About BAMS
BAMS is a financial management platform from Upperlink Limited that supports banking and account management. It provides features like transaction tracking, financial reporting, and account reconciliation so users can manage their finances effectively. This platform is designed to help both businesses and individuals simplify their financial oversight and ensure accuracy in their accounting practices. BAMS also allows users to generate reports in real-time, facilitating informed decision-making. Key capabilities: transaction management financial reporting account reconciliation real-time reporting user management Best for: businesses and individuals that need comprehensive financial oversight and management.
The Upperlink Banking Account Monitoring System (BAMS) is a robust enterprise-grade solution designed to simplify and centralize complex treasury and payment operations for organizations managing multiple bank accounts. Built by Upperlink Limited, a CBN-licensed fintech, BAMS focuses on bank account aggregation, bulk payment processing, and detailed financial reporting, making it especially valuable for finance and treasury managers who require accuracy, accountability, and speed. The system offers access through web, desktop, and mobile applications, while also supporting SMS and USSD channels for alerts and quick actions, ensuring accessibility even in low-connectivity environments. Its core strength lies in consolidating balances and transactions across different financial institutions into a single interface, reducing manual reconciliation efforts and operational risk. BAMS handles large transaction volumes reliably, supporting bulk payments and tax remittance with a performance engine designed for real-time or near-real-time processing. Security and reliability are reinforced by Upperlink’s PCI DSS Level 1 certification and regulatory compliance, which are critical for high-stakes payment and treasury functions.
Pros & Cons
- +Single view and control over all bank accounts.
- +Includes critical Bulk Payment functionality.
- +Backed by CBN license and PCI DSS Level 1 certification.
- −No transparent, off-the-shelf pricing publicly available.
- −May require extensive training for non-technical users on complex treasury tasks.
Features
Key features
- Bank Account Aggregation
- It centralizes the management of multiple bank accounts across different financial institutions.
- Detailed and Accountable Analysis
- The system provides in-depth, auditable analysis of all managed bank accounts.
- Improved Treasury Management Efficiency
- The product is designed to streamline and enhance the efficiency of treasury processes.
- Customization Capability
- The software can be tailored by the development team to meet specific customer business requirements.
- Multi-Platform Access
- Users can access the system through both dedicated mobile and desktop applications.
- Bulk Payment Functionality
- The software includes the capability to process multiple payments simultaneously.
Additional features
- Bank Account Aggregation
- The software combines and manages multiple bank accounts from various banks in one place.
- Payment Processing
- The system includes functionality for handling and executing payment transactions.
- Reporting
- The software is equipped with capabilities to generate reports on bank account activity.
- Multiple Bank Account Management
- It provides the flexibility to manage accounts held at different banks.
- Detailed Analysis
- The system offers in-depth examination and review of account data.
- Accountable Analysis
- The analysis provided by the system is auditable and transparent.
- Process Management
- It helps manage and define efficient financial processes.
- Efficiency Across Banks
- The system is designed to improve operational efficiency across different financial institutions.
- User Friendly
- The application is easy and simple for users to operate.
- Mobile Application Support
- The system can be accessed and used via a dedicated mobile application.
- Desktop Application Support
- The system can be accessed and used via a dedicated desktop application.
- Customization Capability
- The development team can modify the software to match customer's specific business expectations.
- Transaction Report Toolkit
- It includes tools specifically for generating and managing transaction reports.
- Account Statement Provision
- The system can provide or generate detailed account statements.
- Bulk Payment
- The software allows for the simultaneous processing of a large volume of payments.
- Short Message Service (SMS) Support
- The system incorporates features utilizing SMS technology, likely for alerts or communication.
- Customer Support via SMS
- SMS technology is specifically mentioned as a channel for customer support.
- Unstructured Supplementary Service Description (USSD) Support
- The system incorporates features utilizing USSD technology.
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About BAMS
BAMS is a financial management platform from Upperlink Limited that supports banking and account management. It provides features like transaction tracking, financial reporting, and account reconciliation so users can manage their finances effectively. This platform is designed to help both businesses and individuals simplify their financial oversight and ensure accuracy in their accounting practices. BAMS also allows users to generate reports in real-time, facilitating informed decision-making. Key capabilities: transaction management financial reporting account reconciliation real-time reporting user management Best for: businesses and individuals that need comprehensive financial oversight and management.
BAMS Details
BAMS's In-App Market Place
Does BAMS have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
No
Pricing Options
Accepted Payment Currencies
USD ($)
Pros & Cons
- Single view and control over all bank accounts.
- Includes critical Bulk Payment functionality.
- Backed by CBN license and PCI DSS Level 1 certification.
- No transparent, off-the-shelf pricing publicly available.
- May require extensive training for non-technical users on complex treasury tasks.
BAMS's Support Options
Email Address
info@upperlink.ngContact
+234 903 6581 855BAMS's Alternatives
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