About Stream
A workplace finance platform that provides employees with earned wage access, budgeting tools, savings accounts, and financial coaching. It integrates with payroll systems to help employees manage earnings and improve financial wellbeing.
Stream (formerly Wagestream) is a comprehensive workplace finance platform designed to improve employee financial wellbeing. By partnering with employers, Stream offers a suite of tools that help workers earn, learn, save, spend, and borrow on their own terms. The platform's core functionality centers on earned wage access, which allows employees to draw down a portion of their earned pay before the standard payday, helping to mitigate the 'poverty premium' and reduce reliance on high-cost credit. Beyond wage access, Stream provides a holistic toolkit including real-time earnings tracking, automated savings accounts, financial coaching, and pension consolidation services. The platform is built on a social charter and is B Corp certified, emphasizing its commitment to fair financial services. It is designed for integration with existing payroll and HR systems, making it a scalable benefit for large enterprises and SMBs alike. Employers benefit from improved employee retention, productivity, and engagement, while employees gain greater control over their financial lives. The platform is accessible via a mobile app and is supported by 24/7 technical and member support.
Pros & Cons
- Provides employees with flexible access to earned wages to reduce financial stress.
- Includes a comprehensive suite of financial tools like budgeting, savings, and coaching in one app.
- Integrates seamlessly with existing payroll and HR systems for easy implementation.
- B Corp certification and social charter demonstrate a commitment to fair financial practices.
- Proven business impact on employee retention and productivity for employer partners.
- Availability is restricted to employees whose employers have partnered with the platform.
- Specific pricing for employers is not publicly listed and requires a sales consultation.
- Some advanced features like pension consolidation may have specific regional or eligibility requirements.
Features
Key features
Allows employees to access a portion of their earned wages before the traditional payday to manage unexpected expenses.
Provides employees with a real-time view of their shifts and earnings to improve financial clarity.
Enables employees to set up automatic savings directly from their earnings with competitive interest rates.
Offers 24/7 personalized insights and recommendations to help employees manage their money and build financial literacy.
Helps employees find and combine old or lost pension pots into one manageable plan.
Additional features
Empowers users to set financial plans and compare earnings against monthly expenses.
Provides access to exclusive discounts and cashback at leading retailers.
Offers access to fair and affordable credit options with competitive rates.
Assists employees in optimizing their tax contributions.
Features bite-sized lessons and resources to build long-term financial literacy.
Allows employers to track anonymized usage data and measure the impact of financial wellbeing benefits.
Connects seamlessly with existing payroll, HR, and time and attendance systems.
Provides resources to help members understand and improve their credit health.
Pricing
Countries & Languages
Interface languages
Billing currencies
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About Stream
A workplace finance platform that provides employees with earned wage access, budgeting tools, savings accounts, and financial coaching. It integrates with payroll systems to help employees manage earnings and improve financial wellbeing.
Stream Details
Stream's In-App Market Place
Does Stream have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
5
Mini Apps
1. PayPal: Accept payments from customers around the world using PayPal's secure payment processing system.
2. Stripe: Another popular payment gateway that allows you to accept credit card payments directly on your website.
3. Square: Accept payments in person using Square's mobile card reader or online using their payment processing platform.
4. Braintree: A full-stack payment solution that allows you to accept payments online and in mobile apps.
5. Authorize.Net: A widely-used payment gateway that offers customizable options for businesses of all sizes.
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), AUD (A$), CAD (C$), JPY (¥), CHF (CHF), CNY (¥), SGD (S$)
Pros & Cons
- Provides employees with flexible access to earned wages to reduce financial stress.
- Includes a comprehensive suite of financial tools like budgeting, savings, and coaching in one app.
- Integrates seamlessly with existing payroll and HR systems for easy implementation.
- B Corp certification and social charter demonstrate a commitment to fair financial practices.
- Proven business impact on employee retention and productivity for employer partners.
- Availability is restricted to employees whose employers have partnered with the platform.
- Specific pricing for employers is not publicly listed and requires a sales consultation.
- Some advanced features like pension consolidation may have specific regional or eligibility requirements.
Stream's Support Options
Email Address
support@paylivre.comContact
1-800-123-4567Documentation
https://docs.paylivre.comCommunity Forums
https://community.paylivre.comLive Chat
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