PayOS

PayOS is a modern payment infrastructure platform designed for the “Agentic Era,” offering a comprehensive suite of tools for both AI-driven and traditional commerce. Its standout feature, Agent Tokens, allows AI agents to securely checkout without redirects or relying on a merchant of record, representing a significant evolution in agent-initiated transactions. By partnering with Mastercard for live agentic token transactions, PayOS demonstrates its ability to integrate cutting-edge technologies into real-world commerce, providing a seamless and secure payment experience. The platform is processor-agnostic, allowing businesses to connect to multiple payment processors through a single integration. This flexibility ensures redundancy, continuous operations, and access to a wide network of users. PayOS also provides value-added services that mitigate fraud, reduce payment risk, and improve user experience through adaptive payment flows, card verification, and intelligent detection systems. Businesses and AI agents alike benefit from advanced monetization tools, including agent facilitation fees, AI usage billing, and card-native revenue collection. PayOS excels in product discovery and checkout fulfillment, enabling users to find and purchase items from any website with low latency and high reliability.