Totality logo

Totality

by Totality Software · Since 1988
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ActiveAvailable globallyCloud
Quick facts
VendorTotality Software
Year launched1988
StatusActive
Location101 E. 5th St, Loveland, CO 80537
Countries servedGlobal
Languages1
Integrations1+
Free tierN/A
Free trialYES
Contact salesN/A

About Totality

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Totality is a comprehensive debt collection software designed to streamline and automate the debt recovery process. With standout features such as advanced analytics, customizable workflows, and real-time reporting, Totality is a powerful tool for debt collection agencies looking to improve efficiency and maximize recovery rates. The user interface of Totality is intuitive and user-friendly, making it easy for users to navigate and access key functionalities. The sleek design and responsive layout enhance the overall user experience, allowing users to focus on managing debts effectively without getting bogged down by complex interfaces. One of the core functionalities that sets Totality apart from its competitors is its advanced analytics capabilities. The software can analyze large datasets to identify trends, patterns, and potential opportunities for debt recovery. This innovative feature allows users to make data-driven decisions and optimize their collection strategies for better results. In terms of performance, Totality excels in speed, efficiency, and reliability, especially when handling large volumes of debts or managing complex operations.

Pros & Cons

Pros
  • Ease of Use: Intuitive interface and short learning curve make it ideal for smaller agencies.
  • Affordably Priced: Offers a low one-time fee with optional cloud hosting, making it budget-friendly.
  • All-in-One Solution: Covers communication, payment tracking, client management, and reporting.
  • Reliable Support: US-based customer support with a money-back guarantee and responsive service.
  • Modern Interface: Totality 5 features a refreshed design and compatibility with newer Windows and Microsoft Office versions.
Cons
  • Feature Gaps: May not accommodate complex financial instruments or unique account types.
  • Mixed User Feedback: Some users reported inconsistent training or unclear service terms.
  • Support Not 24/7: Support is available during business hours only, which may not suit all time zones.
  • Scalability Constraints: Geared toward small and mid-sized firms, with limited enterprise-level functionality.

Features

Key features

Debt Collection Management

Built specifically for law firms, collection agencies, and businesses to manage accounts receivable and streamline collection processes.

Configurable Workflow Automation

Supports automated notices, callback scheduling, and role-based process flows to handle collections efficiently.

Payment & Transaction Handling

Allows full, partial, and negotiated payments; includes support for commissions and settlements.

Compliance & Reporting Tools

Includes credit bureau reporting, built-in compliance features, and real-time analytics dashboards.

Multi-User, Multi-Channel Support

Offers support for multiple users, integrates with Word/WordPerfect, and enables mail merge communications.

Cloud Deployment Option

Provides an optional cloud-hosted version that mirrors the desktop version for remote access.

Additional features

Automated Notices & Callback Scheduling

Sends reminders and contacts debtors through scheduled workflows.

Client & Contact Management

Central database for debtors, clients, creditors, and account data.

Commission & Fee Tracking

Manages third-party fees, contingency rates, and settlement arrangements.

Payment Plan Support

Enables creation and tracking of installment or amortized payment plans.

Credit Bureau Reporting

Automates the reporting of account status to credit agencies.

Word Mail Merge Support

Integrates with Word and WordPerfect for bulk document generation.

Import/Export Functionality

Supports Excel import/export and links to external credit management tools.

Document & Report Generation

Includes ready-to-use templates for client statements, account summaries, and performance tracking.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Monthly plans

Totality Cloud
USD 89/mo
billed monthly
Additional Computers
USD 399/mo
billed monthly

Countries & Languages

Global
Countries served
1
Interface languages
10
Billing currencies

Interface languages

English

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇨🇭CHF🇨🇳CNY🇮🇳INR🇷🇺RUB

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