Gozem Money logo

Gozem Money

by Gozem · Since 2018
No reviews yet
ActiveAvailable globallyCloud
Quick facts
VendorGozem
Year launched2018
StatusActive
LocationQuartier Nyekonakpoe, Boulevard du 13 Janvier, Immeuble COMEF
Countries servedGlobal
Languages2
IntegrationsN/A
Free tierN/A
Free trialN/A
Contact salesYES

About Gozem Money

Gozem Money is a financial software/platform from Gozem that provides digital payment solutions. It combines features such as mobile money transfers, bill payments, and merchant payments so users can easily manage their financial transactions. Gozem Money supports various payment methods, including bank cards and mobile wallets, allowing for flexibility in how users handle their finances. The platform is designed to cater to the specific needs of users in West and Central Africa, offering services in local currencies. Key capabilities: mobile money transfers bill payments merchant payments multi-currency support transaction history Best for: individuals and businesses that need an efficient way to conduct digital financial transactions.

Gozem Money by Gozem in partnership with NSIA Bank, is a mobile money solution embedded within the broader Gozem super app ecosystem, which already covers transport, delivery, and shopping services across West and Central Africa. By integrating financial services directly into everyday mobility and commerce, it aims to simplify transactions and promote financial inclusion in markets where cash dependence remains strong. The user interface is designed with practicality in mind: a clean home screen highlights wallet balances, while quick-action tiles for sending, withdrawing, and topping up ensure that frequent tasks can be completed with minimal effort. Navigation flows are streamlined, guiding users step by step through transfers or bill payments, and agent-focused screens make float management and compliance checks straightforward. Functionally, Gozem Money offers peer-to-peer transfers, bill payments, merchant collections, and cash-in/cash-out services through its agent network. Distinctively, it allows users to pay directly for Gozem rides or deliveries from the same wallet, creating a seamless link between mobility and finance. Business-oriented features such as commission tracking and reconciliation tools further enhance its appeal for agents and merchants.

Pros & Cons

Pros
  • Wallet integrates directly with Gozem rides, deliveries, and shopping payments.
  • Agent network makes cash-in and cash-out widely accessible in local communities.
  • Transactions confirm quickly, even under unstable mobile network conditions.
  • Bill payment options reduce reliance on separate banking or utility apps.
  • NSIA Bank partnership adds compliance and trust to financial operations.
Cons
  • Limited international transfer options restrict cross-border usage.
  • Merchant integration outside Gozem ecosystem remains underdeveloped.
  • Float management for agents sometimes lags, delaying cash availability.
  • App performance may dip when handling very high transaction volumes.

Features

Key features

Payments

make in‑app payments for services and purchases

Money transfers

send money to other users via Gozem Money

Airtime top‑ups

recharge mobile credit within the app

Cash withdrawals

access cash via Gozem Money agents

Agent network

become an agent to enable top‑ups, withdrawals, transfers for customers

Loyalty integration

earn and use GoWin points alongside financial services

Additional features

In‑app financial services

Gozem Money embedded in the super app experience

Service payments

pay for rides, deliveries, and shopping inside Gozem

Digital purchases

airtime and ticketing integrated with payments

Merchant support

tools for merchants to sell and get paid via the app

Business services

solutions for companies to manage mobility and accept payments

Android/iOS availability

access via Google Play and App Store

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
2
Interface languages
1
Billing currencies

Interface languages

EnglishFrench

Billing currencies

🇸🇳XOF

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