XAI Validate logo

XAI Validate

by Tic:Toc Enterprise · Since 2015
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Sold1+ countriesCloud
Quick facts
VendorTic:Toc Enterprise
Year launched2015
StatusSold
LocationKing William Street, Adelaide, South Australia 5000, AU
Countries served1+
Languages14
Integrations
Free tier
Free trial
Contact salesYES

About XAI Validate

XAI Validate is a software platform from Tic:Toc Enterprise designed for financial assessment. It combines document automation, White-labelled mortgage solution, and Xapii Convert to help with data source consolidation and serviceability. The platform supports agnostic ingestion of data, allowing users to access their data's potential for improved outcomes. With its open architecture, XAI Validate leads the future of financial assessment by providing modern solutions tailored to user needs. Users benefit from the ability to efficiently convert and decide on mortgage applications while ensuring compliance and accuracy through OCR technology. Key capabilities: document automation White-labelled mortgage solution Xapii Convert Xapii Decide data source consolidation Best for: financial institutions that need reliable lending assessment tools.

Tiimely, developed by Tiimely Pty Ltd, stands as a sophisticated AI-powered financial technology platform designed to enhance lending operations for a spectrum of institutions, from prominent Australian banks to emerging fintechs. With a presence in Sydney and Adelaide, this open-architecture solution harnesses data enrichment, automation, and interoperability to deliver highly configurable lending experiences, eschewing the need for protracted digital transformations. Catering to diverse applications such as mortgages, consumer lending, and hardship recovery, Tiimely empowers businesses to expedite approvals, automate decision-making, and elevate customer outcomes. Bolstered by security accreditations including ISO 20071, SOC2, and CDR, it offers a reliable foundation for optimizing lending offerings with minimal disruption. The platform prioritizes usability through an intuitive interface, likely featuring real-time dashboards and tools for decision annotation, though explicit design specifics remain understated. Its strength lies in seamless integration, employing an API-driven framework to consolidate disparate data sources—such as financial records and settlement systems—into a unified stream of actionable insights. Compatible with standard operating systems and accessible via web browsers, Tiimely’s adaptable design suits institutions of varying scale, integrating effortlessly with existing tech stacks.

Pros & Cons

What users like
  • +AI-powered automation accelerates lending processes.
  • +Highly configurable, reducing need for custom builds.
  • +Seamless data integration enhances decisioning precision.
  • +Trusted by major Australian banks (e.g., Bendigo Bank).
  • +Strong security with ISO 20071, SOC2, and CDR accreditations.
What users flag
  • Pricing opacity requires direct inquiry, delaying cost assessment.
  • Limited specific UI or mobile compatibility details.
  • Potential complexity for smaller firms without technical expertise.

Features

Key features

Real-Time Lending Decisioning - Harnesses AI and machine learning for instant, configurable credit decisions tailored to policy needs.
Data Consolidation - Agnostic ingestion unifies disparate data sources for enriched customer insights and outcomes.
Automated Serviceability Assessment - Evaluates customer financial capacity swiftly using validated data and automation.
Configurable Fulfilment Journeys - Enables bespoke lending processes from approval to funding without extensive builds.
Insights APIs - Delivers powerful, contextual data insights to navigate industry and regulatory landscapes.
Lending Document Automation - Streamlines document processing and OCR for faster operational workflows.
Secure Reconciliation - Ensures reliable settlement data management with API-powered infrastructure.

Additional features

API-Powered Tools - Drives conversion with seamless integration and real-time capabilities.
Customer Experience Optimization - Enhances interactions with intuitive, data-driven tools and UX.
Data Enrichment - Transforms raw data into actionable insights for better decisioning.
Process Automation - Reduces manual effort with end-to-end lending automation.
Decision Annotation - Allows secure amendments to automation results for refined outcomes.
Audit Trail Operationalization - Simplifies compliance and hindsight review processes.
Hardship Recovery Planning - Crafts bespoke plans based on true customer servicing capacity.
White-Labelled Solutions - Offers branded mortgage experiences configurable to risk appetites.
Multi-Use Case Support - Adapts to mortgages, auto finance, credit cards, and BNPL scenarios.
Regulatory Navigation - Provides insights to stay ahead of shifting compliance landscapes.

Pricing

Free trial
Free version
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Countries & Languages

1
Countries served
14
Interface languages
9
Billing currencies

Available in

All Countries.

Interface languages

EnglishSpanishFrenchGermanItalianPortugueseDutchRussianChineseJapaneseKoreanArabicHindiTurkish.

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇯🇵JPY🇨🇦CAD🇦🇺AUD🇨🇭CHF🇨🇳CNY🇸🇪SEK

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