About iDEAL
A Dutch online payment method that enables direct, guaranteed transfers from a consumer's bank account to a merchant's account using existing internet or mobile banking infrastructure.
iDEAL is the primary online payment method for Dutch consumers, functioning as a direct, guaranteed transfer from a payer's bank account to a merchant's IBAN. By leveraging the existing security infrastructure of Dutch internet and mobile banking, it provides a trusted and irrevocable payment experience. The platform supports a wide range of use cases, from standard e-commerce checkouts to payment requests via QR codes and digital links. Merchants integrate iDEAL through certified partners, which include acquirers and collecting payment service providers, ensuring compliance with local and European regulations. While iDEAL is highly optimized for the Dutch market, it is accessible to international merchants who wish to serve Dutch customers. The service is characterized by its simplicity for consumers—who do not need to register separately—and its reliability for merchants, who receive immediate payment confirmation.
Pros & Cons
- Provides a secure and irrevocable payment method directly through the consumer's own bank.
- Offers immediate payment confirmation for merchants, reducing the risk of non-payment.
- Supports diverse payment scenarios including QR codes and digital payment links.
- Requires no separate registration for consumers, lowering friction at checkout.
- Limited to consumers with access to participating Dutch internet or mobile banking.
- Payments are irrevocable, meaning consumers must contact the merchant directly for refunds or order cancellations.
- Integration requires a contract with a certified iDEAL partner rather than a direct connection to Currence.
Features
Key features
Provides immediate payment confirmation to both the consumer and the merchant upon successful transaction.
Ensures that once a payment is approved by the consumer in their banking environment, it cannot be reversed.
Supports initiating payments via iDEAL QR codes for physical and digital scenarios.
Allows merchants to send payment requests via email, WhatsApp, or text message for post-payment scenarios.
Enables consumers to pay using their own bank's app or website without requiring separate registration.
Additional features
Facilitates a secure, direct transfer from the payer's IBAN to the beneficiary's IBAN.
Compatible with web shops, energy bill payments, donations, and municipal tax payments.
Utilizes the same security techniques and standards as standard internet and mobile banking.
Offers various technical options for integration through certified iDEAL partners.
Allows non-Dutch organizations to offer iDEAL to Dutch customers via collecting payment service providers.
Pricing
Countries & Languages
Interface languages
Billing currencies
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About iDEAL
A Dutch online payment method that enables direct, guaranteed transfers from a consumer's bank account to a merchant's account using existing internet or mobile banking infrastructure.
iDEAL Details
iDEAL's In-App Market Place
Does iDEAL have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
6
Mini Apps
1. iDEAL Predictive Analytics: A powerful predictive analytics tool that helps businesses in talent management and recruiting by analyzing data and providing insights to make better decisions.
2. iDEAL Payment Processing: Streamline your payment process with this add-on
allowing businesses to accept payments through the iDEAL platform efficiently.
3. iDEAL Talent Management: Manage your workforce effectively with this mini-app that helps in recruiting
onboarding
and developing employees to maximize productivity.
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), JPY (¥), AUD (A$), CAD (C$), CNY (¥), CHF (CHF), SEK (kr), NOK (kr), DKK (kr), NZD (NZ$), SGD (S$), HKD (HK$).
Pros & Cons
- Provides a secure and irrevocable payment method directly through the consumer's own bank.
- Offers immediate payment confirmation for merchants, reducing the risk of non-payment.
- Supports diverse payment scenarios including QR codes and digital payment links.
- Requires no separate registration for consumers, lowering friction at checkout.
- Limited to consumers with access to participating Dutch internet or mobile banking.
- Payments are irrevocable, meaning consumers must contact the merchant directly for refunds or order cancellations.
- Integration requires a contract with a certified iDEAL partner rather than a direct connection to Currence.
iDEAL's Support Options
Email Address
support@ideal.nlDocumentation
https://www.currence.nl/idealiDEAL's Alternatives
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Vella is a multi-currency banking software from Vella Finance that provides a convenient banking use.…
Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
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