WiPay logo

WiPay

by WiPay · Since 2016
No reviews yet
Active8+ countries
Quick facts
VendorWiPay
Year launched2016
StatusActive
Location95-97 Picton Street , Newtown, Port-of-Spain, W.I 000000, TT
Countries served8+
Languages1
Integrations6+
Free tier
Free trial
Contact sales

About WiPay

WiPay is a payment solutions platform from WiPay that provides secure online payment processing for businesses and consumers in the Caribbean. It offers payment gateway integration, mobile wallet support, and customer invoicing features so users can easily manage transactions. WiPay supports multiple currencies and ensures compliance with local regulations for added assurance. The platform is designed to cater to a variety of business needs, making it accessible to both small enterprises and larger organizations. Key capabilities: payment gateway integration mobile wallet support customer invoicing multi-currency transactions regulatory compliance Best for: businesses and consumers in the Caribbean that need reliable payment processing solutions.

WiPay is a Caribbean-focused digital payments platform designed to help individuals, businesses, and developers accept, manage, and process electronic payments seamlessly. Licensed as a Payment Facilitator and integrated with major networks like Visa, Mastercard, JCC, EMTECH, and PSE, WiPay enables secure card payments, QR code transactions, payment links, invoices, and point-of-sale operations across multiple Caribbean territories. The platform supports both local currency and USD balances, with direct settlement to local bank accounts, making it especially suitable for regional commerce. WiPay caters to freelancers, small businesses, enterprises, and developers through flexible account types, transparent pricing, and same-day approval. Its dashboard provides real-time visibility into transaction history, balances, refunds, withdrawals, and performance trends through built-in analytics. With no setup fees, strong compliance standards, and Caribbean-based customer support, WiPay simplifies digital payments while addressing local banking, regulatory, and currency needs. Whether used for peer-to-peer payments, ecommerce integrations, or in-store transactions, WiPay is built to support how Caribbean businesses operate today, offering scalable solutions that grow alongside users’ needs while promoting cashless payments throughout the region.

Pros & Cons

What users like
  • +Transparent pricing with no setup fees and clear regional processing rates
  • +Supports multiple Caribbean countries with local banking and regulatory alignment
  • +Versatile payment options suitable for individuals, businesses, and developers alike
  • +Real-time dashboard provides clear financial visibility and transaction control
  • +Same-day approval with dedicated Caribbean-based customer support availability
What users flag
  • Processing fees vary by location and may impact small transaction margins
  • Premium features require monthly subscription for advanced business functionality
  • Availability limited primarily to Caribbean and select international territories
  • POS hardware access may depend on country-specific distribution arrangements
  • Advanced integrations require technical knowledge to fully implement APIs

Features

Key features

Local Bank Payouts – Direct settlement to local bank accounts in domestic currency
Multi-Payment Acceptance – Supports cards, QR codes, payment links, and invoices
Point of Sale Solutions – Physical and digital POS for tap, insert, or swipe payments
WiPay Dashboard – Real-time tracking of balances, transactions, refunds, and trends
Multi-Currency Support – Manage both local currency and USD balances in one account
Developer APIs – REST APIs, webhooks, sandbox, and plugins for custom integrations
Caribbean Compliance – Fully licensed and compliant with regional payment regulations

Additional features

Payment Links – Shareable links for fast customer payments without a website
QR Code Payments – Scan-to-pay functionality for in-person and remote transactions
Invoicing Tools – Professional invoices with integrated payment acceptance
POS Terminals – Hardware and software POS solutions for retail environments
Peer-to-Peer Payments – Send and receive money between WiPay users
Bulk Payouts – Process multiple payouts efficiently for businesses
Ecommerce Plugins – Integrations for Shopify, WooCommerce, Magento, and more
Transaction History – Detailed logs with statuses, timestamps, and references
Refund Management – Issue and track refunds directly from the dashboard
Performance Analytics – Monthly trends and transaction summaries with visual graphs

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

8
Countries served
1
Interface languages
1
Billing currencies

Available in

JamaicaSaint LuciaBarbadosGrenadaGuyanaTrinidad & TobagoUSAEastern Caribbean

Interface languages

English

Billing currencies

🇺🇸USD

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