About Yoco Payments Platform
Yoco Payments Platform is a payment processing software from Yoco that facilitates transactions for businesses. It combines payment processing, transaction reporting, and invoicing, so users can manage financial operations efficiently. The platform supports multiple payment methods including card payments and mobile wallets, making it accessible for diverse customer preferences. Yoco Payments Platform is designed for businesses of all sizes, providing scalability and integration with various e-commerce platforms. Key capabilities: payment processing transaction reporting invoicing multi-currency support integrations with third-party applications Best for: small to medium-sized businesses that need reliable payment processing solutions.
Yoco is the "Square of South Africa." It has fundamentally democratized card payments for the local market by removing the barriers of high monthly rentals and complex bank contracts. Its strength lies in its simplicity and integration—allowing a street-side vendor to use the same sophisticated POS and reporting tools as a high-end boutique. For any SME in South Africa, Yoco isn't just a card machine; it’s a complete financial toolkit for growth.
Pros & Cons
- Manages in-person and online sales in one central dashboard.
- You can sign up and start transacting within minutes of receiving their device.
- You only pay when you transact.
- The percentage can be higher than traditional bank merchant rates for very high-volume users.
- There are some delays in customer service response during high-volume periods.
- Currently only fully operational for businesses with a South African bank account.
Features
Key features
Seamlessly pairs high-tech hardware (Khumo, Neo Touch) with the Yoco App to process physical card payments via Tap, Chip, and PIN.
A dedicated e-commerce plugin that allows businesses to accept secure online payments on their own websites.
Allows eligible merchants to access up to R10,000 of their earnings within minutes, rather than waiting the standard 1–2 business days.
Provides fast, flexible cash advances based on a merchant's transaction history, with no fixed monthly repayments (repaid as a % of future sales).
A built-in software suite that manages sales, inventory, and staff without additional subscription costs.
Additional features
Generate secure links to send via WhatsApp, SMS, or Social Media for remote payments.
Create and send professional, branded invoices directly from the app that customers can pay instantly online.
Track stock levels in real-time and organize products by category, brand, or variants (size/color).
Add team members with unique PINs and set role-based permissions to control access to sensitive data.
Access a dashboard with detailed sales analytics, trends, and history to track performance.
Send receipts via email or SMS, or print them using Bluetooth-connected or built-in printers.
Card machines come with built-in 4G SIM cards that work on multiple networks to ensure uptime during signal drops.
A smart flow that prompts customers for a tip before finalizing the transaction, often doubling staff tips.
Process full or partial refunds directly through the app or card machine.
Allows customers to buy digital vouchers for a business, providing immediate cash flow.
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
No reviews yet
Be the first to drop a review
Alternatives to Yoco Payments Platform
.png){kind=small}
WebPay
WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Verifi Global Payment Gateway
Verifi Global Payment Gateway is a payment processing platform from Visa that provides secure transaction…
Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
Chargeback
Chargeback is an automated chargeback prevention service that alerts merchants to incoming disputes, allowing for…
Spot something wrong or outdated?
Suggest a correction — a reviewer verifies every change.
About Yoco Payments Platform
Yoco Payments Platform is a payment processing software from Yoco that facilitates transactions for businesses. It combines payment processing, transaction reporting, and invoicing, so users can manage financial operations efficiently. The platform supports multiple payment methods including card payments and mobile wallets, making it accessible for diverse customer preferences. Yoco Payments Platform is designed for businesses of all sizes, providing scalability and integration with various e-commerce platforms. Key capabilities: payment processing transaction reporting invoicing multi-currency support integrations with third-party applications Best for: small to medium-sized businesses that need reliable payment processing solutions.
Yoco Payments Platform Details
Yoco Payments Platform's In-App Market Place
Does Yoco Payments Platform have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
ZAR (R)
Pros & Cons
- Manages in-person and online sales in one central dashboard.
- You can sign up and start transacting within minutes of receiving their device.
- You only pay when you transact.
- The percentage can be higher than traditional bank merchant rates for very high-volume users.
- There are some delays in customer service response during high-volume periods.
- Currently only fully operational for businesses with a South African bank account.
Yoco Payments Platform's Support Options
Yoco Payments Platform's Alternatives
WebPay
WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Verifi Global Payment Gateway
Verifi Global Payment Gateway is a payment processing platform from Visa that provides secure transaction…
Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
Chargeback
Chargeback is an automated chargeback prevention service that alerts merchants to incoming disputes, allowing for…
.png&w=96&q=75){kind=small}
