traditional banking infrastructure. TPAY also offers features like Checkout and Bundling to further improve the payment use. Key capabilities: Direct Carrier Billing Direct Wallets Billing Money Transfer Checkout Bundling Best for: businesses in the META region that need to expand their payment options and reach more customers.

tpay mobile is a powerful mobile payment platform designed to bridge the gap between merchants and consumers in the Middle East, Africa, and Türkiye. Launched in 2014 and headquartered in Dubai, this fintech solution enables businesses to accept mobile-based payments easily through a single API, connecting them with a vast network of mobile operators, wallets, and banking channels. It specializes in Direct Carrier Billing and Direct Wallet Billing, crucial for regions where credit card usage is limited. These features enable customers to make purchases using their phone balance or wallet credits, greatly increasing conversion rates and expanding access to underbanked populations. Merchants benefit from localized checkout experiences, powerful reporting dashboards, and integrated payment bundling options, all managed through a cloud-based platform. While pricing transparency and feature extendability could improve, the platform excels at financial inclusion and scaling digital payments in fast-growing mobile markets. Overall, tpay mobile is a strategic choice for businesses targeting mobile-first economies.

Pros & Cons

Pros
  • Provides seamless mobile payment access across multiple countries using a single unified integration platform
  • Strong support for underbanked users through carrier and wallet-based payment technologies
  • Highly scalable infrastructure suitable for large transaction volumes and enterprise-level merchants
  • Localized checkout experiences significantly improve user trust and payment completion rates
  • Robust API design enables fast deployment and easy integration into existing digital systems
Cons
  • Platform setup can be technically demanding for small businesses without developer support
  • Limited third-party plugin ecosystem compared to larger global payment gateways
  • Advanced analytics features are less detailed than specialized financial intelligence platforms
  • Coverage is mainly focused on emerging markets, limiting use in some Western regions

Features

Key features

Direct Carrier Billing

Enables users to pay using mobile airtime or postpaid phone bills.

Direct Wallet Billing

Allows payments through connected mobile wallets without cards.

Unified Payment API

One integration connects merchants to multiple payment methods.

Localized Checkout

Adapts payment flows to regional languages and user behavior.

Merchant Dashboard

Provides transaction monitoring and performance analytics.

Additional features

Mobile Operator Billing

Allows customers to pay using airtime or postpaid mobile balance.

Digital Wallet Payments

Supports payments through connected mobile wallet services.

Unified Payment API

Provides one integration point for multiple payment channels.

Localized Checkout

Displays region-specific payment interfaces and languages.

Transaction Reporting

Shows real-time payment status and history for merchants.

Fraud Protection

Detects and reduces unauthorized or suspicious transactions.

Settlement Management

Handles payout processing and reconciliation for merchants.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

4
Countries served
2
Interface languages
1
Billing currencies

Available in

Middle EastTurkeyAfricaSelected parts of Asia and Europe

Interface languages

EnglishArabic

Billing currencies

🇺🇸USD

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