Gozem Money logo

Gozem Money

by Gozem · Since 2018
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ActiveAvailable globallyCloud
Quick facts
VendorGozem
Year launched2018
StatusActive
LocationQuartier Nyekonakpoe, Boulevard du 13 Janvier, Immeuble COMEF
Countries servedGlobal
Languages2
Integrations
Free tier
Free trial
Contact salesYES

About Gozem Money

Gozem Money is a financial software/platform from Gozem that provides digital payment solutions. It combines features such as mobile money transfers, bill payments, and merchant payments so users can easily manage their financial transactions. Gozem Money supports various payment methods, including bank cards and mobile wallets, allowing for flexibility in how users handle their finances. The platform is designed to cater to the specific needs of users in West and Central Africa, offering services in local currencies. Key capabilities: mobile money transfers bill payments merchant payments multi-currency support transaction history Best for: individuals and businesses that need an efficient way to conduct digital financial transactions.

Gozem Money by Gozem in partnership with NSIA Bank, is a mobile money solution embedded within the broader Gozem super app ecosystem, which already covers transport, delivery, and shopping services across West and Central Africa. By integrating financial services directly into everyday mobility and commerce, it aims to simplify transactions and promote financial inclusion in markets where cash dependence remains strong. The user interface is designed with practicality in mind: a clean home screen highlights wallet balances, while quick-action tiles for sending, withdrawing, and topping up ensure that frequent tasks can be completed with minimal effort. Navigation flows are streamlined, guiding users step by step through transfers or bill payments, and agent-focused screens make float management and compliance checks straightforward. Functionally, Gozem Money offers peer-to-peer transfers, bill payments, merchant collections, and cash-in/cash-out services through its agent network. Distinctively, it allows users to pay directly for Gozem rides or deliveries from the same wallet, creating a seamless link between mobility and finance. Business-oriented features such as commission tracking and reconciliation tools further enhance its appeal for agents and merchants.

Pros & Cons

What users like
  • +Wallet integrates directly with Gozem rides, deliveries, and shopping payments.
  • +Agent network makes cash-in and cash-out widely accessible in local communities.
  • +Transactions confirm quickly, even under unstable mobile network conditions.
  • +Bill payment options reduce reliance on separate banking or utility apps.
  • +NSIA Bank partnership adds compliance and trust to financial operations.
What users flag
  • Limited international transfer options restrict cross-border usage.
  • Merchant integration outside Gozem ecosystem remains underdeveloped.
  • Float management for agents sometimes lags, delaying cash availability.
  • App performance may dip when handling very high transaction volumes.

Features

Key features

Payments
make in‑app payments for services and purchases
Money transfers
send money to other users via Gozem Money
Airtime top‑ups
recharge mobile credit within the app
Cash withdrawals
access cash via Gozem Money agents
Agent network
become an agent to enable top‑ups, withdrawals, transfers for customers
Loyalty integration
earn and use GoWin points alongside financial services

Additional features

In‑app financial services
Gozem Money embedded in the super app experience
Service payments
pay for rides, deliveries, and shopping inside Gozem
Digital purchases
airtime and ticketing integrated with payments
Merchant support
tools for merchants to sell and get paid via the app
Business services
solutions for companies to manage mobility and accept payments
Android/iOS availability
access via Google Play and App Store

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
2
Interface languages
1
Billing currencies

Interface languages

EnglishFrench

Billing currencies

🇸🇳XOF

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