Finacle logo

Finacle

by Infosys · Since 2014
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Active1+ countriesCloud
Quick facts
VendorInfosys
Year launched2014
StatusActive
LocationBengaluru, India
Countries served1+
Languages21
Integrations4+
Free tier
Free trial
Contact sales

About Finacle

Finacle is a digital banking platform from Infosys that drives digital change for banks at any stage of their modernization. It combines features such as corporate loan origination, virtual account management, and comprehensive analytic tools so that banks can effectively address the evolving needs of their customers. This platform is recognized as a leader in the IDC MarketScape and has been adopted by banks like CTBC Indonesia, showcasing its global reach across 100 countries. Finacle supports various banking functions and enables a reliable digital banking use. Key capabilities: digital banking processing corporate loan origination virtual account management comprehensive analytics multi-channel banking Best for: banks of all sizes that need a reliable solution for digital banking and modernization efforts.

Finacle, developed by Infosys, is a comprehensive and sophisticated banking software solution designed to meet the complex needs of financial institutions. It offers an extensive suite of features that help banks and financial organizations streamline their operations, modernize their systems, and enhance customer experiences. This platform is well-suited for large-scale financial institutions that require robust functionality and flexibility. Finacle stands out for its ability to support core banking processes, digital banking, corporate banking, wealth management, and insurance services. It’s designed with a flexible architecture that allows banks to scale operations, integrate with third-party applications, and adapt to evolving market demands. The software is built with a user-friendly interface that aims to be intuitive and accessible, even for users with limited technical expertise. The design follows modern principles and prioritizes a seamless experience across multiple devices, including desktops, mobile phones, and tablets. While user experiences may vary depending on specific modules or implementations, Finacle’s emphasis on easy navigation ensures that employees and clients can easily interact with the platform.

Pros & Cons

What users like
  • +High Security and User-Friendly: Provides a high level of security while being user-friendly.
  • +Positive User Experience: Users have a great experience with the software and highly recommend it.
  • +Smooth Implementation Process: The process from planning to production support handover is smooth and well-organized.
What users flag
  • Limited Web Services Support: Web services are not supported in version 11, necessitating the installation of the tool on each end-user PC.
  • Data Extraction and Conversion Issues: Some difficulties were encountered during data extraction and conversion from old core banking systems, although this is not specific to Finacle.

Features

Key features

Core Banking Solution
Manages core banking functions such as account management, deposits, loans, and payments.
Digital Engagement Suite
Provides tools for digital onboarding, mobile banking, and online account management.
Corporate Banking Solution Suite
Caters to specific needs of corporate banking, including cash management, trade finance, and treasury services.
Finacle on Cloud
Cloud-based deployment option for Finacle solutions.

Additional features

Core Banking Solution
Manages core banking functions such as account management, deposits, loans, and payments.
Digital Engagement Suite
Provides tools for digital onboarding, mobile banking, and online account management.
Corporate Banking Solution Suite
Caters to specific needs of corporate banking, including cash management, trade finance, and treasury services.
Finacle on Cloud
Cloud-based deployment option for Finacle solutions.
Cash Management Suite
Offers functionalities for account management, liquidity management, and payments processing.
Payments Suite
Enables various payment options, including real-time payments.
Digital Lending
Streamlines the loan application and approval process.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
21
Interface languages
9
Billing currencies

Available in

All Countries.

Interface languages

EnglishSpanishFrenchGermanItalianPortugueseDutchRussianChineseJapaneseKoreanArabicHindiBengaliGujaratiKannadaMalayalamMarathiPunjabiTamilTelugu.

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇮🇳INR🇦🇺AUD🇨🇦CAD🇸🇬SGD🇯🇵JPY🇨🇳CNY

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