About Cross Border Payments
A blockchain-powered cross-border payments platform for financial institutions and businesses. It enables real-time settlement, liquidity management, and global payouts using fiat and stablecoins.
Ripple Payments is an enterprise-grade cross-border payment solution designed to modernize financial infrastructure. By leveraging blockchain technology and stablecoins like RLUSD, the platform enables financial institutions, fintechs, and crypto businesses to move value globally in seconds. The solution unifies the entire payment value chain—collecting, holding, swapping, and paying out—into a single API-driven platform. This approach eliminates the need for complex correspondent banking chains and pre-funding requirements, significantly reducing transaction costs and settlement times. The platform is built for compliance, holding active money transmission licenses in the US and regulatory approvals in jurisdictions like Singapore and the UAE. While it is a powerful tool for institutions looking to scale digital asset services, it is not a consumer-facing app, and pricing is tailored to enterprise needs via sales contact. It integrates with major financial systems and provides robust tools for treasury management, making it a strong choice for organizations aiming to optimize global liquidity and payment efficiency.
Pros & Cons
- Significantly reduces settlement times from days to seconds.
- Eliminates the need for pre-funding accounts in destination countries.
- Provides a unified platform for both fiat and digital asset transactions.
- Maintains high standards of regulatory compliance and security.
- Offers deep liquidity across global FX markets.
- Pricing is not publicly listed and requires direct sales contact.
- Implementation requires institutional-grade infrastructure and compliance readiness.
- Not designed for individual consumer use.
Features
Key features
Executes global payments in seconds rather than days using blockchain technology.
Supports RLUSD and other stablecoins for faster, more predictable cross-border transactions.
Provides automated settlement and access to deep liquidity to eliminate pre-funding requirements.
Offers virtual accounts and wallets for consolidated visibility into fiat and digital asset balances.
Operates with active money transmission licenses and regulatory oversight in multiple global jurisdictions.
Additional features
Executes real-time, high-volume payouts to suppliers, creators, and employees.
Facilitates on-ramping and off-ramping between traditional currencies and digital assets.
Provides a single connection for institutional payouts, custody, and liquidity management.
Accesses deep liquidity across 90% of the global FX market.
Maintains comprehensive transaction records for compliance and reporting.
Provisions internal wallets for treasury management and customer-facing services.
Instantly converts inflows to preferred currencies with automated settlement to unified accounts.
Pricing
Countries & Languages
Interface languages
Billing currencies
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About Cross Border Payments
A blockchain-powered cross-border payments platform for financial institutions and businesses. It enables real-time settlement, liquidity management, and global payouts using fiat and stablecoins.
Cross Border Payments Details
Cross Border Payments's In-App Market Place
Does Cross Border Payments have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
4
Mini Apps
1. XRP Tip Bot: Allows users to send small amounts of XRP (digital currency) to others on social media platforms like Twitter and Reddit.
2. Coil: Enables content creators to monetize their websites and receive micropayments in XRP from users who consume their content.
3. MoneyTap: A mobile app that facilitates real-time
low-cost domestic and international transfers using Ripple's technology.
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), JPY (¥), CNY (¥), AUD ($), CAD ($), CHF (CHF), SEK (kr), NOK (kr), DKK (kr), KRW (₩), INR (₹), SGD ($), MXN ($), RUB (₽), HKD ($), NZD ($), BRL (R$), ZAR (R), TRY (₺), PLN (zł), ILS (₪), AED (د.إ), SAR (﷼)
Pros & Cons
- Significantly reduces settlement times from days to seconds.
- Eliminates the need for pre-funding accounts in destination countries.
- Provides a unified platform for both fiat and digital asset transactions.
- Maintains high standards of regulatory compliance and security.
- Offers deep liquidity across global FX markets.
- Pricing is not publicly listed and requires direct sales contact.
- Implementation requires institutional-grade infrastructure and compliance readiness.
- Not designed for individual consumer use.
Cross Border Payments's Support Options
Email Address
support@ripple.comDocumentation
https://dev.ripple.com/Community Forums
https://www.xrpchat.com/Cross Border Payments's Alternatives
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