Xendit logo

Xendit

by Xendit · Since 2015
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Active7+ countriesCloud
Quick facts
VendorXendit
Year launched2015
StatusActive
LocationJakarta, Indonesia
Countries served7+
Languages2
Integrations4+
Free tierNO
Free trialYES
Contact salesNO
Last reviewed: Jun 2026

About Xendit

A financial infrastructure platform providing payment processing, disbursement, and financial operations tools for businesses in Southeast Asia. Supports 100+ payment methods including cards, e-wallets, and bank transfers.

Xendit is a comprehensive financial infrastructure platform designed to simplify payment operations for businesses across Southeast Asia. It serves as an all-in-one solution for receiving and sending payments, offering deep integrations with over 100 local and international payment methods, including e-wallets, bank transfers, and credit cards. Beyond basic payment processing, Xendit provides a suite of business operations tools such as expense management, corporate cards, and treasury services, making it a versatile choice for startups and large enterprises alike. The platform is particularly noted for its robust API-first approach, which allows for seamless integration into existing e-commerce and marketplace workflows. Security is a core component, with built-in fraud detection and identity verification services that help businesses remain compliant and secure. While Xendit offers a transparent, pay-as-you-go pricing model, enterprise-level features and custom settlements are available through sales contact. With a strong presence in Indonesia, the Philippines, Malaysia, Thailand, Vietnam, and Singapore, Xendit is a critical partner for companies looking to navigate the fragmented payment landscape of the region.

Pros & Cons

Pros
  • Supports a wide range of local payment methods across Southeast Asia.
  • Robust API-first design simplifies integration for developers.
  • Includes comprehensive security features like fraud detection and e-KYC.
  • Provides flexible payout and settlement options to improve cash flow.
  • Scalable infrastructure suitable for both startups and large enterprises.
Cons
  • Pricing for enterprise services and custom settlements is not publicly detailed.
  • Some advanced features require specific local entity registration.
  • Regional availability is focused primarily on Southeast Asian markets.

Features

Key features

Payment Gateway Integration

Enables businesses to accept 100+ local and international payment methods through a single API.

Automated Payouts

Facilitates bulk and automated fund transfers to 450+ destination channels across the region.

Fraud Detection

Provides automated security tools to identify and mitigate transaction risks.

Subscription Management

Supports recurring billing and auto-debit functionality for subscription-based businesses.

Identity Verification

Offers e-KYC tools including OCR, AML checks, and liveness detection for user onboarding.

Additional features

Payment Links

Generates no-code payment URLs for quick collection.

In-Person Payments

Supports physical store card acceptance.

Cross-Border Settlements

Manages multi-currency payouts and collections.

Early Settlement

Provides accelerated access to funds before standard settlement cycles.

XenPlatform

Infrastructure for marketplaces to split and disburse funds to sub-merchants.

Corporate Cards

Issues cards for business expenses with fast KYC.

Treasury Management

Handles global payments and payouts in 17 currencies.

Expense Management

Centralizes corporate financial needs in one platform.

Banking as a Service

Allows creation of co-branded bank accounts or e-wallets.

E-Money as a Service

Enables businesses to build their own e-money solutions.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Monthly plans

Pay-as-you-go
Custom
contact sales for pricing

Transparent per-transaction pricing based on payment method (e.g., 4.0% for international cards, 0.5% for Virtual Accounts).

Source: vendor pricing page →

Countries & Languages

7
Countries served
2
Interface languages
13
Billing currencies

Available in

IndonesiaPhilippinesMalaysiaThailandVietnamSingaporeHong Kong

Interface languages

EnglishIndonesian

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇮🇩IDR🇸🇬SGD🇲🇾MYR🇵🇭PHP🇻🇳VND🇹🇭THB🇰🇷KRW🇯🇵JPY🇦🇺AUD🇳🇿NZD

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