Kurv logo

Kurv

by Kurv
No reviews yet
Active1+ countriesCloud
Quick facts
VendorKurv
Year launched
StatusActive
LocationCleveland, Ohio
Countries served1+
Languages1
Integrations
Free tierNO
Free trialNO
Contact salesNO
Last reviewed: Jun 2026

About Kurv

Kurv is an exceptional, highly agile solution in the Fintech and Merchant Services landscape. It completely excels at taking fragmented, confusing payment tasks—like high-risk card underwriting, mobile checkouts, virtual phone entry, and distant invoicing—and streamlining them into a single, zero-dollar monthly cloud dashboard.

Kurv is an exceptional, highly agile solution in the Fintech and Merchant Services landscape. It completely excels at taking fragmented, confusing payment tasks—like high-risk card underwriting, mobile checkouts, virtual phone entry, and distant invoicing—and streamlining them into a single, zero-dollar monthly cloud dashboard. The platform's true competitive advantage is its exceptional, hardware-free approach; by combining native Tap-to-Pay for iOS and Android with transparent flat or zero-fee pricing structures, it removes the heavy equipment costs that typically strain small businesses. While idle accounts must be watched to avoid minimum inactive fees, Kurv stands out as an invaluable financial asset for Mobile Business Owners, Contractors, and Retail Retailers who want to speed up card deposits, get rid of messy hardware dongles, and count on reliable, 24/7 human customer service.

Pros & Cons

What users like
  • +Accesses real, U.S.-based human assistance around the clock
  • +Removes early termination fees (ETFs), batch processing fees, and mandatory monthly subscription costs
  • +Operating as a direct processor allows Kurv to approve borderline-risk accounts
What users flag
  • Passing processing fees along to clients can sometimes cause friction or push customers toward cash-only alternatives.
  • Accounts that sit completely unused or fall beneath minimum transaction volumes can still be hit with an idle fee of up to $25 a month.
  • Kurv focuses strictly on payment gateways and processing rather than hosting standalone online storefronts.

Features

Key features

Real-Time Omnichannel Dashboard
Unifies and monitors transaction lines, cash deposits, and daily sales performance across in-store, online, and mobile fields in one place.
Browser-Based Virtual Terminal
Provides an encrypted web page where field reps can safely enter credit card details manually to process over-the-phone and mail-order sales.
Flexible Zero-Fee Surcharging
Allows margin-conscious merchants to automatically calculate and pass transaction processing expenses directly onto buying consumers at checkout.
Direct In-House Processing & Underwriting
Eliminates middleman delays by handling account approvals, card underwriting, and risk assessments completely in-house under a single roof.
Native Smartphone Tap-to-Pay
Turns any everyday iOS or Android mobile device into a fully functioning point-of-sale register—accepting contactless cards, Apple Pay, and Google Wallet without requiring external card reader dongles.

Additional features

Instant Custom QR Code Generation
Creates unique, scannable QR codes on your smartphone screen so customers can pay instantly from their own devices.
SMS & Email Payment Links
Generates secure checkout URLs that can be texted or emailed directly to clients for quick, off-site invoice collection.
Smart Subscription & Recurring Billing
Schedules automated, recurring card charges for gym memberships, installment plans, or monthly product boxes.
Local Inventory SKU Tracking
Allows mobile merchants to upload product details, attach catalog photos, and track stock counts straight from the phone app.
Advanced Built-in Fraud Monitoring
Uses real-time data security filters to check transaction risks, block fraudulent charges, and minimize revenue loss from chargebacks.
Unified Chargeback Management Hub
Offers clear digital tools to quickly track cardholder disputes, upload delivery evidence, and defend merchant revenue.
Next-Day / Same-Day Funding Toggles
Speeds up your cash flow by moving settled transaction funds into your business bank account within hours.
Product Variant & Category Builder
Easily adds custom sizes, colors, and alternative item options to your mobile register menu.
Barcode Scanning Utility
Employs your smartphone’s native camera to scan item barcodes for lightning-fast product checkouts.
Dual-Screen Terminal Mirroring
Syncs register totals instantly with external customer-facing screens to improve checkout clarity and trust.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
1
Interface languages
1
Billing currencies

Available in

United States

Interface languages

English

Billing currencies

🇺🇸USD

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