Navigator logo

Navigator

by Brightwell Payments · Since 2005
No reviews yet
ActiveAvailable globallyCloud
Quick facts
VendorBrightwell Payments
Year launched2005
StatusActive
LocationAtlanta, USA
Countries servedGlobal
Languages12
Integrations6+
Free tierNO
Free trialNO
Contact salesYES
Last reviewed: Jun 2026

About Navigator

A maritime-focused payroll and payment platform that enables cruise lines and shipping companies to pay crew members via prepaid debit cards and mobile apps, supporting global remittances and secure financial management.

Navigator by Brightwell Payments is a specialized payroll and financial management platform tailored specifically for the maritime industry. It addresses the unique challenges of paying a global workforce at sea by replacing traditional cash-based systems with a digital-first approach. The platform enables employers to load wages onto personalized prepaid Visa or Mastercard cards, which crew members can then use to spend, save, or send money home via the Navigator mobile app. A core strength of the product is its extensive global reach, supporting over 160 currencies and providing access to 290,000 cash-out locations worldwide. Security is a primary focus, with features like FaceCheck biometric authentication and 24/7 transaction monitoring providing peace of mind for both employers and crew. While the platform is highly effective for maritime payroll, it is not a general-purpose accounting tool, and its integration ecosystem is focused on maritime-specific operational needs. Buyers should note that Brightwell acts as a technology provider, with regulated financial services provided by The Bancorp Bank, N.A.

Pros & Cons

Pros
  • Simplifies complex maritime payroll by replacing cash with secure digital payments.
  • Offers extensive global reach with support for over 160 currencies and 290,000 cash-out locations.
  • Includes robust security features like biometric FaceCheck and 24/7 transaction monitoring.
  • Provides crew members with financial independence through mobile app access and flexible remittance options.
Cons
  • Pricing is not publicly disclosed and requires a custom sales consultation.
  • Functionality is highly specialized for the maritime industry and may not suit general business payroll needs.
  • Integration options are primarily focused on maritime operational systems rather than broad enterprise software suites.

Features

Key features

Global Payroll

Simplifies maritime payroll by loading wages directly onto personalized prepaid Visa or Mastercard cards.

Multi-Currency Support

Provides flexible programs to pay global workers in their preferred currencies.

Enhanced Security

Features FaceCheck biometric authentication and 24/7 transaction monitoring to prevent fraud.

Mobile App Access

Allows crew members to manage finances, send money home, and check balances on the go.

Flexible Disbursements

Supports multiple delivery options including bank accounts, cash pickups, and mobile wallets.

Additional features

ATM Access

Provides full-service ATM programs for cash access onboard vessels.

Virtual Terminal

Offers a digital interface for cash payments as an alternative to physical ATMs.

Companion Cards

Allows crew members to issue cards to family members for shared financial support.

Card Management

Enables users to lock or unlock cards instantly via the mobile app.

Automated Reconciliation

Streamlines financial operations by automating wage and disbursement tracking.

Compliance Reporting

Includes built-in regulatory compliance and monitoring tools for maritime operations.

Educational Tools

Provides crew with training videos and materials to manage their finances effectively.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
12
Interface languages
10
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianPortugueseDutchRussianChineseJapaneseKoreanThai

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇨🇳CNY🇮🇳INR🇧🇷BRL🇲🇽MXN

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