About Fidel
Fidel API is a game-changing, elite solution within the Financial Data Aggregation and Card-Linked Infrastructure landscape.
Fidel API is a game-changing, elite solution within the Financial Data Aggregation and Card-Linked Infrastructure landscape. The platform completely excels at acting as a secure, real-time developer connectivity layer between custom user applications and the world's major card payment networks—Visa, Mastercard, and American Express—bypassing the need for custom hardware at the retail point-of-sale. Its distinct competitive advantage is its ability to translate raw, multi-network payment data into instant, programmable events, enabling businesses like Google and British Airways to run highly engaging, real-time loyalty experiences. While its custom pricing architecture requires formal validation and setup requires accurate Merchant ID tracking, Fidel API remains an indispensable, industry-standard tool for FinTech Builders, Loyalty Architects, and Enterprise Product Managers who want to leverage transaction-level data to drive customer engagement and automate expense reconciliation.
Pros & Cons
- Instant webhook triggers allow apps to pop up reward notifications on a user’s phone before they even leave the checkout counter.
- Linking directly to Visa, Mastercard, and AMEX means software tools work across millions of retail outlets instantly.
- Using Fidel’s pre-built card collection SDKs ensures raw card details never touch the client's internal servers.
- Customers link their card once and earn rewards automatically, bypassing cumbersome physical barcodes or paper coupons.
- The lack of transparent public rate cards forces early-stage startups to undergo long assessment calls to estimate actual fees.
- Small localized businesses needing simple coupon sheets will find the infrastructure API framework overly complex.
- Securing live network access credentials requires extensive corporate vetting and strict security reviews.
Features
Key features
Filters incoming streams to monitor and pull specific transaction metrics across selected locations, saving processing power.
Accesses a pre-built marketplace of premium brand deals, allowing developers to immediately plug localized cash-back opportunities into their custom loyalty products.
Captures consumer payment swipes at the exact millisecond they happen on a card network, firing an instant JSON webhook payload to trigger reward credits, alerts, or digital receipts.
Connects a consumer's credit or debit card directly to an external application with zero point-of-sale hardware modifications or custom software additions required at the retail storefront register.
Additional features
Pairs store addresses directly with card network trackers by synchronizing retail merchant IDs across Visa, Mastercard, and AMEX simultaneously.
Provides plug-and-play mobile and web interface frames that safely accept and tokenize card numbers (PANs) right inside client apps.
Eliminates support tickets by providing automated developer endpoints to search, verify, and reclaim missed card rewards.
Allows financial managers to upload thousands of individual store locations instantly using structured spreadsheet formats instead of manual entry.
Grabs transaction details including precise timestamps, exact point-of-sale geolocations, official approval codes, and Merchant Category Codes (MCCs).
Links multi-token accounts under a single master identifier to accurately track a user across smart watches, mobile wallets, and physical plastic card swipes.
Protects systems by converting sensitive credit numbers into secure, non-reversible tokens, insulating developers from data liability.
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About Fidel
Fidel API is a game-changing, elite solution within the Financial Data Aggregation and Card-Linked Infrastructure landscape.
Fidel Details
Fidel's In-App Market Place
Does Fidel have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
0
Mini Apps
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), JPY (¥), AUD ($), CAD ($), CHF (Fr.), CNY (¥), SEK (kr), NOK (kr), DKK (kr), SGD ($), NZD ($), HKD ($), KRW (₩), INR (₹), RUB (₽), AED (د.إ), USD, EUR, GBP
Pros & Cons
- Instant webhook triggers allow apps to pop up reward notifications on a user’s phone before they even leave the checkout counter.
- Linking directly to Visa, Mastercard, and AMEX means software tools work across millions of retail outlets instantly.
- Using Fidel’s pre-built card collection SDKs ensures raw card details never touch the client's internal servers.
- Customers link their card once and earn rewards automatically, bypassing cumbersome physical barcodes or paper coupons.
- The lack of transparent public rate cards forces early-stage startups to undergo long assessment calls to estimate actual fees.
- Small localized businesses needing simple coupon sheets will find the infrastructure API framework overly complex.
- Securing live network access credentials requires extensive corporate vetting and strict security reviews.
Fidel's Support Options
Fidel's Alternatives
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