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Software Status:Active

About Moni

Moni is a money app from Rank App (Formerly Moni) designed to support community prosperity. It combines community-driven wealth opportunities, financial tools, and educational resources to help users achieve financial goals. This CBN-licensed platform is powered by Rank Microfinance Bank and Rank Capital Limited, ensuring a reliable and secure use for its users. Moni allows individuals to access financial services, connect with local communities, and learn about money management. Key capabilities: community engagement financial services educational content user-friendly interface secure transactions Best for: individuals and community groups that need accessible financial solutions and resources.

Moni Details

Vendor
Rank App (Formerly Moni)
Year Launched
Location
Market St, 548, San Francisco, California 94104-5401, US
Deployment
ios, android
Training Options
documentation
Countries Served
United States, Nigeria
Languages
English
Users
savers, community lending participants, SMEs, salaried workers, students, informal traders, micro‑entrepreneurs
Industries Served
consumer finance, microfinance, digital banking, payments
Tags
Rank, Moni, community lending, zero‑interest loans, savings app, Reserve, Flex, Goals, Premium, instant payments, bill pay, CBN‑licensed, NDIC‑insured, Nigeria

Moni's In-App Market Place

Does Moni have an in-app market place?

Yes

How many Mini-Apps in the marketplace?

1

Mini Apps

NA

Pricing Options

Free trial
Free version
Request a quote
Promo Offer

Accepted Payment Currencies

NGN(₦), USD ($)

Pros & Cons

  • Savings plans yield up to 23% annual interest, higher than banks.
  • Airtime and utility bills are paid instantly within the app.
  • Community trust model improves SME loan access and affordability.
  • Safebox automates small savings, encouraging financial discipline.
  • Naira Reserve locks funds for higher long-term returns.
  • Interest rates vary, some users receive only 21%.
  • App occasionally crashes when handling multiple tasks.
  • Naira Reserve restricts withdrawals, limiting liquidity flexibility.
  • Services are Nigeria-focused, limiting international usability.

Moni's Support Options

Email Address

hello@userank.com

Moni's Alternatives