PayFi is a stablecoin infrastructure software from PayFi designed for global trade. It combines multi-currency transfers, conversion capabilities, and bridging functionalities to facilitate modern payment methods. This platform allows businesses to move money efficiently across borders using a single API, enabling quick onboarding and instant settlement. PayFi's infrastructure supports various cryptocurrencies, allowing users to transfer value smoothly across different chains. Additionally, its programmability ensures that once businesses set up their payment processes, they can easily send value anywhere without the need for multiple integrations. Key capabilities: multi-currency transfers instant settlement cross-border transactions quick onboarding API integration Best for: businesses and organizations that need efficient payment solutions for global trade activities.
Payfi (Payment Finance) is a specialized Nigerian fintech focusing on Product Financing and Web3 Payments. In 2026, it is a key player in the "Time Value of Money" space, allowing users to unlock future income for present purchases. It specifically targets salary earners and NYSC members, providing them with a structured way to buy essential appliances and electronics through interest-bearing installments.
Allows employees earning a minimum of ₦70,000 to buy products with a 25% down payment.
Uses blockchain-based protocols to facilitate near-instant settlement for cross-border business payments.
Enables content creators to "cash out" future projected revenue early to fund current production costs.
Flexible windows for settling balances on high-value electronics.
Corporate cards for businesses that use pledged crypto-assets as collateral for spending.
Uses yield-generating stablecoins to process payments 24/7 without banking hours.
Deep integration with Nigerian identity databases for secure, fraud-free onboarding.
Integrates directly with retailers like "Buytins" for a seamless checkout experience.
Direct integration with user bank accounts to ensure timely repayment collections.
Be the first to drop a review
Wave is an accounting software/platform from Wave Financial that provides tools for managing finances. It…
Wallettec is a software platform from Wallettec that helps companies grow in Africa. It provides…
Stripe Billing is a billing software platform from Stripe that supports online payment processing and…
Street Wallet is a digital wallet software from Street Wallet that allows users to manage…
Spot something wrong or outdated?
Suggest a correction — a reviewer verifies every change.
PayFi is a stablecoin infrastructure software from PayFi designed for global trade. It combines multi-currency transfers, conversion capabilities, and bridging functionalities to facilitate modern payment methods. This platform allows businesses to move money efficiently across borders using a single API, enabling quick onboarding and instant settlement. PayFi's infrastructure supports various cryptocurrencies, allowing users to transfer value smoothly across different chains. Additionally, its programmability ensures that once businesses set up their payment processes, they can easily send value anywhere without the need for multiple integrations. Key capabilities: multi-currency transfers instant settlement cross-border transactions quick onboarding API integration Best for: businesses and organizations that need efficient payment solutions for global trade activities.
Does PayFi have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
N/A
CAD
Wave is an accounting software/platform from Wave Financial that provides tools for managing finances. It…
Wallettec is a software platform from Wallettec that helps companies grow in Africa. It provides…
Stripe Billing is a billing software platform from Stripe that supports online payment processing and…
Street Wallet is a digital wallet software from Street Wallet that allows users to manage…