About PayOS
PayOS is a payment processing software from PayOS Inc. designed for efficient transaction management. It includes features such as tokenization, multi-currency support, and advanced fraud protection so businesses can securely process payments. PayOS recently announced the successful completion of a landmark agentic payment transaction utilizing a Mastercard Agentic Token, marking a significant milestone in agentic payment processing. This capability allows for improved security and privacy in transactions, catering to a growing demand for modern payment solutions. Key capabilities: tokenization multi-currency support advanced fraud protection real-time transaction monitoring comprehensive reporting Best for: businesses that need effective and secure payment processing solutions.
PayOS is a modern payment infrastructure platform designed for the “Agentic Era,” offering a comprehensive suite of tools for both AI-driven and traditional commerce. Its standout feature, Agent Tokens, allows AI agents to securely checkout without redirects or relying on a merchant of record, representing a significant evolution in agent-initiated transactions. By partnering with Mastercard for live agentic token transactions, PayOS demonstrates its ability to integrate cutting-edge technologies into real-world commerce, providing a seamless and secure payment experience. The platform is processor-agnostic, allowing businesses to connect to multiple payment processors through a single integration. This flexibility ensures redundancy, continuous operations, and access to a wide network of users. PayOS also provides value-added services that mitigate fraud, reduce payment risk, and improve user experience through adaptive payment flows, card verification, and intelligent detection systems. Businesses and AI agents alike benefit from advanced monetization tools, including agent facilitation fees, AI usage billing, and card-native revenue collection. PayOS excels in product discovery and checkout fulfillment, enabling users to find and purchase items from any website with low latency and high reliability.
Pros & Cons
- +Enables AI agents to securely checkout without redirects or merchant of record involvement.
- +Unified PayOS Wallet supports cards, bill payments, and agent facilitation fees efficiently.
- +Value-added services reduce fraud, mitigate risk, and enhance user experience consistently.
- +Catalog & checkout tools enable accurate pricing, tax, shipping, and fast global fulfillment.
- +Supports real-time agent billing, AI usage fees, and recurring or metered payment models.
- −Complex platform may require technical knowledge for full agentic integration and setup.
- −High dependency on AI agents may limit usefulness for fully traditional commerce scenarios.
- −Usage-based billing may confuse users unfamiliar with automated fee structures.
- −Limited public information on social support channels and community resources.
- −Global checkout may face regional restrictions or varying payment regulations.
Features
Key features
- Agent Tokens
- Enables AI agents to securely checkout anywhere with no redirects and no merchant of record
- Processor-Agnostic Integration
- Connect to multiple payment processors through a single integration for flexibility and redundancy
- Value-Added Services
- Provides fraud mitigation, risk signals, and smarter card insights to enhance UX and security
- Agent Monetization
- Supports agent facilitation fees, AI usage billing, and revenue collection for AI and traditional commerce
- Catalog & Checkout
- Allows seamless product discovery, real-time price tracking, and low-latency checkout fulfillment
- PayOS Wallet
- Unified wallet for storing multiple cards, bill payments, and agent facilitation fees processing
- Real-World Agent Use Cases
- Supports AI shopping assistants, flight booking, charity gifting, invoice payments, and creator revenue collection
Additional features
- Agent Tokens
- Secure AI agent checkout with no redirects and no merchant of record
- Processor-Agnostic Integration
- Connect to multiple processors for redundancy and network effect
- Value-Added Services
- Card verification, risk signals, fraud mitigation, and metadata enrichment
- Agent Monetization
- Facilitation fee processing, AI usage billing, and attribution-based revenue collection
- Catalog & Checkout
- Product discovery, tax calculation, shipping estimates, and checkout fulfillment
- PayOS Wallet
- Stores multiple cards securely for checkout, billing, and monetization
- Real-Time Billing
- Automated usage-based billing and metered charges for AI services
- Adaptive Payment Flows
- Streamlined and user-friendly checkout experience
- Agent Identity Verification
- Prevents rogue agents and improves transaction security
- Merchant-Side Optimization
- Reduces declines, improves authorization, and ensures issuer top-of-wallet prioritization
- Direct Card Access
- Enables card-based receives and payments without bank setup
- Recurring Billing
- Supports subscription-style or per-task billing with retry logic
- Low-Latency Checkout
- Ensures high reliability and minimal processing delay
- Product Discovery API
- Retrieves price, tax, and shipping info from any online product
- Global Checkout Fulfillment
- Enables purchases on websites worldwide without redirects
- Network Connectivity
- Instantly reach any user in the PayOS vault for seamless transactions
Pricing
Countries & Languages
Interface languages
Billing currencies
No reviews yet
Be the first to drop a review
Alternatives to PayOS
Zofi Cash
Zofi Cash is a financial management software from Zofi Cash that provides tools for personal…
.png){kind=small}
WebPay
WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
Chargeback
Chargeback is an automated chargeback prevention service that alerts merchants to incoming disputes, allowing for…
About PayOS
PayOS is a payment processing software from PayOS Inc. designed for efficient transaction management. It includes features such as tokenization, multi-currency support, and advanced fraud protection so businesses can securely process payments. PayOS recently announced the successful completion of a landmark agentic payment transaction utilizing a Mastercard Agentic Token, marking a significant milestone in agentic payment processing. This capability allows for improved security and privacy in transactions, catering to a growing demand for modern payment solutions. Key capabilities: tokenization multi-currency support advanced fraud protection real-time transaction monitoring comprehensive reporting Best for: businesses that need effective and secure payment processing solutions.
PayOS Details
PayOS's In-App Market Place
Does PayOS have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), CAD (C$), AUD (A$), NZD (NZ$), JPY (¥), CHF (CHF), SEK (kr), DKK (kr), NOK (kr), SGD (S$), HKD (HK$), MXN (MX$), BRL (R$)
Pros & Cons
- Enables AI agents to securely checkout without redirects or merchant of record involvement.
- Unified PayOS Wallet supports cards, bill payments, and agent facilitation fees efficiently.
- Value-added services reduce fraud, mitigate risk, and enhance user experience consistently.
- Catalog & checkout tools enable accurate pricing, tax, shipping, and fast global fulfillment.
- Supports real-time agent billing, AI usage fees, and recurring or metered payment models.
- Complex platform may require technical knowledge for full agentic integration and setup.
- High dependency on AI agents may limit usefulness for fully traditional commerce scenarios.
- Usage-based billing may confuse users unfamiliar with automated fee structures.
- Limited public information on social support channels and community resources.
- Global checkout may face regional restrictions or varying payment regulations.
PayOS's Support Options
Email Address
hello@payos.aiPayOS's Alternatives
Zofi Cash
Zofi Cash is a financial management software from Zofi Cash that provides tools for personal…
WebPay
WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
Chargeback
Chargeback is an automated chargeback prevention service that alerts merchants to incoming disputes, allowing for…
.png&w=96&q=75){kind=small}
