XEO Xoftware logo

XEO Xoftware

by Tecnoinformatica · Since 1989
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Active1+ countriesOn-premise
Quick facts
VendorTecnoinformatica
Year launched1989
StatusActive
LocationCarrera 24A No. 101‑86, 3rd Floor, Ed. Tecno, Bucaramanga, Santander, Colombia
Countries served1+
Languages1
Integrations
Free tier
Free trial
Contact salesYES

About XEO Xoftware

XEO Xoftware is a software platform from Tecnoinformatica that focuses on providing comprehensive IT solutions. It combines project management tools, data analysis functionalities, and user-friendly interfaces so businesses can effectively manage their operations. Developed by a company established in 1989, XEO Xoftware is designed to meet various technological needs. The software supports integration with existing systems, customizable dashboards, and real-time reporting features. Key capabilities: project management tools data analysis functionalities user-friendly interfaces integration with existing systems customizable dashboards Best for: companies that need reliable IT management solutions.

XEO Financial offers its specialized XOFTWARE platform as a comprehensive administrative and banking-type financial solution tailored specifically for credit placement entities. This software is strategically positioned within the Colombian market, providing essential operational support to the significant Solidarity Sector, including cooperatives and employee funds. By focusing on these drivers of growth, trust, and well-being, XEO aims to deliver a robust system that supports fair credit access and stability for millions of families through its focused design. The recently launched XEO XOFTWARE Version 2025 marks a "new era" for the platform, suggesting substantial feature enhancements and modernization for its core banking and administrative functions. A key benefit for users is the implied integration with the Bre-B payment ecosystem, which is designed to revolutionize instant transactions for legal entities in Colombia. This connectivity allows businesses to receive instant payments using Merchant IDs or mobile keys from any bank, demonstrating XEO's commitment to supporting modern financial workflows and the ongoing digital payment revolution.

Pros & Cons

What users like
  • +Offers a web-based client self-service portal, enhancing user engagement and operational efficiency.
  • +Includes risk management modules, helping institutions proactively monitor and mitigate financial risks.
  • +Developed by a long-established vendor, providing reliability and extensive experience in financial software.
  • +Supports payroll deduction loans, simplifying repayment for employees and reducing default risk.
  • +Facilitates automatic interest and yield calculation, improving accuracy and reducing manual wor
What users flag
  • Limited visibility into live system performance and analytics may hinder real-time decision-making.
  • Reporting features may require manual configuration for complex or non-standard financial products.
  • Dependence on internal IT staff for maintenance could increase operational overhead for clients.
  • Updates and patches may not be frequent, which could delay adoption of newer features or compliance changes.

Features

Key features

Credit Management
Manages credit portfolios including loan issuance, repayment, and monitoring.
Client Management
Maintains detailed records of clients, associates, and cooperative members.
Collections Administration
Automates administrative collections processes to reduce manual effort.
Legal Collections
Supports legal recovery processes and tracking of delinquent accounts.
Payroll Deduction Loans
Handles discounts and deductions directly from payroll for loan repayment.
Risk Management
Provides modules for enterprise risk assessment and mitigation for financial institutions.
Savings and Contributions
Facilitates deposit-taking, savings accounts, and regular member contributions.

Additional features

Credit Management
Manages credit portfolios including loan issuance, repayment, and monitoring.
Client Management
Maintains detailed records of clients, associates, and cooperative members.
Collections Administration
Automates administrative collections processes to reduce manual effort.
Legal Collections
Supports legal recovery processes and tracking of delinquent accounts.
Payroll Deduction Loans
Handles discounts and deductions directly from payroll for loan repayment.
Risk Management
Provides modules for enterprise risk assessment and mitigation for financial institutions.
Savings and Contributions
Facilitates deposit-taking, savings accounts, and regular member contributions.
Term Deposits Management
Supports fixed-term financial products such as CDTs and CDATs.
Contractual Savings Titles
Enables planned savings contracts and structured savings plans.
Interest and Yield Calculation
Automatically calculates interest and returns on savings and loans.
Credit Bureau Reporting
Integrates with CIFIN and Datacrédito for credit reporting.
Accounts Receivable and Payable
Standard accounting management of incoming and outgoing funds.
General Accounting
Supports accounting processes under IFRS/NIIF standards.
Regulatory Reporting
Generates reports for Superfinanciera, Supersolidaria, and DIAN compliance.
Treasury and Cash Management
Tracks cash flow, manages treasury operations, and reconciliations.
Web Self-Service Portal
Allows clients to view balances, simulate credits, and request services online.
Messaging and Notifications
Sends notifications via email or SMS to clients for operations and alerts.

Pricing

Free trial
Free version
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Countries & Languages

1
Countries served
1
Interface languages
20
Billing currencies

Available in

Colombia

Interface languages

Spanish

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇯🇵JPY🇦🇺AUD🇨🇦CAD🇨🇭CHF🇨🇳CNY🇸🇪SEK🇳🇿NZD🇰🇷KRW🇸🇬SGD🇭🇰HKD🇳🇴NOK🇲🇽MXN🇮🇳INR🇷🇺RUB🇿🇦ZAR🇹🇷TRY🇧🇷BRL

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