About BharatPe
A comprehensive fintech platform for merchants in India, offering QR-based payment acceptance, card swipe machines, and business loans. It provides real-time transaction tracking, voice alerts, and financial management tools for small businesses.
BharatPe is a prominent Indian fintech platform tailored for small and medium-sized businesses, functioning as a one-stop shop for payment acceptance and financial services. Its core offering centers on interoperable UPI QR codes, which allow merchants to accept payments from any UPI-enabled app without transaction charges. The product ecosystem has expanded significantly to include the 'BharatPe One' all-in-one device, which combines POS, QR, and voice-alert speaker capabilities into a single unit. Beyond payments, BharatPe differentiates itself through its lending vertical, offering collateral-free business loans based on transaction data, and an investment platform for merchants. The platform is highly accessible, with a mobile-first approach that provides real-time analytics, settlement tracking, and loan management. While it excels in the Indian market with its extensive offline presence and merchant-centric design, it is primarily focused on the domestic Indian ecosystem. Support is robust, featuring a dedicated merchant app, phone support, and extensive documentation. It is an ideal solution for retail and service-based businesses looking to digitize their operations and access credit without traditional banking hurdles.
Pros & Cons
- Accepts payments from all major UPI apps with zero transaction charges for QR payments.
- Provides instant settlement of funds directly into the merchant's bank account.
- Offers collateral-free business loans based on transaction history.
- Includes a portable all-in-one device that integrates POS, QR, and voice alerts.
- Features a user-friendly mobile app for real-time sales tracking and analytics.
- Services are primarily localized to the Indian market with limited international payment support.
- Requires physical hardware for certain advanced features like card swipe and integrated POS.
- Loan eligibility is strictly tied to transaction history on the platform.
- Account closure process requires manual steps including clearing all outstanding dues and returning hardware.
Features
Key features
Enables merchants to accept digital payments from multiple UPI apps using a single QR code.
An all-in-one payment device integrating POS, QR, and speaker functionality.
Provides collateral-free loans to merchants based on their transaction history.
Delivers instant audio notifications for payments received via the BharatPe Speaker.
Supports fast payment collection from multiple debit and credit cards.
Additional features
Allows merchants to receive payments in their bank account within minutes.
Offers a dashboard for tracking collections, settlements, and daily sales performance.
Helps merchants manage stock levels and business operations.
Generates digital records for all transactions processed through the platform.
Maintains a detailed log of all payment activities for reconciliation.
Provides access to investment opportunities through RBI-approved partners.
Facilitates instant payments for utility and credit card bills.
Includes security features to safeguard digital transactions.
Accepts payments from various digital wallets and banking apps.
Displays available credit limits directly within the merchant app.
Pricing
Countries & Languages
Interface languages
Billing currencies
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About BharatPe
A comprehensive fintech platform for merchants in India, offering QR-based payment acceptance, card swipe machines, and business loans. It provides real-time transaction tracking, voice alerts, and financial management tools for small businesses.
BharatPe Details
BharatPe's In-App Market Place
Does BharatPe have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
3
Mini Apps
1. QR Code Scanner: This add-on allows merchants to scan QR codes for instant payments through BharatPe.
2. Loan Assistance: This add-on provides small business owners with easy access to loans and credit through BharatPe.
3. Analytics Dashboard: This add-on offers detailed insights and analytics on payment transactions made through BharatPe.
Pricing Options
Accepted Payment Currencies
INR (â‚ą)
Pros & Cons
- Accepts payments from all major UPI apps with zero transaction charges for QR payments.
- Provides instant settlement of funds directly into the merchant's bank account.
- Offers collateral-free business loans based on transaction history.
- Includes a portable all-in-one device that integrates POS, QR, and voice alerts.
- Features a user-friendly mobile app for real-time sales tracking and analytics.
- Services are primarily localized to the Indian market with limited international payment support.
- Requires physical hardware for certain advanced features like card swipe and integrated POS.
- Loan eligibility is strictly tied to transaction history on the platform.
- Account closure process requires manual steps including clearing all outstanding dues and returning hardware.
BharatPe's Support Options
Email Address
support@bharatpe.comContact
+91 1800-258-5466Documentation
https://www.bharatpe.com/faq/Community Forums
https://community.bharatpe.com/BharatPe's Alternatives
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