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doxoDIRECT

by doxo · Since 2008
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ActiveAvailable globallyCloud
Quick facts
Vendordoxo
Year launched2008
StatusActive
LocationBellevue, USA
Countries servedGlobal
Languages6
Integrations11+
Free tierN/A
Free trialN/A
Contact salesN/A
Last reviewed: Jun 2026

About doxoDIRECT

A cloud-based bill payment platform that enables businesses to accept payments from customers via credit card, debit card, digital wallet, or ACH. It provides real-time payment tracking, automated reconciliation, and IVR pay-by-phone capabilities.

doxoDIRECT is a cloud-based payment processing solution designed for billers and service providers to accelerate collections and improve customer experience. By integrating directly into a business's existing billing workflow, it allows customers to pay via credit card, debit card, digital wallet, or ACH. The platform is particularly noted for its real-time payment tracking and automated reconciliation, which help finance teams reduce manual data entry and administrative overhead. Key capabilities include 24/7 IVR pay-by-phone, customer-controlled autopay with spend limits, and paperless billing notifications. While the platform is highly mobile-optimized, its primary value proposition lies in its ability to handle bank return processing and NSF management, effectively acting as a secure, PCI-compliant extension of a business's own billing infrastructure. Support is provided through a dedicated Biller Success Team, and the platform is designed to integrate with virtually any accounting or ERP software.

Pros & Cons

Pros
  • Automates bank return processing and NSF management to reduce administrative workload.
  • Offers a mobile-optimized payment experience for customers across all devices.
  • Provides real-time visibility into payment status and daily reconciliation files.
  • Supports multiple payment methods including digital wallets and ACH.
  • Includes 24/7 automated pay-by-phone capabilities via IVR.
Cons
  • Pricing for transaction fees is not publicly disclosed and requires contact with the sales team.
  • Integration setup requires coordination with the Biller Success Team rather than a self-service API.

Features

Key features

Real-Time Payment Tracking

Provides visibility into scheduled, pending, and completed transactions to streamline reconciliation.

Automated Payment Processing

Includes autopay functionality within the payment flow to reduce manual paperwork and delinquency.

Interactive Voice Response

Offers 24/7 pay-by-phone services to reduce strain on internal support resources.

Secure Payment Gateway

Uses PCI-compliant encryption and tokenization to protect customer financial information.

Seamless Integration

Connects with existing financial, accounting, or billing software systems for daily reconciliation.

Additional features

Digital Notifications

Sends automated bill updates and payment reminders to customers.

Customizable Payment Thresholds

Allows customers to set spend limits for automated payments.

Mobile-Optimized Interface

Ensures consistent functionality across smartphones, tablets, and desktop devices.

Electronic Invoicing

Supports paperless billing to help customers avoid late payments.

Biller Success Team

Provides dedicated support for onboarding and ongoing account management.

Daily Reconciliation Files

Delivers automated reports to match payments with internal customer records.

QR Code Integration

Facilitates customer adoption through custom payment links and bill inserts.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
6
Interface languages
10
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianPortuguese

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇨🇭CHF🇨🇳CNY🇮🇳INR🇦🇪AED

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