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AZA Finance

by AZA Finance
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ActiveAvailable globallyCloud
Quick facts
VendorAZA Finance
Year launched
StatusActive
LocationLagos, Nigeria
Countries servedGlobal
Languages2
Integrations
Free tier
Free trial
Contact salesYES

About AZA Finance

AZA Finance is a financial software platform from AZA Finance that provides cross-border payment solutions. It offers currency exchange, payment processing, and transaction tracking so businesses can manage their international payments efficiently. Designed for companies operating in Africa, AZA Finance supports multiple currencies and provides transparent pricing for its services. With a strong focus on regulatory compliance, it helps businesses navigate local financial regulations. Key capabilities: cross-border payments currency exchange transaction tracking regulatory compliance transparent pricing Best for: businesses that need to conduct international transactions and manage currency risks effectively.

AZA Finance is a robust B2B payment processing and financial services platform designed to simplify cross-border and intra-Africa transactions for businesses operating in frontier markets. Its core strength lies in providing deep liquidity across over 30 currencies, enabling multinational corporations, remittance providers, fintechs, banks, and NGOs to execute large-scale payments, collections, and treasury operations efficiently. The platform offers a dual interface: an intuitive web platform for finance and treasury managers, and a developer-friendly RESTful API for custom integrations and mass payouts, streamlining complex workflows and reducing errors. Key features include multi-corridor payouts to bank accounts, mobile wallets, and cash, as well as treasury and risk management tools that help businesses manage currency fluctuations and liquidity challenges inherent in African markets. AZA Finance emphasizes high reliability and compliance, offering 99.5% API uptime, fast settlement speeds often within 24–48 hours, and built-in AML/CFT monitoring. Its API-first architecture and web platform ensure seamless integration with ERP, payroll, and e-commerce systems, while its ecosystem connectivity makes it a trusted partner for remittance providers and multinational operations.

Pros & Cons

What users like
  • +Certified by PCI-DSS, ISO 27001, and regulated by major global and African central banks.
  • +Access to Payments, Collections, Treasury, and FX through one robust, high-uptime API.
  • +Ability to send funds to bank accounts, mobile wallets, and cash pickup points across Africa.
What users flag
  • Specific, fixed fee schedules are not publicly available, requiring direct contact for quotes.
  • The 24-48 hour settlement time for some corridors is not always "instant."

Features

Key features

Deep Multi-Currency Liquidity
Provides deep liquidity across over $30$ currencies, including G20 and major African currencies.
High Regulatory Compliance
Certified by global security standards (PCI-DSS, ISO 27001, SOC II) and regulated by multiple central banks (BoU, BoS, FCA, CBN, SARB).
Comprehensive Financial Services
Offers a full suite of services: Treasury, Payments, Foreign Exchange, and Collections.
Robust Global Infrastructure
Acts as a trusted, high-uptime gateway for cross-border and intra-Africa payments for remittance providers and multinational corporations.
Transparent Pricing
Ensures clarity in pricing for foreign exchange and payment services via API and a web platform.
High Uptime and Dedicated Support
Guarantees $99.5\%$ API uptime and $24/7$ support for seamless business operations.

Additional features

Fintech Partnership
Serves as the fintech partner for businesses operating in the African B2B sector.
Foreign Exchange Service
Provides streamlined and well-priced currency exchange services.
Treasury Service
Allows businesses to access liquidity when and where they need it.
Payments Service
Offers secure and seamless solutions for international and intra-Africa payments.
Collections Service
Enables businesses to easily receive payments from their customers.
Deep Liquidity
Maintains strong liquidity across over $30$ G20 and major African currencies.
Transparent Pricing
Ensures clear and upfront pricing for services.
Robust API and Web Platform
Provides access to services via a powerful API and an intuitive web platform.
PCI-DSS Compliance
Certified with international data security standards (including PCI-DSS 4.0).
ISO 27001
2022 Certification: Certified for information security management.
SOC II Certification
Certified for controls relevant to security, availability, processing integrity, confidentiality, and privacy.
Licensed and Regulated
Licensed by multiple financial authorities, including the Bank of Uganda, Bank of Spain, UK FCA, Central Bank of Nigeria, and South Africa Reserve Bank.
High Uptime
Guarantees $99.5\%$ API uptime for reliable service.
24/7 Support
Provides round-the-clock customer support.
Global Infrastructure
Provides a trusted gateway for remittance providers, multinational corporations, and innovative enterprises.
International Payments
Facilitates payment settlement across borders.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
2
Interface languages
21
Billing currencies

Interface languages

EnglishFrench

Billing currencies

BWP🇪🇬EGP🇬🇭GHSGNF🇰🇪KES🇲🇦MADMZN🇳🇬NGN🇹🇿TZS🇺🇬UGX🇨🇲XAF🇸🇳XOF🇿🇦ZAR🇿🇲ZMWASI🇦🇪AED🇨🇳CNY🇳🇿NZD🇮🇳INR🇯🇵JPY🇰🇷KRW

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