About Zoona
Zoona is a financial services software from Zoona that offers mobile money solutions. It provides transaction processing, account management, and merchant services to facilitate electronic payments. This software helps users conduct financial transactions easily and securely through mobile platforms. Zoona’s services are designed to cater to both individuals and businesses looking for efficient ways to handle payments. The platform supports a range of financial operations, allowing users to send and receive money, pay for services, and manage their accounts online. Key capabilities: transaction processing account management merchant services financial reporting customer support Best for: individuals and small businesses that need reliable mobile payment solutions.
Zoona is an interoperable digital payments and financial services platform designed to expand financial inclusion across underserved communities in Southern Africa, particularly Zambia. Through a nationwide network of over 700 trusted agent outlets, Zoona enables individuals to access essential cash-in and cash-out services, international remittances, bill payments, and voucher-based transactions seamlessly. Built around simplicity, reliability, and accessibility, Zoona connects customers to mobile money wallets, bank accounts, and global remittance partners without additional charges. Beyond consumer services, Zoona offers business-focused solutions under its Tilt brand, empowering organizations to disburse funds, collect payments, and manage bulk transactions securely via a web platform or API. The platform emphasizes interoperability, partnering with banks, mobile network operators, and international remittance providers to act as a one-stop financial hub. With robust security controls, audit trails, and real-time processing, Zoona supports both everyday users and enterprises. Acquired by Chipper Cash in 2023, Zoona continues to scale its mission of enabling entrepreneurs, supporting communities, and delivering safe, efficient, and inclusive financial services across the region.
Pros & Cons
- +Extensive agent network improves access to financial services nationwide
- +No additional charges on deposits, withdrawals, and remittances
- +Strong interoperability with banks, mobile money, and partners
- +Reliable platform supports both consumers and large organizations
- +Business tools enable efficient bulk payment management
- −Services availability limited primarily to specific African markets
- −Agent-based model depends on outlet liquidity and staffing
- −Digital-only self-service options remain limited for end users
- −Business features may require onboarding and technical integration
Features
Key features
- Agent Network
- Nationwide outlets enable accessible financial services for communities
- Cash In-Out
- Deposit and withdraw funds without additional transaction charges
- International Remittances
- Receive money globally through multiple remittance partners
- Z Code Payments
- Pay bills or receive cash-based voucher payments
- Interoperability
- Connect banks, mobile money, and partners seamlessly
- Tilt Platform
- Enable bulk business payments and collections securely
- Tilt Pay API
- Integrate payments programmatically using RESTful API standards
Additional features
- Mobile Money Integration
- Link transactions directly to mobile wallets
- Bank Connectivity
- Support deposits and withdrawals from bank accounts
- Global Remittance Access
- Receive funds from over 150 countries
- Voucher Services
- Process Z Code bill payments and cash vouchers
- Agent Management
- Maintain trusted agent float levels nationwide
- Business Disbursements
- Send bulk payments in real time
- Payment Collections
- Collect customer payments digitally and securely
- Audit Trails
- Track and verify all transactions transparently
- Security Controls
- Protect transactions with industry-grade safeguards
- Booth Locator
- Find nearby Zoona outlets quickly and easily
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About Zoona
Zoona is a financial services software from Zoona that offers mobile money solutions. It provides transaction processing, account management, and merchant services to facilitate electronic payments. This software helps users conduct financial transactions easily and securely through mobile platforms. Zoona’s services are designed to cater to both individuals and businesses looking for efficient ways to handle payments. The platform supports a range of financial operations, allowing users to send and receive money, pay for services, and manage their accounts online. Key capabilities: transaction processing account management merchant services financial reporting customer support Best for: individuals and small businesses that need reliable mobile payment solutions.
Zoona Details
Zoona's In-App Market Place
Does Zoona have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
NA
Pricing Options
Accepted Payment Currencies
USD
Pros & Cons
- Extensive agent network improves access to financial services nationwide
- No additional charges on deposits, withdrawals, and remittances
- Strong interoperability with banks, mobile money, and partners
- Reliable platform supports both consumers and large organizations
- Business tools enable efficient bulk payment management
- Services availability limited primarily to specific African markets
- Agent-based model depends on outlet liquidity and staffing
- Digital-only self-service options remain limited for end users
- Business features may require onboarding and technical integration
Zoona's Support Options
Zoona's Alternatives
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