Plastiq logo

Plastiq

by Plastiq - Plastiq, Inc. · Since 2012
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ActiveAvailable globallyCloud
Quick facts
VendorPlastiq - Plastiq, Inc.
Year launched2012
StatusActive
LocationPlastiq, 447 Sutter St, Ste 405 PMB 49, San Francisco, CA, 94108 1285 West Broadway, Suite 600, Vancouver, BC V6H 3X8
Countries servedGlobal
Languages1
Integrations1+
Free tierN/A
Free trialYES
Contact salesN/A

About Plastiq

Plastiq is an accounts payable platform that lets businesses pay vendors by credit card even when vendors do not accept cards directly. It supports ACH and wire transfers, scheduled payments, and detailed reporting, while helping companies extend cash flow and earn card rewards. The platform is cloud-based with mobile apps, integrates with NetSuite, and offers tiered plans including free and paid options. It is designed for SMBs, ecommerce, professional services, and real estate firms that want more flexibility in how they pay bills and manage vendor payments. Key capabilities Credit card payments to vendors ACH and wire transfer options Cash flow management tools Payment scheduling and reporting Mobile access and NetSuite integration Best for: Businesses extending payables with card-funded payments.

Plastiq is a versatile payment processing platform launched in 2012, designed to assist businesses in managing their cash flow more effectively by enabling them to pay vendors using credit cards—even if those vendors do not traditionally accept them. By providing this service, Plastiq allows businesses to optimize their cash flow, extend payment terms, and leverage rewards from credit card usage. This platform is particularly beneficial for small and medium-sized businesses (SMBs) as well as industries such as e-commerce, professional services, real estate, and construction. With features like credit card payments, cash flow management, and integration with leading accounting software, Plastiq has positioned itself as a valuable tool for companies looking to streamline their financial operations. **User Interface and Ease of Use:** Plastiq excels in its user interface design, offering a clean, intuitive, and user-friendly experience that reduces the learning curve for new users. The dashboard is well-organized, presenting essential functions such as payment initiation, scheduling of recurring payments, and transaction history in a straightforward manner.

Pros & Cons

Pros
  • Enables credit card payments to vendors who don’t accept them.
  • Helps manage cash flow by delaying cash outflows.
  • Earn rewards on business expenses.
  • Integrates with popular accounting software.
  • Offers a mobile app for on-the-go payment management
Cons
  • Transaction fees can add up.
  • Limited to businesses in certain regions.
  • No in-app marketplace for additional features.
  • Limited number of integrations.
  • Primarily available in English

Features

Key features

Credit Card Payments

Pay vendors using credit cards even if they don’t accept them directly.

Cash Flow Management

Delay cash outflows and extend payment terms.

Rewards

Earn rewards like miles or cashback on credit card payments.

Integration

Integrates with existing accounting software.

Mobile App

Manage payments on the go with iOS and Android apps

Additional features

Credit Card Payments

Use credit cards for vendor payments.

ACH and Wire Transfers

Alternative payment methods.

Automated Payments

Schedule recurring payments.

Expense Management

Track and manage business expenses.

Reporting

Detailed payment and expense reports.

Security

PCI DSS Level 1 certified, SOC 2 Type II compliant

Pricing

Free trial
Free version
Request a quote
Promo Offer

Monthly plans

Pay Plan
USD 59/mo
billed monthly
Enterprise
USD 119/mo
billed monthly

Countries & Languages

Global
Countries served
1
Interface languages
11
Billing currencies

Interface languages

English

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇨🇦CAD🇦🇺AUD🇯🇵JPY🇨🇳CNY🇮🇳INR🇲🇽MXN🇷🇺RUB🇧🇷BRL

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