PayMe logo

PayMe

by PayMe · Since 2015
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ActiveAvailable globallyCloud
Quick facts
VendorPayMe
Year launched2015
StatusActive
LocationTotzeret Haaretz 18, Tel Aviv, Israel
Countries servedGlobal
Languages1
IntegrationsN/A
Free tierN/A
Free trialN/A
Contact salesYES

About PayMe

PayMe is a digital payment software from PayMe that facilitates peer-to-peer money transfers. It includes features such as instant transactions, bill splitting, and transaction history tracking so users can manage their finances efficiently. The platform supports various payment methods and integrates with bank accounts for easy fund transfers. PayMe also offers a user-friendly interface that simplifies the payment process. Key capabilities: instant money transfer bill splitting tools transaction history bank account integration user-friendly interface Best for: individuals and groups that need a simple solution for sending and receiving money.

PayMe.io is a powerful "Financial Hub" for businesses operating in the digital and international space. It effectively solves the mess of managing multiple payment providers by acting as a single, smart gateway. Its biggest strength lies in Payment Orchestration—the ability to automatically find the cheapest and fastest way to move money across borders. While it is more technically demanding than a simple "plug-and-play" button, the long-term savings on transaction fees and the reduction in declined payments make it an essential tool for any scaling B2B or E-commerce enterprise.

Pros & Cons

Pros
  • Makes a small business look like a multinational by offering local payment options.
  • Smart routing reduces the number of declined international transactions.
  • Offers much better exchange rates
Cons
  • Primarily focused on digital/online payments
  • Requires developer resources to fully utilize the API capabilities.

Features

Key features

Payment Orchestration

Connects multiple payment gateways and banks into a single API, allowing businesses to route transactions to the most cost-effective or highest-performing provider.

Automated Invoicing

Generates and sends professional invoices with embedded "Pay Now" buttons, syncing directly with the user’s accounting software.

Cross-Border Settlements

Enables businesses to collect local currencies and settle in their home currency at competitive FX rates, bypassing traditional high-fee bank transfers.

Smart Routing Engine

Automatically switches payment paths based on the customer’s location or card type to ensure the highest transaction success rate.

Virtual Accounts

Provides businesses with local virtual bank account details in different countries to receive domestic transfers like a local.

Additional features

Global Payouts

Send mass payments to vendors or contractors in over 100 countries.

Subscription Management

Tools for recurring billing and managing customer churn.

Fraud Detection

AI-driven tools to identify and block suspicious transactions in real-time.

Real-time Analytics

Deep-dive dashboards for cash flow monitoring and sales trends.

Multi-Gateway Failover

If one gateway fails, the system instantly reroutes to another.

Developer Sandbox

A full testing environment for developers to build custom integrations.

KYC/AML Compliance

Built-in identity verification tools for onboarding international clients.

Consolidated Reporting

View all payment data from various sources in a single downloadable file.

Custom Checkout Pages

White-label checkout UIs that match the merchant's branding.

Direct Bank Transfers

Integration with local rails like SEPA, Faster Payments, and ACH.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
1
Interface languages
3
Billing currencies

Interface languages

English

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP

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