About CardUp
CardUp is a Singapore-based payment automation platform that enables businesses and individuals to make, collect, and manage payments digitally while improving cash flow, earning card rewards, automating receivables, and simplifying domestic and international transactions through a secure, no-code financial management solution.
CardUp provides businesses with an all-in-one payment and receivables platform designed to streamline financial operations without requiring complex integrations or technical expertise. The platform allows users to make domestic and international payments, collect customer payments, automate invoicing processes, and leverage credit card facilities for expenses that traditionally do not accept card payments. Businesses can extend working capital by utilizing available credit lines, gain additional interest-free payment periods, and improve cash flow management. CardUp also supports recurring payments, payroll processing, supplier payments, tax payments, insurance premiums, rental payments, mortgage installments, and utility bills. The platform includes receivables management features that help businesses accept payments through credit cards and digital payment methods while tracking outstanding invoices efficiently. CardUp offers foreign exchange services for international transfers at competitive rates and enables users to earn cashback or reward points on eligible transactions. Security remains a core focus through PCI-DSS compliance, strong encryption standards, and licensing by the Monetary Authority of Singapore.
Pros & Cons
- Improves cash flow through extended payment cycles and flexibility.
- Reduces manual financial administration through automation and scheduling.
- Enables rewards earning on eligible business expense transactions.
- Supports domestic and international payments from one platform efficiently.
- Some credit cards may not qualify for rewards programs.
- Transaction fees may apply depending on payment type used.
- Advanced accounting integrations may be limited compared with competitors.
- Primarily focused on Singapore market and payment infrastructure ecosystems.
Features
Key features
Automate recurring payments for rent, payroll, and supplier invoices to ensure on-time delivery.
Shift expenses traditionally paid by cash, cheque, or bank transfer onto credit cards to earn rewards.
Upload and convert physical invoices into digital payments in bulk to minimize manual data entry.
Accept credit card and PayNow payments from customers via custom payment links without technical integration.
Sync payment data automatically with accounting software like Xero to streamline financial record-keeping.
Additional features
Send money overseas with real market exchange rates and lower fees.
Receive collected funds into your bank account as early as the next business day.
Assign roles to different team members to collaborate on business spend.
Track all past and upcoming scheduled payments on a single centralized page.
Receive payment status alerts via email and SMS.
Embed payment solutions directly into your website, platform, or app.
Connect directly with Xero to sync invoice statuses and automate reconciliation.
Estimate potential miles or cashback earnings on business expenses.
Forward invoices via email or upload them in bulk to the platform.
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About CardUp
CardUp is a Singapore-based payment automation platform that enables businesses and individuals to make, collect, and manage payments digitally while improving cash flow, earning card rewards, automating receivables, and simplifying domestic and international transactions through a secure, no-code financial management solution.
CardUp Details
CardUp's In-App Market Place
Does CardUp have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
0
Mini Apps
Pricing Options
Accepted Payment Currencies
USD ($), SGD (S$), AUD (A$), EUR (€), GBP (£), HKD (HK$), JPY (¥), MYR (RM), TWD (NT$), THB (฿), USD
Pros & Cons
- Improves cash flow through extended payment cycles and flexibility.
- Reduces manual financial administration through automation and scheduling.
- Enables rewards earning on eligible business expense transactions.
- Supports domestic and international payments from one platform efficiently.
- Some credit cards may not qualify for rewards programs.
- Transaction fees may apply depending on payment type used.
- Advanced accounting integrations may be limited compared with competitors.
- Primarily focused on Singapore market and payment infrastructure ecosystems.
CardUp's Support Options
CardUp's Alternatives
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WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Verifi Global Payment Gateway
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Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
Chargeback
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