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About DirectID

DirectID is a financial data aggregation platform from The ID that provides real-time access to bank and transaction data. It includes features such as account aggregation, transaction categorization, and data visualization, so users can gain insights into their financial health. DirectID supports a range of financial institutions and allows for easy integration with existing systems. The platform is designed to help businesses and developers access and analyze financial data securely and efficiently. Key capabilities: account aggregation transaction categorization data visualization API integration user authentication Best for: businesses and developers that need to analyze financial data for insights and reporting.

DirectID Details

Vendor
The ID
Year Launched
2010
Location
Norloch House, 36 King's Stables Road Edinburgh, City of Edinburgh EH1 2EU, GB
Deployment
cloud
Training Options
documentation, live online, in person
Countries Served
All Countries
Languages
English, French, German, Spanish, Italian, Portuguese, Dutch, Swedish
Users
Credit Risk Analysts, Loan Officers, Financial Data Scientists, Underwriters, Compliance Officers, Portfolio Managers, Collections and Recovery Specialists
Industries Served
Banking, Fintech, Lending and Microfinance, Credit Reference Agencies, Insurance, Automotive Financing, Real Estate Finance
Tags
Credit Risk Decisioning, Open Banking, Financial Insights, Income Verification, Affordability Assessment, Transaction Categorization, Predictive Analytics, SME Financial Health, Real-Time Data, Portfolio Management

DirectID's In-App Market Place

Does DirectID have an in-app market place?

Yes

How many Mini-Apps in the marketplace?

1

Mini Apps

NA

Pricing Options

Free trial
Free version
Request a quote
Promo Offer

Accepted Payment Currencies

GBP (£), EUR (€), USD ($)

Pros & Cons

  • Provides real-time, accurate financial insights for faster and fairer decisions
  • Significantly improves credit risk accuracy and portfolio performance
  • Reduces manual processes through automation and open banking APIs
  • Early identification of financial distress lowers default and loss rates
  • Strong compliance and data protection under FCA and ICO regulations
  • Relies heavily on customers granting open banking access permissions
  • May require additional data interpretation for complex financial profiles
  • Limited functionality for organizations outside the financial or lending sector
  • Integration complexity for legacy systems without modern APIs
  • Continuous internet connectivity required for live data access

DirectID's Support Options

Email Address

hello@atto.co

DirectID's Alternatives