About CentralPay
A French electronic money institution providing a programmable payment platform for businesses. It enables online and in-store payment collection, financial workflow automation, and multi-currency account management via API, SDK, and plugins.
CentralPay by CentralPay Inc. is a comprehensive payment processing software designed to streamline transactions and enhance customer experience for businesses of all sizes. One of its standout features is its user-friendly interface, which makes it easy for users to navigate and utilize its various functions effectively. The sleek and intuitive design enhances the overall user experience, making it a preferred choice for those seeking a hassle-free payment processing solution. CentralPay sets itself apart from competitors with its core functionalities, including real-time payment processing, secure data encryption, and customizable payment options. The software's innovative approach to managing transactions and data sets ensures efficiency and accuracy, even when handling complex operations. Its speed and reliability are commendable, particularly when processing large volumes of transactions, making it a valuable asset for businesses looking to drive growth and increase revenue. The software seamlessly integrates with other tools, such as accounting software and CRM systems, providing a holistic solution for businesses looking to consolidate their payment processing operations.
Pros & Cons
- Provides a comprehensive suite of payment methods including cards, instant transfers, and SEPA direct debits.
- Offers robust automation capabilities for financial workflows and reconciliation.
- Maintains high regulatory standards as an ACPR-authorized Electronic Money Institution.
- Supports flexible integration via API, SDK, and native CMS plugins.
- Includes dedicated support and integration assistance for enterprise projects.
- Advanced services (like SWIFT or support) can add extra costs
- Advanced technical features may require a learning curve for non-developer teams.
- Specific enterprise services like marketplace management incur additional monthly fees.
- Some fees vary depending on card type and geography
- Marketplace features may require additional setup
Features
Key features
Centralizes card, bank transfer, and direct debit flows into a single programmable platform.
Triggers financial and business processes based on account events to reduce manual intervention.
Manages funds in EUR, GBP, USD, and CHF with dedicated payment accounts.
Provides REST APIs, SDKs, and native plugins for ERP, CMS, and CRM systems.
Operates as an ACPR-regulated Electronic Money Institution with PCI DSS Level 1 certification.
Additional features
Facilitates real-time payments with dedicated virtual IBANs for automatic reconciliation.
Initiates instant transfers directly from the customer's banking application.
Automates recurring billing via stored cards or SEPA mandates.
Handles commission collection and automated payouts for multi-vendor platforms.
Includes integrated security services to detect and prevent fraudulent transactions.
Pricing
Monthly plans
- Card payments processing (0.89% – 3.31% + €0.20 per transaction depending on card type and region)
- SEPA bank transfer (0.32% + €0.15–€0.20 per transaction)
- Direct debit processing (0.32% + €0.15 per transaction)
- Payment initiation (open banking)
- Marketplace payment services (€650/month for specific package)
- KYB (€7.95 per verification) and KYC (€2.95 per verification)
- API and platform access
Pricing decreases with higher monthly transaction volume. No setup fees are charged, and billing is based on actual transaction activity. Additional fees may apply for chargebacks, SWIFT transfers, or advanced support services.
Source: vendor pricing page →Countries & Languages
Available in
Interface languages
Billing currencies
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About CentralPay
A French electronic money institution providing a programmable payment platform for businesses. It enables online and in-store payment collection, financial workflow automation, and multi-currency account management via API, SDK, and plugins.
CentralPay Details
CentralPay's In-App Market Place
Does CentralPay have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
0
Mini Apps
Pricing Options
Plans
Monthly plans
- Card payments processing (0.89% – 3.31% + €0.20 per transaction depending on card type and region)
- SEPA bank transfer (0.32% + €0.15–€0.20 per transaction)
- Direct debit processing (0.32% + €0.15 per transaction)
- Payment initiation (open banking)
- Marketplace payment services (€650/month for specific package)
- KYB (€7.95 per verification) and KYC (€2.95 per verification)
- API and platform access
Pricing decreases with higher monthly transaction volume. No setup fees are charged, and billing is based on actual transaction activity. Additional fees may apply for chargebacks, SWIFT transfers, or advanced support services.
Source: vendor pricing page →Accepted Payment Currencies
USD ($), EUR (€), GBP (£), JPY (¥), AUD (A$), CAD (C$), CNY (¥), CHF (CHF), SEK (kr), INR (₹), KRW (₩), HKD (HK$), SGD (S$), USD, EUR
Pros & Cons
- Provides a comprehensive suite of payment methods including cards, instant transfers, and SEPA direct debits.
- Offers robust automation capabilities for financial workflows and reconciliation.
- Maintains high regulatory standards as an ACPR-authorized Electronic Money Institution.
- Supports flexible integration via API, SDK, and native CMS plugins.
- Includes dedicated support and integration assistance for enterprise projects.
- Advanced services (like SWIFT or support) can add extra costs
- Advanced technical features may require a learning curve for non-developer teams.
- Specific enterprise services like marketplace management incur additional monthly fees.
- Some fees vary depending on card type and geography
- Marketplace features may require additional setup
CentralPay's Support Options
Documentation
https://docs.centralpay.com/CentralPay's Alternatives
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