DECTA Payment Platform logo

DECTA Payment Platform

by DECTA · Since 2006
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ActiveAvailable globallyCloud
Quick facts
VendorDECTA
Year launched2006
StatusActive
LocationDECTA Limited, UK office 1 King William Street, 62 Bayswater Road, London, EC4N 7AF, GB
Countries servedGlobal
Languages5
IntegrationsN/A
Free tierNO
Free trialNO
Contact salesYES

About DECTA Payment Platform

DECTA Payment Platform is a cloud-based global payment infrastructure enabling merchants, fintechs, and banks to process acquiring, issuing, and digital banking services with omnichannel capabilities, API-first architecture, white-label flexibility, high uptime, and scalable cross-border transaction processing for cashless commerce ecosystems worldwide globally.

DECTA is a global payment infrastructure provider offering a comprehensive suite of services for fintechs, banks, and large merchants. The platform covers the entire payment value chain, including acquiring, card issuing, and processing. Key offerings include a white-label payment gateway, a cloud-based digital banking platform, and BIN sponsorship. DECTA is designed for scalability, featuring 99.99% uptime and robust API support for seamless integration into existing business ecosystems. The company emphasizes a 'bespoke-as-standard' approach, allowing clients to tailor solutions to specific regional or segment requirements. With PCI DSS Level 1 certification and various EMI licenses, DECTA provides a secure and compliant environment for high-volume transaction management. While the platform is highly versatile, it is primarily targeted at businesses requiring complex, large-scale payment infrastructure rather than simple point-of-sale solutions.

Pros & Cons

Pros
  • Provides a complete end-to-end payment infrastructure covering acquiring, issuing, and processing.
  • Offers highly customizable white-label solutions for gateways and digital banking.
  • Maintains high security standards with PCI DSS Level 1 certification and ISO 27001 compliance.
  • Supports global scalability with extensive API documentation and cloud-based architecture.
  • Includes dedicated support programs like the Fintech Fast Track for emerging businesses.
Cons
  • Pricing is not publicly listed and requires contact with sales for a custom quote.
  • Setup and integration may be complex for smaller businesses without dedicated technical resources.
  • The platform is heavily focused on enterprise-grade infrastructure, which may be overkill for simple merchant needs.

Features

Key features

Payment Acquiring

enables global card acceptance across online in-person mobile channels with secure processing high uptime seamless merchant settlement across multiple currencies and networks

Digital Banking Platform

enables rapid launch of scalable digital banking services with API-first architecture white-label capabilities and secure cloud infrastructure for financial institutions globally deployed

Acquirer Processing

delivers secure transaction routing and settlement for acquiring banks with real-time processing fraud prevention and multi-currency support across global networks high performance system

BIN Sponsorship

provides card issuance capabilities enabling fintechs and businesses to issue branded cards with compliance security and global payment network connectivity support efficiently globally

White Label Gateway

customizable payment gateway allowing businesses to brand checkout experiences while integrating APIs fraud tools multi-channel payment processing for scalability globally scalable

Additional features

Payment Acquiring

provides secure global card payment acceptance across digital and physical channels enabling fast settlement multi-currency processing fraud protection and high availability infrastructure for merchants banks and fintechs operating across international markets with scalable payment routing systems worldwide today

Digital Banking Platform

offers scalable cloud-based banking infrastructure enabling rapid deployment of digital banking services with API-first architecture white-label solutions compliance support and secure transaction processing for financial institutions fintechs and banks globally with high availability and resilience guaranteed uptime

Acquirer Processing

delivers secure acquiring services with real-time transaction routing settlement fraud detection multi-currency support and global network integration for banks acquirers and payment providers ensuring efficient scalable and compliant processing infrastructure worldwide supporting large scale payment ecosystems globally reliable

BIN Sponsorship

provides issuing capabilities for fintechs and banks enabling branded card programmes compliance management global network connectivity fraud protection and lifecycle card management across payment ecosystems with secure scalable infrastructure for financial institutions worldwide supporting modern fintech growth today

White Label Gateway

enables businesses to deploy customizable branded payment gateways with API integration fraud tools multi-channel processing and checkout optimisation for e-commerce retail and fintech platforms requiring scalable secure and flexible payment infrastructure globally with enterprise grade performance today

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
5
Interface languages
17
Billing currencies

Interface languages

EnglishLatvianLithuanianEstonianPolish

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇷🇺RUB🇯🇵JPY🇦🇺AUD🇨🇦CAD🇨🇭CHF🇨🇳CNY🇸🇪SEK🇳🇴NOK🇩🇰DKK🇵🇱PLN🇨🇿CZK🇭🇺HUFAND🇺🇸USD

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