About iugu
A modular financial infrastructure platform providing payment processing, recurring billing, split payments, and Banking as a Service (BaaS).
Iugu is a comprehensive financial infrastructure platform designed to help businesses scale their operations through a modular ecosystem. It serves a wide range of companies, from startups to large enterprises, by providing tools for payment processing, subscription management, and revenue splitting. The platform is particularly strong in its developer-centric approach, offering a robust RESTful API with extensive documentation that facilitates seamless integration with existing ERPs, CRMs, and e-commerce platforms. Beyond basic payment processing, Iugu provides advanced features like Banking as a Service (BaaS), allowing companies to embed financial services directly into their own products. While the platform is highly flexible and scalable, it is primarily focused on the Brazilian market, operating under the regulation of the Central Bank of Brazil. Users can manage their operations via a web dashboard or mobile app, and the service includes dedicated support teams for enterprise clients. Buyers should note that while the platform is powerful, it requires a contract-based engagement for many of its advanced features, and pricing is typically customized based on the specific needs and volume of the business.
Pros & Cons
- Highly modular architecture allows businesses to start with simple payments and scale to complex BaaS solutions.
- Robust API with extensive documentation supports deep integration with legacy systems and modern tech stacks.
- Automated split payment functionality simplifies revenue distribution for marketplaces and collaborative business models.
- Comprehensive subscription management tools effectively reduce involuntary churn and improve revenue predictability.
- Regulated by the Central Bank of Brazil, ensuring high standards of security and compliance.
- Pricing is not publicly listed and requires contact with sales, which may hinder quick evaluation for smaller businesses.
- The platform is heavily optimized for the Brazilian market, which may limit its utility for companies operating exclusively outside this region.
- Advanced features and BaaS capabilities may present a steep learning curve for non-technical teams.
- Support response times can vary depending on the service tier and complexity of the integration.
Features
Key features
Supports Pix, credit cards, and boleto bancário with customizable checkout experiences.
Automates recurring billing cycles, plan upgrades, and prorated calculations for SaaS and service businesses.
Automatically distributes revenue among multiple sub-accounts with configurable rules for marketplaces and franchises.
Enables businesses to offer digital accounts, card issuance, and transfers with native regulatory compliance.
Provides over 140 RESTful endpoints with comprehensive documentation for custom financial integrations.
Additional features
Generates and sends invoices automatically for various payment methods.
Includes integrated security measures to identify and mitigate fraudulent transactions.
Allows businesses to customize the payment interface to match their brand identity.
Offers detailed financial dashboards for tracking transaction volume, growth, and cash flow.
Encrypts sensitive customer data to ensure secure storage for future transactions.
Intelligent routing to maximize transaction approval rates.
Simplifies financial reconciliation through automated reporting and exportable data.
Pricing
Countries & Languages
Interface languages
Billing currencies
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About iugu
A modular financial infrastructure platform providing payment processing, recurring billing, split payments, and Banking as a Service (BaaS).
iugu Details
iugu's In-App Market Place
Does iugu have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
5
Mini Apps
1. Subscription Management - Allows users to manage recurring payments for subscription-based services.
2. Invoice Generation - Generates invoices automatically for transactions made within the software.
3. Fraud Protection - Provides additional security measures to prevent fraudulent transactions.
4. Automated Email Notifications - Sends automated email notifications to users regarding payment updates and reminders.
5. Customizable Payment Form - Allows users to customize the payment form according to their branding and preferences.
Pricing Options
Accepted Payment Currencies
BRL (R$), USD ($), EUR (€), JPY (¥), GBP (£), AUD (A$), CAD (C$), CNY (¥), INR (₹), RUB (₽), MXN ($), KRW (₩), TRY (₺), ZAR (R), IDR (Rp), SGD (S$), NOK (kr), SEK (kr), CHF (CHF), NZD (NZ$), HKD (HK$), DKK (kr)
Pros & Cons
- Highly modular architecture allows businesses to start with simple payments and scale to complex BaaS solutions.
- Robust API with extensive documentation supports deep integration with legacy systems and modern tech stacks.
- Automated split payment functionality simplifies revenue distribution for marketplaces and collaborative business models.
- Comprehensive subscription management tools effectively reduce involuntary churn and improve revenue predictability.
- Regulated by the Central Bank of Brazil, ensuring high standards of security and compliance.
- Pricing is not publicly listed and requires contact with sales, which may hinder quick evaluation for smaller businesses.
- The platform is heavily optimized for the Brazilian market, which may limit its utility for companies operating exclusively outside this region.
- Advanced features and BaaS capabilities may present a steep learning curve for non-technical teams.
- Support response times can vary depending on the service tier and complexity of the integration.
iugu's Support Options
Email Address
support@iugu.comContact
+55 (11) 4210-1033Documentation
https://dev.iugu.com/Community Forums
https://forums.iugu.com/Chatbot
AvailableLive Chat
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