About ePay
EPay is a payments automation software from Bottomline Technologies that helps eliminate fragmented payment processes and centralize business payments. It provides features such as a customer login, PTX Emandates, and regional support for UK/EMEA/APAC and North America so organizations can speed up invoice and payment processing while reducing fraud risk. This platform is designed to manage critical business payment activities efficiently. Additionally, ePay offers comprehensive payment solutions tailored to different organizational needs, facilitating smoother transaction management across multiple regions. Key capabilities: customer login PTX Emandates regional support for UK/EMEA/APAC regional support for North America centralized payment processing Best for: organizations that need to automate and manage their business payment activities effectively.
ePay from Bottomline Technologies is a comprehensive payments automation platform designed to streamline and centralize outgoing and incoming transactions for businesses of varying sizes, particularly within the UK. The platform supports key banking schemes including Bacs Direct Credit, Faster Payments, and Direct Debit, providing flexibility for both small businesses and large enterprises with multiple accounts and high transaction volumes. ePay enables bulk file uploads, manual entry templates, status tracking for individual payments, automated reporting, and reconciliation, which reduces manual effort and errors commonly associated with fragmented legacy systems or spreadsheets. A significant strength of the platform is its focus on governance and fraud mitigation: it integrates Confirmation of Payee (CoP) functionality to verify recipient account details before payments are made, helping to reduce authorized push payment (APP) fraud. Additionally, ePay offers dashboards that consolidate payment flows across multiple banks, giving finance teams clear visibility and control over transactions while freeing resources to focus on analysis and exception management.
Pros & Cons
- +Robust and trusted solution for organisations operating in the UK payments ecosystem with Bacs and Faster Payments support.
- +Helps centralise payment processes, reducing reliance on multiple disparate systems or manual workflows.
- +Strong compliance and fraud‑prevention features which help manage risk in payments operations.
- +Flexible integration possibilities (file upload, API) supporting varying organisational maturity levels.
- +Bank‑agnostic design supports scalability and changes in banking relationships without major disruption.
- −Designed primarily for payments processing and may be more sophisticated than necessary for very small firms with minimal payment volume.
- −Implementation, including workflow definition, integration, and role setup, may require resources and change management.
- −Value depends on data quality, defined business processes, and staff adoption; technology alone does not guarantee transformation.
Features
Key features
- Payment submission and processing platform
- Supports UK‑clearing schemes such as Bacs, Faster Payments, and Direct Debit, offering scalable and resilient transaction workflows.
- Unified payments hub
- Centralises multiple bank accounts, payment channels, and approval workflows for improved control and oversight.
- Bank agnostic architecture
- Enables switching between banks or holding multiple banking relationships without needing separate payment applications.
- Fraud and compliance safeguards
- Incorporates services like Confirmation of Payee (CoP) for name‑matching and support for fraud prevention in push payments.
- Payment automation & real‑time visibility
- Automates payment file submissions, allows API integration, and provides status and reporting data for improved cash‑flow control.
Additional features
- File upload / API / SFTP import
- Variety of submission methods supported for payments.
- Role‑based user access & workflow segregation
- Assign functions, approval layers, and segregated duties.
- Direct submission to clearing networks
- Support for Bacs, Faster Payments, and optionally CHAPS through UK clearing.
- Reconciliation and status reporting
- Automatic retrieval of transaction status, rejections, and reports integrated into system.
- Multi‑bank account support & consolidated dashboard
- View and manage multiple bank accounts from one interface.
Pricing
Countries & Languages
Interface languages
Billing currencies
No reviews yet
Be the first to drop a review
Alternatives to ePay
Payactiv
Payactiv is a financial wellness platform from Payactiv that provides access to earned wages before…
SmartSwitch
SmartSwitch is a payment processing platform from SmartSwitch Botswana that supports electronic transactions. It provides…
Savabien
Savabien is a management software from Savabien [designed for business operations]. It provides tools for…
About ePay
EPay is a payments automation software from Bottomline Technologies that helps eliminate fragmented payment processes and centralize business payments. It provides features such as a customer login, PTX Emandates, and regional support for UK/EMEA/APAC and North America so organizations can speed up invoice and payment processing while reducing fraud risk. This platform is designed to manage critical business payment activities efficiently. Additionally, ePay offers comprehensive payment solutions tailored to different organizational needs, facilitating smoother transaction management across multiple regions. Key capabilities: customer login PTX Emandates regional support for UK/EMEA/APAC regional support for North America centralized payment processing Best for: organizations that need to automate and manage their business payment activities effectively.
ePay Details
ePay's In-App Market Place
Does ePay have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
GBP (£), EUR (€), USD ($), DKK (kr), SEK (kr), NOK (kr)
Pros & Cons
- Robust and trusted solution for organisations operating in the UK payments ecosystem with Bacs and Faster Payments support.
- Helps centralise payment processes, reducing reliance on multiple disparate systems or manual workflows.
- Strong compliance and fraud‑prevention features which help manage risk in payments operations.
- Flexible integration possibilities (file upload, API) supporting varying organisational maturity levels.
- Bank‑agnostic design supports scalability and changes in banking relationships without major disruption.
- Designed primarily for payments processing and may be more sophisticated than necessary for very small firms with minimal payment volume.
- Implementation, including workflow definition, integration, and role setup, may require resources and change management.
- Value depends on data quality, defined business processes, and staff adoption; technology alone does not guarantee transformation.
ePay's Support Options
Email Address
info@bottomline.comContact
+1 (800) 243ePay's Alternatives
Payactiv
Payactiv is a financial wellness platform from Payactiv that provides access to earned wages before…
SmartSwitch
SmartSwitch is a payment processing platform from SmartSwitch Botswana that supports electronic transactions. It provides…
Savabien
Savabien is a management software from Savabien [designed for business operations]. It provides tools for…
