About Frakmenta
A point-of-sale and e-commerce payment solution that allows customers to split purchases into installments. It integrates with physical terminals and online stores to provide instant financing without paperwork.
Frakmenta is a specialized payment solution provided by Financiera Española de Crédito a Distancia (Findirect) that enables merchants to offer installment-based financing to their customers. Designed for both physical retail and e-commerce, the platform allows shoppers to split purchases into installments—typically up to 12—using their existing bank cards. For merchants, Frakmenta serves as a tool to increase average ticket sizes and reduce cart abandonment by providing an immediate, paperless financing option at checkout. The solution is highly flexible, offering integration through dedicated POS terminals, mobile-friendly web interfaces, and plugins for popular e-commerce platforms like WooCommerce and PrestaShop. While the service is robust for retail financing, it is not a general-purpose analytics or data visualization tool, and its primary value lies in its credit-based payment facilitation. Merchants benefit from rapid settlement times and a streamlined approval process, while customers enjoy a transparent, interest-free or low-friction installment experience. Support is provided through dedicated merchant channels, and the company maintains a strong focus on the Spanish retail market.
Pros & Cons
- Offers instant financing decisions without requiring complex paperwork from the customer.
- Supports both physical retail and online e-commerce environments seamlessly.
- Integrates easily with major e-commerce platforms like WooCommerce and PrestaShop.
- Provides merchants with rapid settlement of funds within 24-48 hours.
- Transparent installment terms help improve customer conversion and average ticket size.
- Integration options are primarily focused on specific e-commerce platforms and POS hardware.
- The service is geographically limited to the Spanish market.
- Pricing and specific merchant fee structures are not publicly disclosed and require direct sales contact.
- The platform is a specialized financing tool rather than a comprehensive business analytics suite.
Features
Key features
Allows customers to split purchases into multiple installments at the point of sale.
Provides immediate financing decisions without requiring extensive documentation.
Supports online store integration via API or plugins for major platforms like PrestaShop and WooCommerce.
Enables customers to manage and authorize installment payments directly through their mobile devices.
Works across physical retail stores, mobile environments, and online e-commerce platforms.
Additional features
Provides merchants with access to transaction details and operational information.
Facilitates seamless payment collection for merchants with 24-48 hour settlement.
Allows customers to choose the number of installments for their purchases.
Offers tools and documentation for custom integrations with e-commerce platforms.
Includes a front-end widget for merchants to display installment options to customers.
Processes payments with bank-grade security standards.
Supports integration with various e-commerce platforms including PrestaShop and WooCommerce.
Provides a centralized area for merchants to monitor sales and financing operations.
Pricing
Countries & Languages
Interface languages
Billing currencies
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About Frakmenta
A point-of-sale and e-commerce payment solution that allows customers to split purchases into installments. It integrates with physical terminals and online stores to provide instant financing without paperwork.
Frakmenta Details
Frakmenta's In-App Market Place
Does Frakmenta have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
7
Mini Apps
1. Stripe Payments: Enable secure online payments through the popular payment processing platform
Stripe.
2. PayPal Integration: Allow customers to make payments using their PayPal accounts directly on your Frakmenta store.
3. Square Payment Processing: Accept card payments in person with Square's payment processing solution
seamlessly integrated with Frakmenta.
4. Apple Pay: Enable faster and more secure checkout experiences for your customers using Apple Pay on their supported devices.
5. Google Pay: Offer customers an easy and secure way to pay online with Google Pay integration on your Frakmenta store.
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), AUD (A$), CAD (C$), JPY (¥), CHF (CHF), SGD (S$), HKD (HK$), NZD (NZ$), SEK (kr), DKK (kr), NOK (kr), ZAR (R), CNY (¥), INR (₹)
Pros & Cons
- Offers instant financing decisions without requiring complex paperwork from the customer.
- Supports both physical retail and online e-commerce environments seamlessly.
- Integrates easily with major e-commerce platforms like WooCommerce and PrestaShop.
- Provides merchants with rapid settlement of funds within 24-48 hours.
- Transparent installment terms help improve customer conversion and average ticket size.
- Integration options are primarily focused on specific e-commerce platforms and POS hardware.
- The service is geographically limited to the Spanish market.
- Pricing and specific merchant fee structures are not publicly disclosed and require direct sales contact.
- The platform is a specialized financing tool rather than a comprehensive business analytics suite.
Frakmenta's Support Options
Email Address
incidencias_findirect@findirect.comContact
+34 900 67 05 10Frakmenta's Alternatives
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