Eyowo logo

Eyowo

by Eyowo Ltd · Since 2018
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ActiveAvailable globally
Quick facts
VendorEyowo Ltd
Year launched2018
StatusActive
LocationIkeja, Lagos 23401, NG
Countries servedGlobal
Languages1
Integrations
Free tier
Free trial
Contact sales

About Eyowo

Eyowo is a payment platform from Eyowo Ltd that provides fast, simple, and secure payment solutions. It includes features such as instant money transfer to any phone number, the ability to buy airtime and data, and facilitates bill payments, allowing users to easily manage their finances. The platform also supports the capability to request money from anyone, anywhere. Eyowo aims to simplify everyday transactions for both individuals and businesses. With instant accounts available for users, it caters to various payment needs efficiently. Key capabilities: Transfer Buy airtime and data Pay or request bills Request money from anyone Instant accounts Best for: individuals and businesses that need straightforward payment solutions.

Eyowo is a modern digital banking platform built to simplify how individuals and businesses in Nigeria save, send, receive, and manage money. Designed around convenience and speed, Eyowo replaces traditional account numbers with phone numbers, allowing users to transact instantly without the stress of long banking procedures. This approach makes everyday payments feel natural, fast, and accessible, especially for users who value simplicity. At its core, Eyowo excels in payments and money movement. Users can send money to any phone number or bank account within seconds, request payments through links or direct requests, and receive funds from anywhere with ease. The platform also supports essential daily transactions such as airtime purchases, data subscriptions, and bill payments, positioning Eyowo as an all-in-one financial hub. Its savings feature encourages disciplined money management by offering competitive interest rates of up to 13%, helping users grow funds for personal goals. Security is a major strength of Eyowo. The platform is PCI-DSS Level 1 certified, NDIC-insured, and regulated by the Central Bank of Nigeria.

Pros & Cons

What users like
  • +Instant account setup using only a phone number, saving time.
  • +Fast and secure money transfers to any phone number or bank account.
  • +Ability to request payments via links, phone numbers, or NUBAN.
  • +Goal-oriented savings with attractive interest rates.
  • +Clear spending insights and analytics for better financial control.
What users flag
  • Limited advanced banking products like loans or investments.
  • Certain services may be restricted to Nigeria due to regulations.

Features

Key features

Instant Personal & Business Accounts – Create accounts using your phone number as your account number, eliminating long banking hall queues.
Send Money Anywhere – Transfer funds instantly to any phone number or bank account with speed and security.
Receive Money Easily – Accept payments via Eyowo requests, payment links, phone numbers, or NUBAN account numbers.
Eyowo Cards – Securely store and use card information without PAN, expiry date, or CVV, keeping money safe.
Savings & Goals – Save for specific goals with competitive interest rates up to 13%, encouraging disciplined financial growth.
Spend Insights & Analytics – Track how, where, and why you spend money to improve budgeting and control over finances.
Bill Payments & Airtime Top-Up – Pay bills, buy airtime, and settle utilities directly from the app.
PCI-DSS Level 1 Security – Military-grade security ensures protection against fraud and keeps your money insured by NDIC.

Additional features

Instant Accounts – Quick creation for both personal and business needs using only a phone number.
Money Transfers – Send funds to any bank or mobile number, instantly and securely.
Payment Requests – Request money using payment links, phone numbers, or account numbers.
Card Management – Store cards securely in the app; transact safely without needing PAN, expiry date, or CVV.
Goal-Oriented Savings – Set and track financial goals, including savings plans for personal dreams.
Spending Analytics – Detailed insights on spending habits, patterns, and financial behavior.
Bill Settlement – Pay utilities, buy airtime, and top-up data seamlessly.
Secure & Regulated – PCI-DSS level 1 certified, CBN-regulated, insured by NDIC.
Business Features – Eyowo supports business accounts and integrated payment solutions for SMEs.
Mastercard Partnership – Cards are issued in partnership with Mastercard for global acceptance.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
1
Interface languages
11
Billing currencies

Interface languages

English

Billing currencies

🇳🇬NGN🇺🇸USD🇪🇺EUR🇬🇧GBP🇨🇦CAD🇦🇺AUD🇯🇵JPY🇨🇳CNY🇮🇳INR🇲🇽MXN🇧🇷BRL

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