About Zil Money
Zil Money is a cloud-based payment operations platform designed to help businesses manage accounts payable, accounts receivable, payroll payments, vendor payments, ACH transfers, wire transfers, check payments, virtual cards, and international transactions from a single system.
Zil Money is a cloud-based payment operations platform designed to help businesses manage accounts payable, accounts receivable, payroll payments, vendor payments, ACH transfers, wire transfers, check payments, virtual cards, and international transactions from a single system. Founded in 2018 and headquartered in San Jose, California, the platform focuses on reducing payment complexity by consolidating multiple financial workflows into one centralized solution. The software is particularly valuable for small and medium-sized businesses that need flexibility in how they send and receive payments. Users can process ACH transfers, domestic wires, digital checks, mailed checks, invoice payments, and credit-card-funded vendor or payroll payments. Integration support for accounting systems such as QuickBooks, Xero, Zoho, and Gusto further improves operational efficiency. A notable strength is its extensive banking connectivity, supporting more than 22,000 financial institutions and offering automation capabilities such as recurring payments, bulk processing, reconciliation, and payment tracking. Businesses seeking centralized payment management, cash-flow flexibility, and multiple payment rails will find Zil Money a comprehensive fintech platform. However, some fee-free benefits depend on wallet eligibility requirements and maintaining qualifying balances.
Pros & Cons
- Connects to multiple payment networks and supports international transactions efficiently.
- Combines AP, AR, payroll, checks, ACH, wires, and cards within one platform.
- Supports paying vendors with credit cards even when vendors do not accept them.
- Offers extensive banking connectivity through more than 22,000 institutions.
- Offers extensive banking connectivity through more than 22,000 institutions.
- Some fee-free benefits require maintaining qualifying wallet balance thresholds.
- Credit card funded payments may incur processing fees that increase costs.
- International payment coverage is limited to selected supported destinations.
- Platform functionality may be more extensive than needed for simple businesses.
- Advanced enterprise features may require custom pricing and sales engagement.
Features
Key features
Automate bill payments, recurring payments, and reconciliation.
Run payroll using credit cards while extending cash flow flexibility.
Send and receive ACH payments with same-day ACH support.
Process domestic and international wire payments.
Print and mail checks directly through the platform.
Pay vendors using business credit cards even when vendors do not accept cards directly.
Send global payments using Ripple-powered infrastructure.
Process large batches of payments using CSV uploads.
Generate virtual cards with spending controls and limits.
Create and deliver digital checks electronically.
Additional features
Match transactions automatically.
Manage vendor and supplier payments from one dashboard.
Transfer funds through domestic wire networks.
Support cross-border business payments.
Create and send eChecks digitally.
Design and print business checks.
Mail physical checks through USPS.
Automate recurring and one-time bill payments.
Process payroll using multiple payment methods.
Pay vendors and employees using credit cards.
Send and receive ACH transactions electronically.
Receive customer payments through multiple channels.
Issue virtual cards with spending controls.
Upload and process large payment batches.
Connect with over 22,000 banks and institutions.
Generate payment links for customers.
Access connected banking information.
Automate invoicing and payment collection.
Reduce check fraud through bank verification.
Track and manage business expenses.
Monitor payment status and activity.
Sync payment data with accounting systems.
Build custom payment workflows and integrations.
Launch branded payment solutions.
Pricing
Monthly plans
- Create account and explore platform
- Basic payment features
- Limited monthly transactions
- Standard support
- Core integrations
Entry-level plan for getting started.
Source: vendor pricing page →- Everything in Business
- Enterprise API access
- White label platform
- Dedicated account manager
- Custom integrations
- SLA guarantees
Built for large organizations and high-volume operations.
Source: vendor pricing page →Countries & Languages
Available in
Interface languages
Billing currencies
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About Zil Money
Zil Money is a cloud-based payment operations platform designed to help businesses manage accounts payable, accounts receivable, payroll payments, vendor payments, ACH transfers, wire transfers, check payments, virtual cards, and international transactions from a single system.
Zil Money Details
Zil Money's In-App Market Place
Does Zil Money have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
0
Mini Apps
Pricing Options
Plans
Monthly plans
- Create account and explore platform
- Basic payment features
- Limited monthly transactions
- Standard support
- Core integrations
Entry-level plan for getting started.
Source: vendor pricing page →- Everything in Business
- Enterprise API access
- White label platform
- Dedicated account manager
- Custom integrations
- SLA guarantees
Built for large organizations and high-volume operations.
Source: vendor pricing page →Accepted Payment Currencies
USD ($), EUR (€), GBP (£), AUD (A$), CAD (C$), JPY (¥), CNY (¥), INR (₹), SGD (S$), HKD (HK$), CHF (Fr.), NZD (NZ$), SEK (kr), MXN (Mex$), ZAR (R), BRL (R$), USD
Pros & Cons
- Connects to multiple payment networks and supports international transactions efficiently.
- Combines AP, AR, payroll, checks, ACH, wires, and cards within one platform.
- Supports paying vendors with credit cards even when vendors do not accept them.
- Offers extensive banking connectivity through more than 22,000 institutions.
- Offers extensive banking connectivity through more than 22,000 institutions.
- Some fee-free benefits require maintaining qualifying wallet balance thresholds.
- Credit card funded payments may incur processing fees that increase costs.
- International payment coverage is limited to selected supported destinations.
- Platform functionality may be more extensive than needed for simple businesses.
- Advanced enterprise features may require custom pricing and sales engagement.
Zil Money's Support Options
Zil Money's Alternatives
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WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Verifi Global Payment Gateway
Verifi Global Payment Gateway is a payment processing platform from Visa that provides secure transaction…
Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
Chargeback
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