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Software Status:Active

About Moniepoint

Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions. It provides features such as mobile payments, transaction tracking, and customer management so users can efficiently handle their financial activities. Moniepoint allows businesses to accept payments from various channels and offers users insights into their financial performance. Additionally, it includes tools for invoicing and reporting, which assist in managing cash flow and understanding business trends. Key capabilities: mobile payment solutions transaction tracking customer management tools invoicing reporting Best for: small business owners that need an integrated platform for managing payments and financial records.

Moniepoint Details

Vendor
Moniepoint Microfinance Bank
Year Launched
2019
Location
Headquarters Plot 7A, Block 4, Admiralty Road,, Lekki Phase 1, Lagos NG
Deployment
cloud, ios, android
Training Options
documentation
Countries Served
All Countries
Languages
English
Users
SMEs, retailers, supermarkets, service businesses, marketplaces, agents
Industries Served
retail, services, e‑commerce, small business finance
Tags
Moniepoint, business banking, POS, expense card, working capital loans, business savings, Moniebook, instant settlement, Nigeria

Moniepoint's In-App Market Place

Does Moniepoint have an in-app market place?

Yes

How many Mini-Apps in the marketplace?

1

Mini Apps

NA

Pricing Options

Free trial
Free version
Request a quote
Promo Offer

Accepted Payment Currencies

NGN (₦)

Pros & Cons

  • POS terminals are affordable with lower charges than many competitors.
  • Business loans are accessible directly through the platform, aiding SME growth.
  • Dashboard provides real-time tracking of expenses and transactions.
  • Settlement speed is fast, with funds often available the same day.
  • Expense cards simplify employee spending management for businesses.
  • Strong agent network ensures wide availability across Nigeria.
  • Some users report staff collusion with scammers, raising trust concerns.
  • Customer support can be slow in resolving fraud-related complaints.
  • Limited international payment options compared to global gateways.
  • Occasional downtime affects POS reliability during peak hours.
  • Interface lacks advanced customization for larger enterprises.
  • Competition from Opay and others reduces differentiation in the POS market.

Moniepoint's Support Options

Chatbot

Available

Moniepoint's Alternatives