Bank-On-Mobile logo

Bank-On-Mobile

by Longbridge Technologies Limited · Since 2010
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Quick facts
VendorLongbridge Technologies Limited
Year launched2010
StatusActive
Location31, Ladoke Akintola Street, GRA Ikeja, Lagos P.O Box 71186 Victoria Island Lagos
Countries served
Languages1
Integrations
Free tier
Free trial
Contact salesYES

About Bank-On-Mobile

Bank-On-Mobile is a mobile banking platform from Longbridge Technologies Limited that provides banking services on mobile devices. It includes account management, transaction processing, and customer support features so users can manage their finances conveniently from their smartphones. This platform supports a variety of banking functions, allowing customers to check balances, transfer funds, and pay bills directly through their mobile devices. Bank-On-Mobile also offers security features to protect user data and transactions. Key capabilities: account management transaction processing bill payment customer support security features Best for: banking customers who need mobile access to their financial services.

Bank-On-Mobile by Longbridge Technologies is a purpose-built digital banking solution designed to bridge the gap between financial institutions and underserved populations, particularly in low-connectivity environments. Unlike conventional mobile banking apps, it delivers secure account access and transaction services without requiring internet connectivity or application downloads, relying instead on a menu-driven, USSD or SMS-based interface. This design choice, while visually basic, is highly practical and intuitive for users with feature phones or limited digital literacy, making the platform exceptionally accessible. Its strongest value lies in enabling agency banking, allowing trained agents to onboard customers, process transactions, and support both retail and corporate clients efficiently, even in remote areas. Performance is fast and reliable due to minimal data transfer, and the system is resilient in environments where mobile data is unstable or unavailable. Security is a notable strength, with support for multiple biometric and non-biometric authentication options that banks can configure to meet regulatory and operational needs.

Pros & Cons

What users like
  • +Works without internet, enabling financial inclusion.
  • +Less prone to application-side failures or internet outages.
  • +Offers multiple biometric/non-biometric authentication options.
What users flag
  • Cannot support advanced, data-heavy features (e.g., video KYC, rich graphics).
  • Limits the ability to deploy continuous software updates via app stores.

Features

Key features

Menu-Driven Application
The application operates using menus, eliminating the need to download or install a dedicated app.
No Internet Connection Required
Customers can access their account quickly and without any internet access or data connection.
Fast and Hassle-Free Access
The application design provides rapid and simple access to the customer's account.
Agency Banking Enabler
It is specifically built to facilitate and support a bank's network of agents.
Multiple Authentication Modes
The system offers a choice of both biometric and non-biometric methods for security authentication.
Round-the-Clock Service
The application ensures active and secured banking experiences are available 24 hours a day.

Additional features

Menu-Driven Application
The application is navigated using menus instead of a traditional graphical interface.
No Application Download Required
Customers do not have to download any separate application to use the service.
No Internet Connection Required
The system gives access to a customer's account without the need for an internet connection.
Fast Access
Customers can get rapid access to their account information.
Hassle-Free Access
The application is designed to provide simple, stress-free access for the user.
Supports Customer Service Processes
It is designed to assist banks with their customer service operations.
Supports Customer Acquisition Processes
It is also designed to help banks in the process of gaining new customers.
Built to Enable Agency Banking
The core purpose of the application is to support and enable agency banking operations.
Multiple Biometric Authentication Modes
The system employs various biometric methods for safety authentication.
Multiple Non-Biometric Authentication Modes
The system also employs various non-biometric methods for safety authentication.
Organization Choice of Authentication
The system allows the implementing bank to choose which authentication method(s) to employ.
Support for Retail Users
The service is designed to be used by banks' individual consumer customers.
Support for Corporate Clientele
The service is also designed to be used by banks' business and corporate customers.
Round-the-Clock Activity
The service is active 24 hours a day to ensure banking experiences.
Secured Banking Experiences
The system utilizes safety measures to ensure all banking interactions are well-secured.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Countries served
1
Interface languages
1
Billing currencies

Interface languages

English

Billing currencies

🇺🇸USD

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