Zoona

Zoona is an interoperable digital payments and financial services platform designed to expand financial inclusion across underserved communities in Southern Africa, particularly Zambia. Through a nationwide network of over 700 trusted agent outlets, Zoona enables individuals to access essential cash-in and cash-out services, international remittances, bill payments, and voucher-based transactions seamlessly. Built around simplicity, reliability, and accessibility, Zoona connects customers to mobile money wallets, bank accounts, and global remittance partners without additional charges. Beyond consumer services, Zoona offers business-focused solutions under its Tilt brand, empowering organizations to disburse funds, collect payments, and manage bulk transactions securely via a web platform or API. The platform emphasizes interoperability, partnering with banks, mobile network operators, and international remittance providers to act as a one-stop financial hub. With robust security controls, audit trails, and real-time processing, Zoona supports both everyday users and enterprises. Acquired by Chipper Cash in 2023, Zoona continues to scale its mission of enabling entrepreneurs, supporting communities, and delivering safe, efficient, and inclusive financial services across the region.