XtraPay is a backend software from CodeXtra Africa designed for managing the TextCus Platform. It provides features such as user administration, transaction monitoring, and data reporting so users can efficiently manage their operations. With XtraPay, administrators can access strict area controls specifically for TextCus administration, ensuring secure and effective management of user interactions and transactions. The platform also facilitates easy onboarding of new users and offers comprehensive reporting tools for tracking performance metrics. Key capabilities: user administration transaction monitoring data reporting secure access controls performance tracking Best for: administrators that need to manage user operations on the TextCus platform effectively.
XtraPay by CodeXtra Africa is an emerging financial services platform aimed at simplifying payments for African SMEs and consumers. Its core purpose is to unify B2B transfers, payroll disbursement, QR “Scan to Pay,” POS withdrawals/transfers, and international receipts under one cloud-based experience. Standout features include bulk payroll payouts, business virtual cards for controlled spending, and a royalty/loyalty program that rewards active users—an unusual twist for a payments product. The interface leans toward clarity and speed: a card-based dashboard surfaces balances, recent transactions, and quick actions (Send, Pay Bills, Payroll). Navigation follows a simple flow—select a rail (Payments, Payroll, Cards), confirm beneficiaries, and authorize—reducing friction for finance teams that process repetitive tasks. QR payment screens are clean and scannable, and beneficiary management is straightforward, which helps cut errors during bulk operations. Functionally, XtraPay covers everyday rails (bank transfers, mobile money, bill payments) and adds business-first capabilities like bulk payroll and virtual cards. The QR “Scan to Pay” supports retail and e-commerce checkout, while POS integration enables cash access and transfers where card acceptance is uneven.
Immediate transfer of funds between business accounts or wallets without delays.
A mass-payment tool that allows businesses to pay all workers simultaneously.
Capabilities for Ghanaian/Nigerian businesses to receive payments from international customers.
Empowers merchants to act as "human ATMs" for their communities.
Centralized hub for paying electricity, cable TV (DSTV/GOTV), and purchasing mobile data/airtime.
Enable merchants to accept instant payments through QR code scanning technology.
Provide secure virtual cards for online subscriptions and international purchase transactions.
Move funds seamlessly between wallets and linked bank accounts with ease.
Receive instant alerts via push, SMS, or email for every transaction.
Guarantee automatic money-back on failed recharges or unsuccessful payment attempts.
Access detailed transaction records with financial reporting for better tracking.
Earn incentives through referrals and loyalty programs that encourage customer retention.
Send promotional or transactional messages instantly via TextCus bulk messaging integration.
Verify customer identities using BVN, NIN, or ID matching compliance.
Create sub-accounts for business teams with controlled access and permissions.
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XtraPay is a backend software from CodeXtra Africa designed for managing the TextCus Platform. It provides features such as user administration, transaction monitoring, and data reporting so users can efficiently manage their operations. With XtraPay, administrators can access strict area controls specifically for TextCus administration, ensuring secure and effective management of user interactions and transactions. The platform also facilitates easy onboarding of new users and offers comprehensive reporting tools for tracking performance metrics. Key capabilities: user administration transaction monitoring data reporting secure access controls performance tracking Best for: administrators that need to manage user operations on the TextCus platform effectively.
Does XtraPay have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
N/A
GHS (₵), NGN(#)
Wincor Nixdorf developed WINCLOUD as a software solution targeting organizations that need consistent process execution.…
Waza is a global payments software from Waza that helps emerging market businesses, multinational corporates,…
Semoa Pro is a compliance management software from SEMOA that helps organizations maintain regulatory standards.…
PayForce is a banking software from FairMoney that simplifies banking for emerging markets. It combines…