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Form3

by Form3 - Form3 Technologies · Since 2016
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ActiveAvailable globallyCloudOn-premise
Quick facts
VendorForm3 - Form3 Technologies
Year launched2016
StatusActive
LocationLondon, UK
Countries servedGlobal
Languages16
Integrations8+
Free tierN/A
Free trialN/A
Contact salesN/A
Last reviewed: Jun 2026

About Form3

A cloud-native, multi-cloud payment technology platform for financial institutions. It provides payment orchestration, real-time payment connectivity, and managed services for global payment schemes via a single API integration.

Form3 by Form3 Technologies is a comprehensive payment processing software designed to streamline financial transactions for businesses of all sizes. With its standout features such as real-time payment processing, advanced fraud detection, and seamless integration capabilities, Form3 offers a robust solution for managing payments efficiently. The user interface of Form3 is clean and intuitive, making it easy for users to navigate through the various features and functionalities. The design elements are minimalistic yet effective, enhancing the overall user experience. With its user-friendly interface, Form3 ensures that users can easily manage their transactions without any unnecessary complications. One of the core functionalities that sets Form3 apart from its competitors is its real-time payment processing capabilities. This feature allows users to process payments instantly, reducing the time and effort required for transaction management. Additionally, Form3's advanced fraud detection system helps to protect businesses from potential threats and ensures secure transactions. In terms of performance, Form3 excels in speed, efficiency, and reliability. The software can handle large datasets and complex operations with ease, ensuring that transactions are processed accurately and efficiently.

Pros & Cons

Pros
  • Single API integration provides access to multiple global payment schemes.
  • Multi-cloud architecture ensures high availability and resilience.
  • Managed service model offloads the burden of scheme compliance and regulatory updates.
  • Scalable platform supports high-volume, real-time payment processing.
Cons
  • Pricing is not publicly disclosed and requires direct sales contact.
  • Enterprise-grade solution may have a longer implementation cycle compared to simple point-of-sale tools.

Features

Key features

Payment Orchestration

Centralizes payment routing and management across multiple schemes and regions through a single API.

Multi-Cloud Architecture

Operates across AWS, GCP, and Azure to ensure continuous availability and reduce concentration risk.

Real-Time Connectivity

Provides direct access to instant payment schemes including RTP, FedNow, SEPA Instant, and FPS.

Managed Compliance

Automatically handles scheme rule changes and regulatory updates to reduce operational burden.

On-Us Payments

Enables internal payment processing without hitting external schemes for increased cost-efficiency.

Additional features

Payment Scheme Simulators

Offers full-fidelity simulators for testing payment flows before production.

Verification of Payee

Supports compliance with regulatory mandates to enhance payment security and build consumer trust.

Automated Reconciliation

Streamlines back-office processes by automating transaction matching and reporting.

Multi-Tenanted Platform

Leverages economies of scale to provide cost-effective, high-volume processing.

Request Signing

Ensures data integrity, confidentiality, and non-repudiation for all API interactions.

Encryption at Rest and Transit

Protects sensitive financial data using industry-standard cryptographic controls.

Enterprise Edition

Provides a self-managed deployment model for institutions requiring infrastructure ownership.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
16
Interface languages
6
Billing currencies

Interface languages

EnglishFrenchGermanSpanishItalianPortugueseDutchSwedishDanishFinnishPolishRussianChineseJapaneseKoreanArabic

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY

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