About Plastiq
Plastiq is an accounts payable platform that lets businesses pay vendors by credit card even when vendors do not accept cards directly. It supports ACH and wire transfers, scheduled payments, and detailed reporting, while helping companies extend cash flow and earn card rewards. The platform is cloud-based with mobile apps, integrates with NetSuite, and offers tiered plans including free and paid options. It is designed for SMBs, ecommerce, professional services, and real estate firms that want more flexibility in how they pay bills and manage vendor payments. Key capabilities Credit card payments to vendors ACH and wire transfer options Cash flow management tools Payment scheduling and reporting Mobile access and NetSuite integration Best for: Businesses extending payables with card-funded payments.
Plastiq is a versatile payment processing platform launched in 2012, designed to assist businesses in managing their cash flow more effectively by enabling them to pay vendors using credit cards—even if those vendors do not traditionally accept them. By providing this service, Plastiq allows businesses to optimize their cash flow, extend payment terms, and leverage rewards from credit card usage. This platform is particularly beneficial for small and medium-sized businesses (SMBs) as well as industries such as e-commerce, professional services, real estate, and construction. With features like credit card payments, cash flow management, and integration with leading accounting software, Plastiq has positioned itself as a valuable tool for companies looking to streamline their financial operations. **User Interface and Ease of Use:** Plastiq excels in its user interface design, offering a clean, intuitive, and user-friendly experience that reduces the learning curve for new users. The dashboard is well-organized, presenting essential functions such as payment initiation, scheduling of recurring payments, and transaction history in a straightforward manner.
Pros & Cons
- +Enables credit card payments to vendors who don’t accept them.
- +Helps manage cash flow by delaying cash outflows.
- +Earn rewards on business expenses.
- +Integrates with popular accounting software.
- +Offers a mobile app for on-the-go payment management
- −Transaction fees can add up.
- −Limited to businesses in certain regions.
- −No in-app marketplace for additional features.
- −Limited number of integrations.
- −Primarily available in English
Features
Key features
- Credit Card Payments
- Pay vendors using credit cards even if they don’t accept them directly.
- Cash Flow Management
- Delay cash outflows and extend payment terms.
- Rewards
- Earn rewards like miles or cashback on credit card payments.
- Integration
- Integrates with existing accounting software.
- Mobile App
- Manage payments on the go with iOS and Android apps
Additional features
- Credit Card Payments
- Use credit cards for vendor payments.
- ACH and Wire Transfers
- Alternative payment methods.
- Automated Payments
- Schedule recurring payments.
- Expense Management
- Track and manage business expenses.
- Reporting
- Detailed payment and expense reports.
- Security
- PCI DSS Level 1 certified, SOC 2 Type II compliant
Pricing
Monthly plans
Pay Plan
USD 59
Enterprise
USD 119
Countries & Languages
Interface languages
Billing currencies
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About Plastiq
Plastiq is an accounts payable platform that lets businesses pay vendors by credit card even when vendors do not accept cards directly. It supports ACH and wire transfers, scheduled payments, and detailed reporting, while helping companies extend cash flow and earn card rewards. The platform is cloud-based with mobile apps, integrates with NetSuite, and offers tiered plans including free and paid options. It is designed for SMBs, ecommerce, professional services, and real estate firms that want more flexibility in how they pay bills and manage vendor payments. Key capabilities Credit card payments to vendors ACH and wire transfer options Cash flow management tools Payment scheduling and reporting Mobile access and NetSuite integration Best for: Businesses extending payables with card-funded payments.
Plastiq Details
Plastiq's In-App Market Place
Does Plastiq have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Plans
Monthly plans
Pay Plan
USD 59
Enterprise
USD 119
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), CAD (CA$), AUD (A$), JPY (¥), CNY (¥), INR (₹), MXN (Mex$), RUB (₽), BRL (R$)
Pros & Cons
- Enables credit card payments to vendors who don’t accept them.
- Helps manage cash flow by delaying cash outflows.
- Earn rewards on business expenses.
- Integrates with popular accounting software.
- Offers a mobile app for on-the-go payment management
- Transaction fees can add up.
- Limited to businesses in certain regions.
- No in-app marketplace for additional features.
- Limited number of integrations.
- Primarily available in English
Plastiq's Support Options
Email Address
service@plastiq.comChatbot
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