Voom Core logo

Voom Core

by Voom · Since 2016
No reviews yet
Active1+ countriesCloud
Quick facts
VendorVoom
Year launched2016
StatusActive
LocationPalo Alto, CA, United States
Countries served1+
Languages1
IntegrationsN/A
Free tierNO
Free trialNO
Contact salesYES

About Voom Core

Voom Core is an InsurTech platform developed by VOOM Insurance to modernize the insurance value chain for specialized mobility sectors.

Voom Core is an InsurTech platform developed by VOOM Insurance to modernize the insurance value chain for specialized mobility sectors. The platform combines real-time risk analytics with a cloud-native policy management system designed to support modern insurance products. By integrating telemetry data from vehicles along with contextual information such as weather conditions, location data, transportation patterns, and public safety alerts, the system enables insurers to evaluate risk dynamically and make more accurate underwriting decisions. The platform replaces traditional legacy insurance systems with a fully customizable, cloud-based policy administration system. It supports core insurance operations including quoting, rating, policy binding, billing, reporting, and claims management. Voom Core also focuses heavily on distribution by enabling embedded insurance capabilities, broker integrations, APIs, and white-label solutions that allow insurers to launch digital insurance products quickly. Overall, the platform is particularly suited for insurers working in mobility-focused insurance products such as motorcycles, scooters, e-bikes, and emerging transportation technologies, helping them offer usage-based insurance models with improved operational efficiency and enhanced customer experience.

Pros & Cons

Pros
  • White-label capabilities help insurers launch branded insurance products quickly.
  • Flexible policy management handles quoting, billing, claims and reporting workflows.
  • API-driven platform enables embedded insurance and third-party integrations.
  • Cloud-native architecture replaces outdated legacy insurance systems effectively.
  • Real-time risk analytics uses mobility data for more accurate underwriting decisions.
Cons
  • Primarily focused on mobility insurance which may limit broader insurance use cases.
  • Requires technical integration with telemetry data sources for full functionality.
  • Implementation complexity could increase for companies with legacy infrastructure.
  • Platform availability appears concentrated mainly in the United States market.
  • May require insurer process changes to adopt usage-based underwriting models.

Features

Key features

Embedded insurance distribution

Allows insurance products to be embedded into digital platforms via APIs.

Multi-channel distribution

Supports online distribution, broker networks, and embedded insurance partners.

Usage-based insurance support

Enables pay-per-mile and data-driven insurance pricing models.

Cloud-native policy management

Modern policy administration system replacing legacy insurance platforms.

Risk analytics engine

Collects telemetry and contextual data to produce real-time insurance risk insights.

Additional features

Reporting and analytics

Provides operational and performance reporting tools.

Customization tools

Allows insurers to configure products and workflows.

Embedded insurance support

Integrates insurance into digital ecosystems and services.

Mobile app integration

Provides mobile capabilities for customers and policy management.

Broker support

Allows brokers to distribute insurance products through the platform.

API integrations

Enables integration with external applications and partner platforms.

White-label capabilities

Allows insurers to brand insurance products under their own identity.

Claims management

Supports claims processing and reporting within the platform.

Policy administration system

Manages rating, quoting, binding, billing, and policy lifecycle.

Cloud-based architecture

Built as a modern cloud platform for scalability and flexibility.

Real-time risk analytics

Generates continuous risk insights for insurers and underwriting teams.

Public safety alert integration

Incorporates safety alerts into dynamic insurance risk analysis.

User risk history tracking

Analyzes historical user behavior to assess underwriting risk levels.

Contextual data analysis

Uses weather, location, and transportation data to improve risk evaluation.

Telemetry data integration

Connects to vehicles and devices to capture real-time mobility data.

Pricing

Free trial
Free version
Request a quote
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Countries & Languages

1
Countries served
1
Interface languages
1
Billing currencies

Available in

United States

Interface languages

English

Billing currencies

🇺🇸USD

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