DocPay ACH logo

DocPay ACH

by DocPay · Since 1998
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ActiveAvailable globallyCloud
Quick facts
VendorDocPay
Year launched1998
StatusActive
LocationSan Rafael, USA
Countries servedGlobal
Languages9
Integrations13+
Free tierN/A
Free trialN/A
Contact salesN/A
Last reviewed: Jun 2026

About DocPay ACH

A healthcare-focused payment platform offering interest-free patient payment plans, online payment portals, and ACH/card processing.

DOCPAY is a specialized payment solution tailored for healthcare providers, focusing on simplifying the collection of large patient balances. Unlike traditional finance companies that charge practices significant discount fees, DOCPAY positions itself as a 'payment plans administrator' that keeps the process interest-free for patients and cost-effective for the practice. The platform offers a suite of tools including automated ACH and credit card payment plans, an online patient payment portal, and a verification service called ConfiCheck that helps practices assess the risk of bounced checks before initiating a plan. By handling email reminders and the collection process, DOCPAY aims to reduce the administrative burden on office staff. While the service is highly popular among dental and medical practices for its 'no-fee' approach to the practice, it is specifically designed for the healthcare sector rather than general retail or B2B commerce. Buyers should note that while the platform offers robust automation for recurring payments, it is not a full-featured accounting suite and is best utilized as a specialized bolt-on for patient financial management.

Pros & Cons

Pros
  • Interest-free payment plans are free for the practice to offer to patients.
  • Automated collection process reduces administrative workload for office staff.
  • ConfiCheck service helps mitigate the risk of bounced checks.
  • Guaranteed payment plans provide financial security for large balances.
  • Platform is specifically optimized for healthcare provider needs.
Cons
  • Pricing for specific services is not published in detail beyond the bundle offer.
  • Guarantee feature is currently limited to specific credit card types.
  • Service is highly specialized for healthcare and lacks general-purpose B2B features.
  • Does not function as a comprehensive practice management or accounting system.

Features

Key features

Patient Payment Plans

Offers interest-free installment plans for patients that are free to the practice.

Online Payment Portal

Provides an affordable web-based portal for patients to settle balances.

ConfiCheck

Verifies patient bank account history to identify potential issues before setting up payment plans.

Guaranteed Card Plans

Provides a surcharge-based option that guarantees 100% payment even if a patient cancels their card.

Automated Reminders

Sends monthly email reminders to patients to ensure consistent collection of payments.

Additional features

ACH Processing

Supports electronic bank draft collections for recurring patient payments.

Credit Card Processing

Enables secure card-based payments for healthcare services.

Payment Reconciliation

Tracks and reports on collected funds deposited into the practice account.

Bundle Services

Offers a discounted monthly rate for combining payment plans, online portals, and verification services.

Email Notifications

Automates communication with patients regarding upcoming or missed payments.

Account Verification

Checks for history of bounced checks to reduce risk for the practice.

Interest-Free Financing

Allows patients to pay off large balances without credit checks or interest burdens.

Practice Management Integration

Designed to work alongside existing office workflows to reduce administrative hassle.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
9
Interface languages
19
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianPortugueseDutchJapaneseChinese

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇨🇳CNY🇮🇳INR🇨🇭CHF🇷🇺RUB🇧🇷BRL🇲🇽MXN🇰🇷KRW🇸🇬SGD🇭🇰HKD🇸🇪SEK🇳🇿NZD🇹🇷TRY🇿🇦ZAR

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