About Card Z3N
Card Z3N is a cloud payment processing gateway, merchant services platform, and payroll management suite developed by CARDZ3N LLC.
Card Z3N (CARDZ3N) is a cloud payment processing gateway, merchant services platform, and payroll management suite developed by CARDZ3N LLC. Engineered specifically to solve processing challenges for businesses operating in high-risk e-commerce, B2B enterprise, crypto, travel, and specialty retail sectors, Card Z3N bridges global card acquisition with advanced AI fraud prevention, multi-currency conversion, and employee payroll management. Its standout strengths lie in its extensive network of 15+ acquiring bank partners (ensuring stability and high approval rates for hard-to-place verticals), its broad support for 140+ cryptocurrencies alongside standard ACH and credit cards, and its integrated Z3N Payroll module that allows merchants to run employee payroll, tax filings, and benefits management from the same provider ecosystem. Supported by virtual terminals, POS hardware compatibility, and dedicated 24/7 technical assistance, Card Z3N provides a robust, highly resilient financial infrastructure for growing global enterprises.
Pros & Cons
- Processes standard cards, ACH, SEPA, and 140+ cryptocurrencies on a single gateway.
- Proactive AI tools reduce chargeback risks and safeguard merchant accounts from sudden freezes.
- Unifies customer payment processing and employee wage payroll within one vendor ecosystem.
- Access to 15+ banking partners ensures approvals for hard-to-place business types.
- High-risk merchant onboarding requires detailed financial and compliance documentation.
- Integrations rely on native developer APIs and plugins rather than a self-service app marketplace.
- Pricing structures and processing markups require direct underwriting review.
Features
Key features
Enables remote telephone/computer payment entries while supporting physical point-of-sale barcode, receipt, and chip-card terminals.
Comprehensive payroll software handling direct deposits, W-2/1099 preparation, tax filings, and 401(k)/benefits management.
Accepts global credit/debit cards, ACH/SEPA transfers, and over 140 cryptocurrencies directly on the gateway.
Real-time transaction auditing powered by AI tools to prevent fraudulent transactions, reduce chargebacks, and maintain PCI-DSS compliance.
Custom merchant account underwriting tailored for industries typically rejected by traditional payment processors (CBD, travel, aerospace, gaming, high-volume e-commerce).
Additional features
Logs employee shift hours, leave tracking, and syncs attendance data straight into wage runs.
Tracks employee health insurance deductions, benefits management, and pension contributions.
Automated payroll distribution routines with statutory deduction and wage garnishment execution.
Generates digital invoices with embedded payment buttons sent directly to customer inboxes.
Securely stores encrypted card credentials for fast return customer checkouts without storing raw PAN data.
Enforces 3D Secure (3DS) authentication and European PSD2 standards to protect cross-border card transactions.
Automated scheduler for managing recurring memberships, flexible billing cycles, and failed payment retry rules.
Pricing
Countries & Languages
Interface languages
Billing currencies
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About Card Z3N
Card Z3N is a cloud payment processing gateway, merchant services platform, and payroll management suite developed by CARDZ3N LLC.
Card Z3N Details
Card Z3N's In-App Market Place
Does Card Z3N have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
0
Mini Apps
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), JPY (¥), AUD (A$), CAD (C$), CHF (CHF), CNY (¥), SEK (kr), NZD (NZ$), KRW (₩), USD, EUR, GBP
Pros & Cons
- Processes standard cards, ACH, SEPA, and 140+ cryptocurrencies on a single gateway.
- Proactive AI tools reduce chargeback risks and safeguard merchant accounts from sudden freezes.
- Unifies customer payment processing and employee wage payroll within one vendor ecosystem.
- Access to 15+ banking partners ensures approvals for hard-to-place business types.
- High-risk merchant onboarding requires detailed financial and compliance documentation.
- Integrations rely on native developer APIs and plugins rather than a self-service app marketplace.
- Pricing structures and processing markups require direct underwriting review.
Card Z3N's Support Options
Contact
702-623-3528Card Z3N's Alternatives
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WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
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Verifi Global Payment Gateway is a payment processing platform from Visa that provides secure transaction…
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