FuturePay logo

FuturePay

by FuturePay - FuturePay · Since 2013
No reviews yet
Active1+ countriesCloud
Quick facts
VendorFuturePay - FuturePay
Year launched2013
StatusActive
LocationSouth Jordan, Utah, USA
Countries served1+
Languages10
Integrations1+
Free tierNO
Free trialNO
Contact salesNO
Last reviewed: Jun 2026

About FuturePay

A digital revolving credit platform that allows e-commerce merchants to offer customers a buy-now-pay-later financing option. It provides a reusable line of credit for shoppers to make purchases and pay over time in flexible monthly installments.

FuturePay by FuturePay is a versatile payment processing software designed to streamline online transactions for businesses of all sizes. One of its standout features is the ability for customers to make purchases using just their email address and password, without needing to enter credit card details each time. The user interface of FuturePay is clean and intuitive, making it easy for both merchants and customers to navigate. The checkout process is seamless, with options for custom branding to maintain a consistent look and feel with the rest of the website. This attention to design detail enhances the overall user experience, making transactions quick and hassle-free. In terms of core functionalities, FuturePay offers innovative solutions such as the ability to offer flexible payment options to customers, including buy now, pay later plans. This feature can help increase sales by providing customers with greater purchasing power and financial flexibility. In terms of performance, FuturePay excels in speed, efficiency, and reliability. It handles large datasets and complex operations with ease, ensuring that transactions are processed quickly and accurately.

Pros & Cons

Pros
  • Increases customer lifetime value by offering a reusable line of credit.
  • Reduces cart abandonment with a streamlined, one-step checkout process.
  • Provides merchants with full payment upfront within two business days.
  • Attracts new customers through cross-merchant marketing campaigns.
Cons
  • Financing is not available in all U.S. states.
  • Service is limited to U.S. residents only.
  • Late fees apply for overdue payments.
  • Not available for in-store or phone-based purchases.

Features

Key features

Digital Revolving Credit

Provides shoppers with a reusable line of credit for multiple purchases without needing a traditional credit card.

Frictionless Checkout

Allows returning customers to complete purchases using only a username and password.

Flexible Repayment

Offers customers the choice to pay balances in full or in flexible monthly installments.

Merchant Payouts

Settles funds to merchants within two business days of transaction processing.

Cross-Merchant Marketing

Refers qualified shoppers from other merchants through cross-merchant campaigns.

Additional features

Fraud Protection

Monitors accounts and alerts customers to changes and charges.

Mobile Optimization

Responsive interface designed for seamless checkout on any device.

Custom Branding

Supports co-branded financing options to increase customer lifetime value.

Detailed Reporting

Provides merchants with access to sales and payment reports via an account dashboard.

Automated Refunds

Processes returns and credits directly through the merchant account.

Instant Approval

Qualifies shoppers in seconds during the checkout process without leaving the site.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
10
Interface languages
6
Billing currencies

Available in

USA

Interface languages

EnglishSpanishFrenchItalianGermanPortugueseDutchRussianJapaneseChinese

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇯🇵JPY🇦🇺AUD🇨🇦CAD

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