DECTA Payment Platform logo

DECTA Payment Platform

by DECTA · Since 2006
No reviews yet
ActiveAvailable globallyCloudOn-premise
Quick facts
VendorDECTA
Year launched2006
StatusActive
LocationRiga, Latvia
Countries servedGlobal
Languages12
Integrations11+
Free tierNO
Free trialNO
Contact salesYES
Last reviewed: Jun 2026

About DECTA Payment Platform

A full-stack payment infrastructure platform providing acquiring, card issuing, and processing services. Offers white-label payment gateways, digital banking solutions, and POS integration for fintechs, banks, and merchants.

DECTA is a global payment infrastructure provider offering a comprehensive suite of services for fintechs, banks, and large merchants. The platform covers the entire payment value chain, including acquiring, card issuing, and processing. Key offerings include a white-label payment gateway, a cloud-based digital banking platform, and BIN sponsorship. DECTA is designed for scalability, featuring 99.99% uptime and robust API support for seamless integration into existing business ecosystems. The company emphasizes a 'bespoke-as-standard' approach, allowing clients to tailor solutions to specific regional or segment requirements. With PCI DSS Level 1 certification and various EMI licenses, DECTA provides a secure and compliant environment for high-volume transaction management. While the platform is highly versatile, it is primarily targeted at businesses requiring complex, large-scale payment infrastructure rather than simple point-of-sale solutions.

Pros & Cons

Pros
  • Provides a complete end-to-end payment infrastructure covering acquiring, issuing, and processing.
  • Offers highly customizable white-label solutions for gateways and digital banking.
  • Maintains high security standards with PCI DSS Level 1 certification and ISO 27001 compliance.
  • Supports global scalability with extensive API documentation and cloud-based architecture.
  • Includes dedicated support programs like the Fintech Fast Track for emerging businesses.
Cons
  • Pricing is not publicly listed and requires contact with sales for a custom quote.
  • Setup and integration may be complex for smaller businesses without dedicated technical resources.
  • The platform is heavily focused on enterprise-grade infrastructure, which may be overkill for simple merchant needs.

Features

Key features

Payment Acquiring

Enables global payment acceptance through a seamless acquiring solution.

White Label Card Issuing

Provides customizable card issuing services with BIN sponsorship.

Digital Banking Platform

Offers a cloud-based, scalable platform for launching digital banking products.

Payment Gateway

Delivers a customizable, secure white-label payment gateway for online transactions.

Acquirer Processing

Provides efficient and secure transaction processing for acquirers worldwide.

Issuer Processing

Simplifies card issuing operations with tailored processing solutions.

Omnichannel Payment Processing

Supports diverse payment scenarios including POS, online, and in-app transactions.

Tokenization Solutions

Enhances security by replacing sensitive card data with secure tokens.

Additional features

3D Secure Authentication

Supports 3DS2 protocol to protect online payment data.

Recurring Billing

Manages subscription-based payments and automated billing cycles.

Open Banking

Integrates with open banking protocols for modern payment methods.

Dynamic Descriptor

Allows for customizable transaction descriptors on customer statements.

Fraud Prevention

Includes advanced monitoring and risk analysis tools.

Multi-Currency Support

Enables processing and settlement in various global currencies.

API Integration

Provides extensive API functionalities for custom system connectivity.

Reporting and Analytics

Offers detailed insights into transaction trends and financial performance.

POS Integration

Supports end-to-end point-of-sale acquiring and infrastructure.

KYC and AML Monitoring

Automates customer onboarding and regulatory compliance checks.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
12
Interface languages
16
Billing currencies

Interface languages

EnglishRussianLatvianLithuanianEstonianSpanishPolishPortugueseItalianGermanDutchFrench

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇷🇺RUB🇯🇵JPY🇦🇺AUD🇨🇦CAD🇨🇭CHF🇨🇳CNY🇸🇪SEK🇳🇴NOK🇩🇰DKK🇵🇱PLN🇨🇿CZK🇭🇺HUFAND

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