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CardPointe

by CardConnect · Since 2006
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ActiveAvailable globallyCloud
Quick facts
VendorCardConnect
Year launched2006
StatusActive
LocationKing of Prussia, USA
Countries servedGlobal
Languages12
Integrations8+
Free tierNO
Free trialYES
Contact salesYES
Last reviewed: Jun 2026

About CardPointe

A payment processing platform that provides secure transaction management, reporting, and virtual terminal capabilities for merchants. It supports in-store, online, and mobile payments with integrated security features like tokenization and P2PE.

CardPointe is a comprehensive payment processing platform developed by CardConnect (a Fiserv company) designed to simplify transaction management for businesses of all sizes. It serves as a centralized hub for accepting payments in-store, online, and via mobile devices. The platform is highly regarded for its security-first approach, leveraging patented tokenization and PCI-validated point-to-point encryption (P2PE) to reduce PCI compliance scope for merchants. Key capabilities include a virtual terminal for manual entry, a robust reporting dashboard for real-time transaction insights, and automated recurring billing tools. While the platform is built for flexibility, it is particularly well-suited for merchants who require a secure, omnichannel payment solution that integrates seamlessly with existing business software. Support is provided through a dedicated portal, phone, and email, with resources available for developers and partners. Buyers should note that while the platform is widely used, specific pricing often depends on the merchant's unique business requirements and volume, typically arranged through sales agents or ISO partners.

Pros & Cons

Pros
  • Provides robust security through patented P2PE and tokenization technology.
  • Offers a unified dashboard for managing transactions across multiple channels.
  • Supports flexible payment methods including credit, debit, and ACH.
  • Includes powerful real-time reporting and analytics tools for business insights.
  • Simplifies PCI compliance by reducing the scope of sensitive data handling.
Cons
  • Pricing is often customized based on merchant volume and needs, making it less transparent for small businesses.
  • Some users have reported occasional system glitches during high-volume processing periods.
  • Customization options for dashboard layouts and reports are somewhat limited.
  • The platform is primarily designed for use with CardConnect's merchant services, which may limit flexibility for those using other processors.

Features

Key features

Payment Processing

Enables secure acceptance of credit, debit, and ACH payments across in-store, online, and mobile channels.

Virtual Terminal

Provides a browser-based interface for manually processing transactions and managing customer profiles.

Real-Time Reporting

Offers comprehensive transaction lifecycle reports and analytics for monitoring sales and settlement activity.

Data Security

Utilizes patented, PCI-validated point-to-point encryption (P2PE) and tokenization to protect sensitive cardholder data.

Recurring Billing

Automates subscription and recurring payment schedules to streamline revenue collection.

Additional features

Mobile App

Allows merchants to accept payments on-the-go using smartphones or tablets.

Hosted Payment Page

Provides a secure, PCI-compliant online checkout page for collecting payments.

Multi-User Management

Supports setting up and activating multiple users with specific permissions within a single account.

Transaction Management

Includes tools for researching, reconciling, and exporting transaction and settlement data.

API Integration

Offers flexible APIs for integrating payment processing into existing software and POS environments.

Fraud Prevention

Includes advanced tools to monitor and mitigate transaction fraud.

Electronic Invoicing

Facilitates billing and invoicing directly through the platform.

Omnichannel Support

Ensures a consistent payment experience across different sales channels.

Pricing

Free trial
Free version
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Countries & Languages

Global
Countries served
12
Interface languages
9
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianDutchPortugueseChineseJapaneseKoreanRussianArabic

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇨🇳CNY🇮🇳INR🇷🇺RUB

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