About ChloePay
A payment platform for small to mid-market businesses that enables invoicing, expense management, and multi-channel payment collection via SMS, email, WhatsApp, and phone. It includes automated accounting sync and virtual card issuance.
ChloePay is a modern financial operations platform designed to help businesses simplify the way they send invoices, collect payments, and manage expenses from one centralized dashboard. What makes ChloePay stand out is its focus on combining payment processing with operational efficiency, giving businesses more than just a payment gateway. The platform supports invoicing, ACH transfers, virtual cards, recurring billing, and expense tracking, which makes it particularly useful for startups and small to medium-sized businesses looking to streamline their financial workflow. Its interface is clean and easy to navigate, reducing the learning curve for new users while still offering enough advanced functionality for growing teams. The automation tools, such as recurring invoices and payment reminders, can significantly reduce manual workload and improve cash flow consistency. Another strong point is its integration capability with accounting software like QuickBooks and Xero, allowing for smoother bookkeeping and reporting. Pricing is relatively flexible, making it accessible for businesses at different stages. However, some advanced analytics and premium features are reserved for higher-tier plans, which may limit smaller users.
Pros & Cons
- Supports multiple payment channels including SMS and WhatsApp to increase conversion rates.
- Offers automated accounting integration with major platforms like QuickBooks and Xero.
- Provides a free starter tier with no monthly subscription fees for accounts payable.
- Includes cashback rewards on bill payments made through US bank accounts.
- Advanced features and higher cashback rewards are locked behind paid annual or monthly tiers.
- ACH payments require customer pre-registration and involve a 5-7 day processing delay.
- Custom development work for specific payment processors may incur additional implementation costs.
- Developer-focused, may require technical resources
- Limited public documentation compared to larger competitors
Features
Key features
Enables customers to pay invoices via WhatsApp, SMS, email, or phone calls.
Syncs bills and invoices automatically with QuickBooks and Xero.
Provides tools for tracking business expenses and managing virtual cards.
Offers real-time visibility into transaction data and financial analytics.
Allows businesses to set up and automate recurring billing cycles.
Additional features
Provides unlimited virtual cards for business spending.
Supports free ACH transfers for payment processing.
Includes a dedicated portal for customers to manage their payments.
Accelerates business growth with simplified, automated invoicing.
Leverages Stripe-powered infrastructure for secure transaction processing.
Allows businesses to choose which channels customers use to pay.
Pricing
Monthly plans
- Free ACH transfers
- Full Expense Management
- Automated Accounting
- Unlimited Virtual Cards
Ideal for businesses getting started. Charges apply only on successful transactions.
Source: vendor pricing page →- Advanced Insights & Analytics
- Salesforce Integration
- Marketplace Integrations
- 1% Cashback Rewards
Entry-level paid subscription for small businesses needing automation.
Source: vendor pricing page →Annual plans
- Advanced Insights & Analytics
- 3% Cashback Rewards
- Instant Payouts
- DocuSign Integration
Paid subscription for small businesses needing automation.
Source: vendor pricing page →Countries & Languages
Available in
Interface languages
Billing currencies
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About ChloePay
A payment platform for small to mid-market businesses that enables invoicing, expense management, and multi-channel payment collection via SMS, email, WhatsApp, and phone. It includes automated accounting sync and virtual card issuance.
ChloePay Details
ChloePay's In-App Market Place
Does ChloePay have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
0
Mini Apps
Pricing Options
Plans
Monthly plans
- Free ACH transfers
- Full Expense Management
- Automated Accounting
- Unlimited Virtual Cards
Ideal for businesses getting started. Charges apply only on successful transactions.
Source: vendor pricing page →- Advanced Insights & Analytics
- Salesforce Integration
- Marketplace Integrations
- 1% Cashback Rewards
Entry-level paid subscription for small businesses needing automation.
Source: vendor pricing page →Annual plans
- Advanced Insights & Analytics
- 3% Cashback Rewards
- Instant Payouts
- DocuSign Integration
Paid subscription for small businesses needing automation.
Source: vendor pricing page →Accepted Payment Currencies
USD ($), EUR (€), GBP (£), CAD (C$), AUD (A$), JPY (¥), CNY (¥), INR (₹), SGD (S$), USD
Pros & Cons
- Supports multiple payment channels including SMS and WhatsApp to increase conversion rates.
- Offers automated accounting integration with major platforms like QuickBooks and Xero.
- Provides a free starter tier with no monthly subscription fees for accounts payable.
- Includes cashback rewards on bill payments made through US bank accounts.
- Advanced features and higher cashback rewards are locked behind paid annual or monthly tiers.
- ACH payments require customer pre-registration and involve a 5-7 day processing delay.
- Custom development work for specific payment processors may incur additional implementation costs.
- Developer-focused, may require technical resources
- Limited public documentation compared to larger competitors
ChloePay's Support Options
Email Address
info@chloepay.comContact
+1 888-307-5082ChloePay's Alternatives
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Moniepoint
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