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About Bank-On-Mobile
Bank-On-Mobile is a mobile banking platform from Longbridge Technologies Limited that provides banking services on mobile devices. It includes account management, transaction processing, and customer support features so users can manage their finances conveniently from their smartphones. This platform supports a variety of banking functions, allowing customers to check balances, transfer funds, and pay bills directly through their mobile devices. Bank-On-Mobile also offers security features to protect user data and transactions. Key capabilities: account management transaction processing bill payment customer support security features Best for: banking customers who need mobile access to their financial services.
Bank-On-Mobile by Longbridge Technologies is a purpose-built digital banking solution designed to bridge the gap between financial institutions and underserved populations, particularly in low-connectivity environments. Unlike conventional mobile banking apps, it delivers secure account access and transaction services without requiring internet connectivity or application downloads, relying instead on a menu-driven, USSD or SMS-based interface. This design choice, while visually basic, is highly practical and intuitive for users with feature phones or limited digital literacy, making the platform exceptionally accessible. Its strongest value lies in enabling agency banking, allowing trained agents to onboard customers, process transactions, and support both retail and corporate clients efficiently, even in remote areas. Performance is fast and reliable due to minimal data transfer, and the system is resilient in environments where mobile data is unstable or unavailable. Security is a notable strength, with support for multiple biometric and non-biometric authentication options that banks can configure to meet regulatory and operational needs.
Pros & Cons
- Works without internet, enabling financial inclusion.
- Less prone to application-side failures or internet outages.
- Offers multiple biometric/non-biometric authentication options.
- Cannot support advanced, data-heavy features (e.g., video KYC, rich graphics).
- Limits the ability to deploy continuous software updates via app stores.
Features
Key features
The application operates using menus, eliminating the need to download or install a dedicated app.
Customers can access their account quickly and without any internet access or data connection.
The application design provides rapid and simple access to the customer's account.
It is specifically built to facilitate and support a bank's network of agents.
The system offers a choice of both biometric and non-biometric methods for security authentication.
The application ensures active and secured banking experiences are available 24 hours a day.
Additional features
The application is navigated using menus instead of a traditional graphical interface.
Customers do not have to download any separate application to use the service.
The system gives access to a customer's account without the need for an internet connection.
Customers can get rapid access to their account information.
The application is designed to provide simple, stress-free access for the user.
It is designed to assist banks with their customer service operations.
It is also designed to help banks in the process of gaining new customers.
The core purpose of the application is to support and enable agency banking operations.
The system employs various biometric methods for safety authentication.
The system also employs various non-biometric methods for safety authentication.
The system allows the implementing bank to choose which authentication method(s) to employ.
The service is designed to be used by banks' individual consumer customers.
The service is also designed to be used by banks' business and corporate customers.
The service is active 24 hours a day to ensure banking experiences.
The system utilizes safety measures to ensure all banking interactions are well-secured.
Pricing
Countries & Languages
Interface languages
Billing currencies
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About Bank-On-Mobile
Bank-On-Mobile is a mobile banking platform from Longbridge Technologies Limited that provides banking services on mobile devices. It includes account management, transaction processing, and customer support features so users can manage their finances conveniently from their smartphones. This platform supports a variety of banking functions, allowing customers to check balances, transfer funds, and pay bills directly through their mobile devices. Bank-On-Mobile also offers security features to protect user data and transactions. Key capabilities: account management transaction processing bill payment customer support security features Best for: banking customers who need mobile access to their financial services.
Bank-On-Mobile Details
Bank-On-Mobile's In-App Market Place
Does Bank-On-Mobile have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
No
Pricing Options
Accepted Payment Currencies
USD ($)
Pros & Cons
- Works without internet, enabling financial inclusion.
- Less prone to application-side failures or internet outages.
- Offers multiple biometric/non-biometric authentication options.
- Cannot support advanced, data-heavy features (e.g., video KYC, rich graphics).
- Limits the ability to deploy continuous software updates via app stores.
Bank-On-Mobile's Support Options
Email Address
Info@longbridgetech.comContact
+234-1-453-8896Bank-On-Mobile's Alternatives
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