iPay logo

iPay

by iPay Ghana · Since 2017
No reviews yet
Active1+ countriesCloud
Quick facts
VendoriPay Ghana
Year launched2017
StatusActive
Location33 Sir Arku Korsah Road , Airport Residential Area, , Accra, GH
Countries served1+
Languages1
Integrations
Free tier
Free trial
Contact sales

About iPay

IPay is a payment and business management software from iPay Ghana that enables businesses and individuals to simplify their payment processes. It provides Mobile Money (All Networks), Debit and Credit Cards, and comprehensive resources including documentation and a blog so users can effectively manage their financial transactions. The platform supports businesses in efficiently conducting payments and managing various financial operations. iPay aims to enable users in Africa by simplifying access to payment solutions and resources. Key capabilities: Mobile Money integration Debit and Credit card processing Developer resources Documentation and support Informative blog Best for: businesses and individuals needing reliable payment solutions and business management tools.

iPay from ipaygh.com is a comprehensive payment and business management platform designed to streamline financial transactions and operational workflows for businesses in Ghana. The platform allows merchants to accept payments across multiple channels, including mobile money from all major Ghanaian networks, debit and credit cards, Visa, Masterpass, and QR code payments, making it accessible to a broad range of customers and adaptable for both online and offline sales environments. iPay also provides payment links for merchants without a full website, enabling quick, convenient collection of funds from clients via email, SMS, or social media. Beyond payment processing, the platform includes robust invoicing tools, allowing businesses to send electronic invoices, track payment status, and reconcile accounts efficiently. Its dashboard integrates inventory, product, and customer management features, giving business owners real-time insights into sales trends, stock levels, and customer engagement, which helps in making data-driven operational decisions. For physical stores and in-person sales, iPay offers a mobile point-of-sale solution that works on smartphones and tablets, reducing reliance on cash and improving transaction security.

Pros & Cons

What users like
  • +Unified payment solution combining online, mobile, and offline channels.
  • +Flexible sales options via payment links, online checkouts, or POS systems.
  • +Inclusive payment methods supporting mobile money and cards.
  • +Business management tools like invoicing, inventory tracking, and customer engagement.
What users flag
  • Minimum transfer limits may apply for bank withdrawals.
  • Merchant verification is needed to activate full features.
  • Core services are tailored primarily to Ghana and neighboring markets.

Features

Key features

Multi-Channel Payment Acceptance
Lets businesses receive payments via mobile money, QR codes, and debit or credit cards.
Online and On-Mobile Sales
Enables merchants to sell on websites, apps, social media, or via direct payment links.
Offline and In-Shop Payments
Supports in-shop, offline, or on-the-go payments using a single POS system.
Payment Link Creation
Merchants can generate simple payment links to collect funds without a website.
E-Invoicing Tools
Send invoices by SMS or email and receive payment directly.
Integrated Payout and Transfers
Send money to suppliers, pay bills, top up airtime, or transfer funds to bank accounts.
Central Dashboard and Reporting
Single interface for tracking sales, transactions, inventory, and customer trends.

Additional features

Mobile Money and Network Payments
Accepts MTN Mobile Money, Vodafone Cash, AirtelTigo Money, and QR payments.
Card Payment Support
Handles Visa and Mastercard transactions locally and internationally at higher plan tiers.
Online Checkout Widgets
Offers embeddable checkout buttons or widgets for websites and online stores.
POS and In-Shop Setup
Accepts card, QR, and mobile money in physical retail environments.
Sales and Inventory Management
Tracks product and stock details alongside customer loyalty tools.
Ticketing and Event Sales
Enables event organisers to create, sell, and track tickets.
Customer Engagement Tools
Bulk SMS and email options for marketing, promotions, and updates.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
1
Interface languages
1
Billing currencies

Available in

Africa

Interface languages

English

Billing currencies

GHC

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