About CIPS
CIPS is a payment solution platform from Cloud Invest that enables payment services for banks, petroleum companies, and retailers. It combines solution features, compliance, and customer support so businesses can effectively manage their payment processes. With a focus on privacy policy and corporate social responsibility (CSR), CIPS ensures that users adhere to regulatory standards while maintaining user trust. The platform is designed to support various payment methods and channels, allowing businesses to reach their customers wherever they are. Key capabilities: compliance customer support solution features privacy policy CSR policy Best for: banks, petroleum companies, and retailers that need comprehensive payment solutions.
CIPS by Cloud Invest is an enterprise-grade, omni-channel payment processing platform built to handle complex, high-volume electronic transactions across web, mobile, kiosk, POS, and ATM environments. Its defining strength is the consolidation of acquirer, issuer, and gateway switching into a single, cloud-native solution, giving financial institutions and large organizations end-to-end control over payment routing, settlement, and reconciliation without reliance on multiple external systems. The platform supports a wide spectrum of payment instruments, ranging from traditional cards and digital wallets to QR codes, e-coupons, and crypto accounts, positioning it as a future-ready solution in an evolving fintech landscape. Designed with an API-first architecture, CIPS integrates deeply with core banking systems, ERPs, and cryptocurrency nodes, enabling seamless data exchange and streamlined workflows across enterprise ecosystems. Its ready-to-use deployment model, which bundles cloud hosting, payment software, HSM-as-a-Service, and instant card issuing, significantly reduces implementation time and lowers barriers to market entry for banks, fintechs, and large merchants. Performance and reliability are central to its value proposition, with a high-availability design targeting a 99.
Pros & Cons
- +Supports everything from POS to Crypto Accounts.
- +Integrates Acquirer, Issuer, and Gateway switches for end-to-end control.
- +Includes HSM-as-a-Service and Instant Issuing, dramatically reducing time-to-market.
- −Pricing is enterprise-level and not transparently listed; requires direct engagement.
- −Detailed user interface and administrative workflow visibility are limited in public documentation.
Features
Key features
- Omni-channel Payments
- Seamlessly accepts customer orders and payments across Web, Mobile, and KIOSK channels.
- Triple Switch Integration (Acquirer, Issuer, Gateway)
- Integrates three payment switches into one platform for comprehensive transaction management.
- Embedded Terminals Applications
- Implements multi-vendor applications on various terminals (POS, mPOS, KIOSK) from different hardware manufacturers.
- Cloud Transactions Processing (Ready-2-Use)
- Provides a complete, hosted platform with payment software, HSM as a service, and instant card issuing.
- Extensive Payment Method Acceptance
- Accepts a wide range of payment instruments, including Cards, d-Wallets, e-Coupons, QR-Code, and Crypto Accounts.
- Seamless Third-Party Integration
- Easily connects with Core Banking Systems, ERPs, and Crypto Currency Nodes for efficient data exchange.
Additional features
- Omni-channel Payments
- Seamlessly accepts customer orders and payments across Web, Mobile, and KIOSK channels.
- B2B and B2C Order Acceptance
- Facilitates order acceptance for both business-to-business and business-to-consumer segments.
- Multiple Terminal Acceptance
- Accepts payments through various terminals including ATM, POS, m-POS, PIN/PAD, OPT, KIOSK, and RFID Tag Reader.
- Diverse Payment Instrument Support
- Supports various payment instruments including Cards, d-Cards, d-Wallets, e-Coupons, QR-Code, RFID Tags, and Crypto Accounts.
- Extensive Gateway Connectivity
- Seamlessly connects with renowned global and regional payment gateways such as VISA, MasterCard, Amex, UnionPay, GIM-UEMOA, MADA, and others.
- Third-Party System Integration
- Integrates with external systems including Core Banking Systems, ERPs, and Crypto Currency Nodes.
- Payment Transactions Management
- Provides core management of payment transactions.
- Triple Switch Integration (Acquirer, Issuer, Gateway)
- Integrates Acquirer Switch, Issuer Switch, and Gateway Switch into one platform.
- API Integration
- Provides seamless integration to different systems through APIs.
- Embedded Terminals Applications
- Implements multi-vendor embedded applications on different terminals (POS, mPOS, KIOSK).
- Multi-Vendor Hardware Support
- Supports terminals from different hardware vendors (Ingenico, PAX, SUNMI, etc.).
- Omni-channel Service Porting
- Enables an omnichannel experience by porting services to proprietary hardware.
- Cloud Transactions Processing
- Provides a ready-2-use platform for processing transactions.
- Cloud Hosting
- Includes cloud hosting services as part of the ready-2-use platform.
- Payment Software Solution
- Offers the necessary payment software solution.
- HSM as a Service
- Provides Hardware Security Module (HSM) functionality as a service.
- Cards Instant Issuing
- Enables the instant issuing of payment cards.
- Value-Added-Services APIs
- Offers various APIs for additional value-added services.
Pricing
Countries & Languages
Interface languages
Billing currencies
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About CIPS
CIPS is a payment solution platform from Cloud Invest that enables payment services for banks, petroleum companies, and retailers. It combines solution features, compliance, and customer support so businesses can effectively manage their payment processes. With a focus on privacy policy and corporate social responsibility (CSR), CIPS ensures that users adhere to regulatory standards while maintaining user trust. The platform is designed to support various payment methods and channels, allowing businesses to reach their customers wherever they are. Key capabilities: compliance customer support solution features privacy policy CSR policy Best for: banks, petroleum companies, and retailers that need comprehensive payment solutions.
CIPS Details
CIPS's In-App Market Place
Does CIPS have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
No
Pricing Options
Accepted Payment Currencies
USD ($)
Pros & Cons
- Supports everything from POS to Crypto Accounts.
- Integrates Acquirer, Issuer, and Gateway switches for end-to-end control.
- Includes HSM-as-a-Service and Instant Issuing, dramatically reducing time-to-market.
- Pricing is enterprise-level and not transparently listed; requires direct engagement.
- Detailed user interface and administrative workflow visibility are limited in public documentation.
CIPS's Support Options
Email Address
contact@cloud-invest.comChatbot
AvailableCIPS's Alternatives
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Vella is a multi-currency banking software from Vella Finance that provides a convenient banking use.…
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