Constellation Payments logo

Constellation Payments

by Constellation Payments · Since 2012
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ActiveAvailable globallyCloud
Quick facts
VendorConstellation Payments
Year launched2012
StatusActive
Location67 Froehlich Farm Blvd, Woodbury, New York 11797, US
Countries servedGlobal
Languages1
IntegrationsN/A
Free tierNO
Free trialNO
Contact salesYES

About Constellation Payments

Constellation Payments is a payment processing platform from Constellation Payments that provides secure transaction solutions. It offers advanced fraud protection, customizable payment options, and detailed reporting features so businesses can manage their financial transactions effectively

Constellation Payments is an enterprise payment processing platform designed specifically for Constellation Software portfolio companies across North America, providing secure, scalable, and integrated payment infrastructure for card and bank-based transactions. The platform supports retail point-of-sale payments, integrated software payments, PayFac-as-a-Service models, SaaS billing, recurring payment collection, and advanced merchant management capabilities. Built with PCI DSS Level 1 compliance, Constellation Payments incorporates end-to-end encryption, tokenization, fraud monitoring, risk controls, and secure authentication to protect payment data and reduce operational risk. The platform processes over $1.5 billion annually, serves more than 4,000 active merchants, and supports over 40 Constellation Software business partnerships. It offers developer-friendly REST APIs, software development kits, real-time reporting dashboards, customizable analytics, and next-business-day funding for eligible merchants. Constellation Payments enables businesses to maintain direct customer relationships while streamlining payment acceptance across multiple channels. Its flexible partnership models accommodate independent software vendors, PayFac programs, and corporate finance teams seeking recurring revenue collection.

Pros & Cons

Pros
  • Fast settlement capabilities improve merchant cash flow management significantly.
  • Supports multiple payment models for diverse business requirements effectively.
  • Strong security framework protects sensitive payment data from threats.
Cons
  • Some users have reported experiencing bugs and glitches while using the software, causing delays and frustration in processing payments.
  • The software's interface can be complex and difficult to navigate for users who are not familiar with payment processing systems, leading to potential errors and confusion.
  • Customer support can be slow to respond to inquiries or technical issues, impacting the overall user experience and hindering efficient payment processing.

Features

Key features

Real-Time Processing

Enables instant payment processing across all channels including in-store and online.

Advanced Fraud Protection

Utilizes machine learning algorithms to monitor transactions and apply customizable risk rules.

Recurring Billing

Automates subscription management and recurring payment collection for SaaS businesses.

Developer-First APIs

Provides RESTful APIs and SDKs for seamless integration into existing software stacks.

Smart Analytics

Offers customizable dashboards with real-time reporting, KPIs, and actionable transaction insights.

Multi-Currency Support

Facilitates international transactions with support for various global currencies.

End-to-End Encryption

Protects sensitive payment data in transit and at rest using industry-standard AES-256 encryption.

Tokenization

Replaces sensitive card data with proprietary tokens to minimize breach impact and ensure security.

Additional features

PCI DSS Level 1 Compliance

Maintains the highest level of security certification in the payments industry.

3D Secure 2.0

Implements advanced authentication with biometric support and risk-based challenges.

Next-Business-Day Funding

Provides fast settlements for eligible merchants to improve cash flow.

Contactless Payments

Supports chip, PIN, tap, and contactless payment methods for retail environments.

Customizable Checkout Flows

Allows businesses to tailor the online payment experience to their brand identity.

Automated Identity Verification

Uses OCR and biometric authentication for KYC and AML compliance.

Surcharge Program

Offers compliant surcharging options for merchants to manage processing costs.

Multi-Layer Security

Employs network-level firewalls, DDoS protection, and regular penetration testing.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
1
Interface languages
6
Billing currencies

Interface languages

English

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇨🇦CAD🇦🇺AUD🇺🇸USD

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