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dLocal

by dLocal · Since 2016
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ActiveAvailable globallyCloud
Quick facts
VendordLocal
Year launched2016
StatusActive
LocationMontevideo, Uruguay
Countries servedGlobal
Languages11
Integrations5+
Free tierN/A
Free trialN/A
Contact salesN/A
Last reviewed: Jun 2026

About dLocal

A cross-border payment infrastructure platform for emerging markets. Enables global enterprises to accept local payments and issue payouts via a single API, supporting diverse payment methods across Latin America, Asia, and Africa.

dLocal is a specialized payment infrastructure platform designed to help global enterprises scale operations in emerging markets across Latin America, Asia, and Africa. By providing a unified API, the product enables merchants to accept local payment methods and execute payouts in local currencies, effectively bypassing the complexities of fragmented regional financial systems. Its core capabilities include a robust defense suite for fraud monitoring, chargeback management, and real-time analytics, which are essential for high-volume cross-border transactions. The platform is particularly well-suited for digital, subscription, retail, and ride-hailing businesses that require reliable, compliant, and scalable payment processing. While dLocal offers extensive coverage and technical flexibility, it is an enterprise-focused solution that typically requires a sales consultation to configure specific regional requirements and pricing structures.

Pros & Cons

Pros
  • Provides extensive coverage of local payment methods across emerging markets in LATAM, Asia, and Africa.
  • Unified API simplifies the technical overhead of managing multiple regional payment providers.
  • Includes built-in fraud prevention and chargeback management tools within the Defense Suite.
  • Supports both pay-in and pay-out flows, facilitating complex cross-border financial operations.
Cons
  • Pricing is not publicly disclosed and requires contact with the sales team for enterprise configuration.
  • Integration complexity can be high for businesses not accustomed to enterprise-grade payment infrastructure.
  • Focused primarily on emerging markets, which may not be the optimal choice for businesses centered on mature Western economies.

Features

Key features

Unified API Integration

Connects global merchants to over 1,000 local payment methods through a single integration.

Cross-Border Payouts

Facilitates local currency payouts to staff, customers, and partners in emerging markets.

Defense Suite

Provides real-time monitoring, chargeback management, and dispute resolution tools to mitigate fraud.

Invoice Collection

Enables businesses to receive payments directly in the customer's local currency.

Multi-Currency Support

Handles complex currency conversions and settlements for global enterprise operations.

Additional features

Real-Time Analytics

Delivers data-driven insights into payment trends and customer behavior.

Platform Solutions

Offers specialized payment handling for marketplace and platform business models.

Stablecoin Integration

Supports crypto-to-fiat payment rails for faster cross-border settlements.

Compliance Management

Ensures adherence to local financial regulations across diverse operating regions.

Omnichannel Processing

Supports payment flows for e-commerce, point-of-sale, and mobile applications.

Automated Reconciliation

Streamlines financial reporting by automating settlement and currency conversion logs.

Pricing

Free trial
Free version
Request a quote
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Countries & Languages

Global
Countries served
11
Interface languages
14
Billing currencies

Interface languages

EnglishSpanishPortugueseFrenchGermanItalianRussianChineseJapaneseKoreanArabic

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇯🇵JPY🇦🇺AUD🇨🇦CAD🇨🇭CHF🇨🇳CNY🇸🇪SEK🇳🇴NOK🇳🇿NZD🇲🇽MXN🇧🇷BRL🇦🇷ARS

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